IMMO BARVAUX
ActiveThe computed 12-month bankruptcy probability of IMMO BARVAUX is 3.0% (moderate). The 2024 annual accounts show equity of €57k and a net result of €3k. Equity is growing by ~12.3% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability75▼-8
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 7.86 against 6.8 in 2023; short-term debt: 9.4% and cash: 71.5% of total assets), and 9.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-08-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
30 d late
2023
62 d late
2022
29 d late
2021
30 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€57k▲ 5.7%
2023 · €54k
2021: €40k
2022: €47k
2023: €54k
2021 → 2024
Total assets
€63k▲ 4.7%
2023 · €60k
2021: €46k
2022: €54k
2023: €60k
2021 → 2024
Net result
€3k▼ 54.3%
2023 · €7k
2021: €18k
2022: €7k
2023: €7k
2021 → 2024
Working capital
€41k▲ 13.8%
2023 · €36k
2021: €22k
2022: €30k
2023: €36k
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€40k-€47k▲ 19.0%€54k▲ 14.1%€57k▲ 5.7%
Operating result€25k-€10k▼ 58.2%€9k▼ 12.2%€5k▼ 49.9%
Net result€18k-€7k▼ 58.4%€7k▼ 9.7%€3k▼ 54.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2024 is 50% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €63k
Fixed assets
€16k▼ 10.3%
Current assets
€47k▲ 11.2%
Equity and liabilities €63k
Equity
€57k▲ 5.7%
Debt
€6k▼ 3.8%
The debt ratio falls from 10.3% to 9.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€6k▼
2023 · €13k
Cash flow
€5k▼
2023 · €10k
Solvency
90.6%▲
2023 · 89.7%
Current ratio
7.86▲
2023 · 6.80
Quick ratio
7.86▲
2023 · 6.80
Debt / equity
0.10▼
2023 · 0.11
ROE
5.4%▼
2023 · 12.4%
ROA
4.8%▼
2023 · 11.1%
Interest coverage
109.14▼
2023 · 274.23
Debt
€6k▼
2023 · €6k
Debt ≤ 1 year
€6k▼
2023 · €6k
Income taxes
€1k▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€60k€63k▲
Fixed assets21/28€18k€16k▼
Tangible fixed assets22/27€18k€16k▼
Land and buildings22€17k€16k▼
Furniture and vehicles24€1k€695▼
Current assets29/58€42k€47k▲
Amounts receivable within one year40/41-€2k
Other amounts receivable41-€2k
Cash at bank and in hand54/58€42k€45k▲
Equity and liabilities
Total equity and liabilities10/49€60k€63k▲
Equity10/15€54k€57k▲
Contributions10/11€3k€3k=
Reserves13€52k€55k▲
Non-distributable reserves130/1€259€259=
Reserves not available under the articles1311€259€259=
Distributable reserves133€51k€54k▲
Profit (loss) carried forward14€1€1▲
Amounts payable17/49€6k€6k▼
Amounts payable within one year42/48€6k€6k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€3k€3k=
Taxes450/3€3k€3k=
Other amounts payable47/48€519-
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€3k€3k▲
Gross operating margin9900€16k€10k▼
Operating profit (loss)9901€9k€5k▼
Financial charges65/66B€46€59▲
Recurring financial charges65€46€59▲
Profit (loss) for the period before taxes9903€9k€5k▼
Income taxes67/77€2k€1k▼
Profit (loss) for the period9904€7k€3k▼
Profit (loss) for the period to be appropriated9905€7k€3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€3k▼
Profit (loss) brought forward from the previous period14P€3k€1▼
Transfer to equity691/2€9k€3k▼
To other reserves6921€9k€3k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
31-12
Financial
Weakest financial yearnet €3k ▼54.3%
Net result drops to €3k, the lowest in the series.
01-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 62 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Bois 37090 Braine-le-ComteGround area
5,041 m²
Building footprint
108 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMO BARVAUX
since 20202.311.646.986
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52009B0582/00D000 | Wallonia | 3,768 m² | - | - |
| 55016B0531/00W006 | Wallonia | 1,273 m² | 1 · 108 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.