IMMO BERISCA
ActiveSummary
IMMO BERISCA has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,338 and a net result of -€3,080. Equity is shrinking by ~11.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. The computed 12-month bankruptcy probability is 0.2% (very low).
Financials · fiscal year 2025, micro schema
2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years
The operating result returns to profit in 2025: €3,174 after a loss of €266 in 2024.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.
Peer companies
Historical observationOf the 974 companies that looked in July 2024 the way this one looks now, 2.3% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency under 10%
- a small loss
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 974 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €18,575 | €18,458 | €20,033 | €23,680 | €27,833 | €37,404 | €38,420 | €39,566 | ▲ 3.0% |
| Other operating charges640/8 | - | - | - | €2,522 | €4,302 | €11,331 | €5,048 | €5,129 | ▲ 1.6% |
| Gross operating margin9900 | €28,134 | €23,242 | €32,514 | €31,292 | €39,573 | €38,904 | €43,202 | €47,870 | ▲ 10.8% |
| Operating profit (loss)9901 | €6,469 | €1,625 | €6,735 | €5,091 | €7,438 | -€9,831 | -€266 | €3,174 | ▲ 1,292% |
| Financial income75/76B | - | - | - | €161 | - | - | - | - | - |
| Recurring financial income75 | - | - | €18 | €161 | - | - | - | - | - |
| Financial charges65/66B | - | - | - | €3,018 | €3,717 | €7,679 | €7,378 | €6,254 | ▼ 15.2% |
| Recurring financial charges65 | €4,357 | €3,300 | €3,787 | €3,018 | €3,717 | €7,679 | €7,378 | €6,254 | ▼ 15.2% |
| Profit (loss) for the period before taxes9903 | €2,112 | -€1,675 | €2,965 | €2,233 | €3,722 | -€17,510 | -€7,645 | -€3,080 | ▲ 59.7% |
| Profit (loss) for the period9904 | €2,112 | -€1,675 | €2,965 | €2,233 | €3,722 | -€17,510 | -€7,645 | -€3,080 | ▲ 59.7% |
| Profit (loss) for the period to be appropriated9905 | €2,112 | -€1,675 | €2,965 | €2,233 | €3,722 | -€17,510 | -€7,645 | -€3,080 | ▲ 59.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €375,285 | €358,434 | €387,781 | €362,618 | €522,107 | €505,508 | €451,316 | €411,992 | ▼ 8.7% |
| Fixed assets21/28 | €368,449 | €349,991 | €382,486 | €358,806 | €444,147 | €479,161 | €440,741 | €407,420 | ▼ 7.6% |
| Tangible fixed assets22/27 | €368,449 | €349,991 | €382,486 | €358,806 | €444,147 | €479,161 | €440,741 | €407,420 | ▼ 7.6% |
| Land and buildings22 | - | - | - | €358,806 | €444,147 | €479,161 | €440,741 | €407,420 | ▼ 7.6% |
| Current assets29/58 | €6,836 | €8,443 | €5,295 | €3,811 | €77,960 | €26,347 | €10,575 | €4,572 | ▼ 56.8% |
| Amounts receivable within one year40/41 | - | €4,682 | - | €314 | - | €2,438 | €3,650 | €301 | ▼ 91.7% |
| Trade receivables40 | - | - | - | €314 | - | €2,438 | €3,650 | €301 | ▼ 91.7% |
| Cash at bank and in hand54/58 | €4,261 | €1,066 | €2,995 | €3,497 | €77,496 | €23,414 | €5,902 | €3,732 | ▼ 36.8% |
| Deferred charges and accrued income490/1 | - | - | - | - | €464 | €495 | €1,024 | €538 | ▼ 47.5% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €375,285 | €358,434 | €387,781 | €362,618 | €522,107 | €505,508 | €451,316 | €411,992 | ▼ 8.7% |
| Equity10/15 | €26,327 | €24,652 | €27,617 | €29,851 | €33,573 | €16,063 | €8,418 | €5,338 | ▼ 36.6% |
| Contributions10/11 | €80,000 | €80,000 | - | €80,000 | €80,000 | €80,000 | €80,000 | €80,000 | = |
| Profit (loss) carried forward14 | -€53,673 | -€55,348 | -€52,383 | -€50,149 | -€46,427 | -€63,937 | -€71,582 | -€74,662 | ▼ 4.3% |
| Amounts payable17/49 | €348,958 | €333,782 | €360,163 | €332,767 | €488,535 | €489,445 | €442,898 | €406,653 | ▼ 8.2% |
| Amounts payable after more than one year17 | €178,312 | €152,626 | €126,454 | €99,785 | €168,896 | €197,466 | €161,386 | €136,521 | ▼ 15.4% |
| Financial debts170/4 | - | - | - | €99,785 | €168,896 | €197,466 | €161,386 | €136,521 | ▼ 15.4% |
| Amounts payable within one year42/48 | €170,647 | €181,156 | €233,710 | €232,982 | €319,638 | €291,980 | €281,512 | €270,133 | ▼ 4.0% |
| Current portion of amounts payable after more than one year42 | - | - | - | €26,669 | €29,303 | €35,270 | €36,080 | €24,865 | ▼ 31.1% |
| Trade debts44 | €520 | €4,641 | €1,112 | €203 | €29,225 | €600 | €1,823 | €0 | ▼ 100% |
| Suppliers440/4 | - | - | - | €203 | €29,225 | €600 | €1,823 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | - | €206,110 | €261,110 | €256,110 | €243,610 | €245,267 | ▲ 0.7% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,112 | -€1,675 | €2,965 | €2,233 | €3,722 | -€17,510 | -€7,645 | -€3,080 | ▲ 59.7% |
| + Depreciation and write-downs630 | €18,575 | €18,458 | €20,033 | €23,680 | €27,833 | €37,404 | €38,420 | €39,566 | ▲ 3.0% |
| Operating cash flow (approximation) | €20,687 | €16,783 | €22,999 | €25,913 | €31,554 | €19,894 | €30,776 | €36,487 | ▲ 18.6% |
| Investment in fixed assets (approximation) | - | €0 | -€52,528 | €0 | -€113,173 | -€72,417 | -€0 | -€6,245 | ▼ 62,454,700% |
| Change in cash | - | -€3,194 | €1,928 | €503 | €73,999 | -€54,082 | -€17,512 | -€2,170 | ▲ 87.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.