Skip to content

IMMO BERNSTEIN

Active Private limited companyfounded 1990active for 36 yearsKinderlaan 1, 8670 KoksijdeKBO/BCE: BE 0442.404.231

Lifetime

20 annual accounts with figures on one time axis, 35 filings since 1991
peak €600,034 (2021)
€14,672▼ 90.9%
lowest -€314,570 (2025)
-€314,570▼ €144,198
peak €1.6m (2022)
€294,982▼ 51.6%
€741,171▲ 63.2%
peak 8 FTE (2020)
-not published
Board2 names since 2020
1 director
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Gross margin from €160,485 to €14,672Loss of €314,570Equity from €609,553 to €294,982Debts from €454,257 to €741,171Cash from €12,833 to €7,763

Key points

from the 2025 annual accounts

Equity

€294,982 from €1.6m in 2022

Equity fell by 81% in 3 years.

Result

-€314,570 ▼ 84.6%
-€170,0002024-€315,0002025

The result fell in 2025: different schema filed.

Debts

€741,171 ▲ 63.2%
Other debts
+276,909
Financial debts
+43,525
Suppliers
+28,366
The rest
-61,887

Debts rose by €286,914 in 2025.

Staff

5.5 FTE from 8 in 2020

Between 2020 and 2025, 31% of the full-time equivalents disappeared.

Filings

35 annual accounts since 1991
AprilJune31 JulyOctober200020102020

Nine of the last ten came late. The 2019 accounts came latest: 90 days after the end of the period.

Position in the sector

-€314,570

Lower net result than 95% of companies in food and beverage service. Sector median €4,665 · 18,517 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 1,225 companies had the same profile as IMMO BERNSTEIN has now. Each dot stands for 4 companies, two years later.

88.4%
were still trading
7.6%
stopped another way
3.8%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,762 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,225 companies, not a prediction for IMMO BERNSTEIN. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
  • deed of 05-03-2024
  • deed of 05-03-2024
  • deed of 05-03-2024
and 1 other shareholder

Shares in 1 company,

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0442404231
Demerger: IMMO BERNSTEIN splits off to IMMO D'HULSTER Resignation: (statutory director) · is a shareholder · is a shareholder · General meeting of 30-01-2024 · Gazette deed
Demerger proposal: IMMO BERNSTEIN splits off to IMMO D'HULSTER Gazette deed
1 director appointed, 1 resignation, 1 reappointment Resignation: · Reappointment: (statutory director) · Appointment: (statutory director) · General meeting of 11-09-2020 · Gazette deed
All 51 events

Comparable companies

same main activity, similar in size and age
Company
IMMO BERNSTEIN Koksijde €1.0m €14,672 28.5% -
IL GUSTO INVEST Aalst €1.1m €16,425 95.2% -
Stev-Services Saint-Ghislain €0.7m €18,290 -0.3% -
TAMLAHT Antwerp €0.7m €15,608 -39.1% -
GRENACHE Aartselaar €1.7m €10,402 6.9% -
LYS LOUVAIN DEVELOPMENT Ottignies-Louvain-la-Neuve €0.8m €14,769 -14.3% -
500 Bonheiden €0.6m €13,284 58.6% -

These companies have the same main activity as IMMO BERNSTEIN: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €635,000 and €1.7m, founded between 1986 and 2005.

Official details

Source: KBO
Status
Active since 09-11-1990Normal situation
Activity
Full-service restaurantsNACE 56111
Joint committee
302Hotels and catering · annual accounts 2023
Establishment unit
2.051.760.7278570 Anzegem, since 14-09-1992
Financial year end
31 December
Peppol
Reachable since 14-03-2025
Company details

Annual accounts 2025

≈ €160,000estimated
€1.0m▼ 2.6%
Filing
Filed on 31-08-2026
Financials

Insights on IMMO BERNSTEIN

IMMO BERNSTEIN files the micro format. That format states no turnover. The gross margin fell from €44,901 in 2006 to €14,672 in 2025.

The balance sheet grew most from 2008 to 2009 through fixed assets.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about IMMO BERNSTEIN

What is the company number of IMMO BERNSTEIN?
The company number of IMMO BERNSTEIN is 0442.404.231. The VAT number is the same number with BE in front: BE 0442.404.231.
Where is IMMO BERNSTEIN based?
The registered office is at Kinderlaan 1, 8670 Koksijde.Company details
What does IMMO BERNSTEIN do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of IMMO BERNSTEIN?
IMMO BERNSTEIN is a private limited company (BV).
When was IMMO BERNSTEIN founded?
IMMO BERNSTEIN was founded on 09-11-1990.
Is IMMO BERNSTEIN still active?
Yes, IMMO BERNSTEIN is an active enterprise in the KBO register.
How many employees does IMMO BERNSTEIN have?
IMMO BERNSTEIN had an average of 5.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does IMMO BERNSTEIN fall under?
In its 2023 annual accounts, IMMO BERNSTEIN states joint committee 302 (Hotels and catering).
What is the turnover of IMMO BERNSTEIN?
The turnover in financial year 2025 is ≈ €160,000. This figure is estimated from the gross margin of €14,672 and 99 comparable companies (NACE 56111). It probably lies between €77,000 and €320,000. It is a rough estimate.
Is IMMO BERNSTEIN profitable?
In financial year 2025, IMMO BERNSTEIN made a loss of €314,570.
Where can I find the annual accounts of IMMO BERNSTEIN?
IMMO BERNSTEIN filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IMMO BERNSTEIN due?
IMMO BERNSTEIN must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.