Immo Bis
ActiveSummary
Immo Bis has been active since 1976 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €472k and a net result of €281k. Equity is growing by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 4556 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability91▲+5
Solvency55▼-5
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.24 against 1.01 in 2024; short-term debt: 36.9% and cash: 11.9% of total assets), and 70.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.9%
Return on assets
17.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
6 d early
2023
8 d early
2022
13 d early
2021
61 d early
2020
11 d early
2019
49 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€281k▲ 49.5%
2024 · €188k
Working capital
€138k▲ 5,631%
2024 · €2k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2.04M▲ 97.2%€326k▼ 84.1%€298k▼ 8.6%€281k▼ 5.7%€398k▲ 41.4%
Net result€1.64M▲ 112%€269k▼ 83.6%€169k▼ 37.0%€188k▲ 11.0%€281k▲ 49.5%
Equity€338k=€472k▲ 39.8%€472k=€472k=€472k=
Total assets€2.16M▲ 58.9%€1.79M▼ 17.1%€1.55M▼ 13.2%€1.35M▼ 12.8%€1.58M▲ 16.5%
Debt€1.82M▲ 78.4%€1.32M▼ 27.6%€1.08M▼ 17.9%€882k▼ 18.4%€1.11M▲ 25.4%
Working capital€-16k€412k€147k▼ 64.5%€2k▼ 98.4%€138k▲ 5,631%
Staff (FTE)3.1▼ 6.1%3.3▲ 6.5%2.4▼ 27.3%2.1▼ 12.5%1.6▼ 23.8%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 41% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.58M
Fixed assets
€858k ▼ 11.8%
Current assets
€720k ▲ 88.7%
Equity and liabilities €1.58M
Equity
€472k =
Debt
€1.11M ▲ 25.4%
Debt's share of the balance-sheet total rises from 65.2% to 70.1%. Debt is higher.
Key figures and ratios
EBITDA
€535k▲
2024 · €425k
Cash flow
€418k▲
2024 · €332k
Current ratio
1.24▲
2024 · 1.01
Debt to equity
2.34▲
2024 · 1.87
ROE
59.6%▲
2024 · 39.9%
ROA
17.8%▲
2024 · 13.9%
Interest coverage
28.15▲
2024 · 15.96
Debt ≤ 1 year
€582k▲
2024 · €379k
Debt > 1 year
€524k▲
2024 · €503k
Income taxes
€100k▲
2024 · €70k
Staff costs
€107k▼
2024 · €128k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €34k | - | - | - |
| Remuneration, social security and pensions62 | €170k | €167k | €124k | €128k | €107k | ▼ 15.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €48k | €87k | €142k | €144k | €137k | ▼ 4.9% |
| Other operating charges640/8 | €75k | €134k | €52k | €49k | €54k | ▲ 10.9% |
| Non-recurring operating charges66A | - | €13k | - | €52 | €9k | ▲ 16,954% |
| Gross operating margin9900 | €2.34M | €727k | €617k | €602k | €705k | ▲ 17.2% |
| Operating profit (loss)9901 | €2.04M | €326k | €298k | €281k | €398k | ▲ 41.4% |
| Financial income75/76B | €6k | €102 | €969 | €3k | €2k | ▼ 27.3% |
| Recurring financial income75 | €6k | €102 | €969 | €3k | €2k | ▼ 27.3% |
| Financial charges65/66B | €5k | €21k | €71k | €27k | €19k | ▼ 28.7% |
| Recurring financial charges65 | €5k | €21k | €71k | €27k | €19k | ▼ 28.7% |
| Profit (loss) for the period before taxes9903 | €2.05M | €305k | €228k | €258k | €381k | ▲ 47.8% |
| Income taxes67/77 | €404k | €36k | €58k | €70k | €100k | ▲ 43.2% |
| Profit (loss) for the period9904 | €1.64M | €269k | €169k | €188k | €281k | ▲ 49.5% |
| Profit (loss) for the period to be appropriated9905 | €1.64M | €269k | €169k | €188k | €281k | ▲ 49.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.16M | €1.79M | €1.55M | €1.35M | €1.58M | ▲ 16.5% |
| Fixed assets21/28 | €353k | €1.08M | €1.09M | €972k | €858k | ▼ 11.8% |
| Intangible fixed assets21 | €26k | €23k | €16k | €8k | €27k | ▲ 218% |
| Tangible fixed assets22/27 | €328k | €1.05M | €1.07M | €964k | €831k | ▼ 13.8% |
| Land and buildings22 | €90k | €89k | €88k | €87k | €86k | ▼ 1.1% |
| Plant, machinery and equipment23 | €8k | €4k | €3k | €2k | €1k | ▼ 48.1% |
| Furniture and vehicles24 | €67k | €87k | €65k | €63k | €41k | ▼ 34.6% |
| Other tangible fixed assets26 | €163k | €875k | €920k | €812k | €702k | ▼ 13.5% |
| Financial fixed assets28 | €250 | - | - | - | - | - |
| Current assets29/58 | €1.80M | €711k | €462k | €382k | €720k | ▲ 88.7% |
| Amounts receivable after more than one year29 | €904 | - | - | €51k | €393k | ▲ 675% |
| Other amounts receivable291 | €904 | - | - | €51k | €393k | ▲ 675% |
| Amounts receivable within one year40/41 | €294k | €223k | €319k | €191k | €131k | ▼ 31.4% |
| Trade receivables40 | €197k | €170k | €272k | €158k | €63k | ▼ 60.3% |
| Other amounts receivable41 | €96k | €53k | €47k | €33k | €68k | ▲ 107% |
| Current investments50/53 | - | €50k | - | - | - | - |
| Cash at bank and in hand54/58 | €1.50M | €430k | €134k | €133k | €188k | ▲ 41.0% |
| Deferred charges and accrued income490/1 | €7k | €8k | €9k | €7k | €9k | ▲ 21.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.16M | €1.79M | €1.55M | €1.35M | €1.58M | ▲ 16.5% |
| Equity10/15 | €338k | €472k | €472k | €472k | €472k | = |
| Contributions10/11 | €125k | €125k | €125k | €125k | €125k | = |
| Capital10 | €125k | €125k | €125k | €125k | €125k | = |
| Issued capital100 | €125k | €125k | €125k | €125k | €125k | = |
| Reserves13 | €213k | €347k | €347k | €347k | €347k | = |
| Non-distributable reserves130/1 | €13k | €13k | €13k | €13k | €13k | = |
| Legal reserve130 | €13k | €13k | €13k | €13k | €13k | = |
| Distributable reserves133 | €200k | €334k | €334k | €334k | €334k | = |
| Amounts payable17/49 | €1.82M | €1.32M | €1.08M | €882k | €1.11M | ▲ 25.4% |
| Amounts payable after more than one year17 | - | €1.02M | €765k | €503k | €524k | ▲ 4.1% |
| Financial debts170/4 | - | - | - | - | €524k | - |
| Other amounts payable178/9 | - | €1.02M | €765k | €503k | - | - |
| Amounts payable within one year42/48 | €1.82M | €299k | €316k | €379k | €582k | ▲ 53.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | - | €106k | - |
| Trade debts44 | €120k | €146k | €92k | €143k | €171k | ▲ 19.6% |
| Suppliers440/4 | €120k | €146k | €92k | €143k | €171k | ▲ 19.6% |
| Taxes, remuneration and social security45 | €59k | €18k | €54k | €49k | €18k | ▼ 63.1% |
| Taxes450/3 | €38k | €3k | €41k | €32k | €4k | ▼ 88.1% |
| Remuneration and social security454/9 | €21k | €15k | €13k | €17k | €14k | ▼ 15.3% |
| Other amounts payable47/48 | €1.64M | €134k | €169k | €188k | €287k | ▲ 53.0% |
| Accrued charges and deferred income492/3 | - | €21 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €1.64M | €269k | €169k | €188k | €281k | ▲ 49.5% |
| + Depreciation and write-downs630 | €48k | €87k | €142k | €144k | €137k | ▼ 4.9% |
| Operating cash flow (approximation) | €1.69M | €356k | €312k | €332k | €418k | ▲ 25.9% |
| Investment in fixed assets (approximation) | - | €-812k | €-155k | €-26k | €-22k | ▲ 13.7% |
| Change in cash | - | €-1.07M | €-296k | €-959 | €55k | ▲ 5,797% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
25-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €169k ▼37%
Net result drops to €169k, the lowest in the series; recovery starts the following year.
18-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Liquidity doublescurrent ratio 2.38
Current ratio from 0.99 to 2.38; short-term debt falls from €1.82M to €299k.
31-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €1.64M ▲112%
Operating result €2.04M, net result €1.64M, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
18-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 49 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 2.83
Current ratio from 1.06 to 2.83; short-term debt falls from €711k to €222k.
31-12
Financial
Equity above €200kEq €461k ▲194%
2 profitable years in a row build equity to €461k.
Show earlier events
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
02-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
26-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 1976
Ground area
125 m²
Building footprint
125 m²
Volume, LiDAR
2,439 m³
Parcel 31332E0077/00_000, Flanders · tallest building 26.3 m, ±7 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Immo Bis
since 19762.229.003.580
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31332E0077/00_000 | Flanders | 125 m² | 1 · 125 m² | 26.3 m · 7 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 378 EUR awarded · 378 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 378 EUR |
| 2022 | 1 | 378 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 11,756 companies in sector 68310 we hold annual accounts for 6,904. 4,638 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded18-12-1976
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Scores and ratios are computed by Checked and are not a credit decision.