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IMMO B-C-D

Active
Public limited companyfounded 195076 yrs activeFrédéric Bruneellaan 43, 9600 Ronse, BelgiumKBO/BCE: BE 0400.199.036
Summary

IMMO B-C-D has been active since 1950 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €387,505 and a net result of -€47,302. Equity is shrinking by ~7.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Activity not known1 site
Size
€395,839total assets 2025
Equity
€387,505
Loss
-€47,302
Turnover not published (abridged schema)
Financial health
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts filed 7 d late0 of 10 deeds read
Why 89- Loss of €47,302 (FY 2025)+ Size: total assets €395,839+ Equity €387,505 (97.9% of total assets)+ No main activity registeredShow the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 42% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 100=
equity 97.9% of total assets
Liquidity 57-5
short-term debt 1.7% · cash 5.6%
Profitability 4-66
return on assets -11.9%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 9 months 02-2026: < 0.1%lowest value 03-2026: < 0.1%● 0.0% vs 02-2026lowest value 04-2026: < 0.1%▲ +2.7% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%▲ +7.9% vs 05-2026 07-2026: < 0.1%▲ +4.9% vs 06-2026 08-2026: 0.1%▲ +130% vs 07-2026 09-2026: 0.2%▲ +74.7% vs 08-2026highest value 10-2026: 0.2%● 0.0% vs 09-2026highest value
  • Size: total assets €395,839 lowers the probability for this profile
  • Loss of €47,302 (FY 2025) raises the probability
  • Equity €387,505 (97.9% of total assets) lowers the probability
  • No main activity registered lowers the probability
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 15.66 against 2.27 in 2024; short-term debt: 1.7% and cash: 5.6% of total assets), and 2.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 81%, liquidity 53%, profitability 9%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €395,839
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Loss of €47,302 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Equity €387,505 (97.9% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · No main activity registered
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
7 d late
2024
29 d late
2023
7 d early
2022
25 d late
2021
11 d early
2020
9 d early
2019
26 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 9 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Liquidity times 7current ratio 15.66
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: From profit to loss in 2025after €3,648 in 2024 -€47,302 View
  • Active since 1950founded 04-02-1950 76 years View
  • Total assets 20256 fiscal years filed €395,839 View

By topic

Financials

Fiscal year
2025
Total assets
€395,839
Loss
-€47,302
Solvency
97.9%
Total assets▼ 23.4%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 07-08-2026Annual accounts filed
  2. 31-12-2025Liquidity times 7
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Founded
04-02-1950
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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