IMMO ATMOS
ActiveIMMO ATMOS has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.58M and a net result of €252k. Equity is shrinking by ~3.3% per year across the filed fiscal years. Its solvency ranks better than 86% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability74▲+28
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €460k at 30 days acceptable
Liquidity ample (current ratio 9.15 against 7.04 in 2024; short-term debt: 1.5% and cash: 3.3% of total assets), and 11.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.6%
Return on assets
4%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
59 d early
2023
40 d early
2022
4 d early
2021
37 d early
2020
61 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€526k
EBIT margin
12.9%
Net result
€252k▲ 17.8%
2024 · €214k
2018: €158k
2019: €171k
2020: €256k
2021: €47k
2023: €78k
2024: €214k
2018 → 2025
Working capital
€770k▲ 34.3%
2024 · €573k
2018: €305k
2019: €640k
2020: €1.03M
2021: €1.24M
2023: €725k
2024: €573k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202320242025Trend
Turnover€526k
Equity€7.24M-€7.29M▲ 0.6%€5.42M▼ 25.7%€5.45M▲ 0.5%€5.58M▲ 2.4%
Operating result€132k-€68k▼ 48.5%€39k▼ 42.9%€-50k€29k
Net result€256k-€47k▼ 81.7%€78k▲ 67.5%€214k▲ 172%€252k▲ 17.8%
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €29k after a loss of €50k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6.29M
Fixed assets
€5.43M▼ 2.7%
Current assets
€864k▲ 29.4%
Equity and liabilities €6.29M
Equity
€5.58M▲ 2.4%
Debt
€718k▼ 10.4%
The debt ratio falls from 12.8% to 11.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€194k▼
2024 · €245k
Cash flow
€416k▼
2024 · €509k
Solvency
88.6%▲
2024 · 87.2%
Current ratio
9.15▲
2024 · 7.04
Quick ratio
9.15▲
2024 · 7.04
Debt / equity
0.13▼
2024 · 0.15
ROE
4.5%▲
2024 · 3.9%
ROA
4.0%▲
2024 · 3.4%
Interest coverage
7.43▲
2024 · -33.25
Debt
€718k▼
2024 · €802k
Debt ≤ 1 year
€94k▼
2024 · €95k
Debt > 1 year
€619k▼
2024 · €703k
Income taxes
€42k▲
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.25M€6.29M▲
Fixed assets21/28€5.58M€5.43M▼
Tangible fixed assets22/27€2.38M€2.23M▼
Land and buildings22€2.36M€2.22M▼
Plant, machinery and equipment23€12k€10k▼
Furniture and vehicles24€270€141▼
Financial fixed assets28€3.20M€3.20M=
Current assets29/58€668k€864k▲
Amounts receivable within one year40/41€16k€36k▲
Other amounts receivable41€16k€36k▲
Current investments50/53€595k€620k▲
Cash at bank and in hand54/58€53k€206k▲
Deferred charges and accrued income490/1€5k€2k▼
Equity and liabilities
Total equity and liabilities10/49€6.25M€6.29M▲
Equity10/15€5.45M€5.58M▲
Contributions10/11€2.71M€2.71M=
Capital10€2.71M€2.71M=
Issued capital100€2.71M€2.71M=
Reserves13€1.29M€1.42M▲
Non-distributable reserves130/1€194k€209k▲
Legal reserve130€194k€209k▲
Tax-exempt reserves132€288k€245k▼
Distributable reserves133€810k€969k▲
Profit (loss) carried forward14€1.44M€1.44M=
Amounts payable17/49€802k€718k▼
Amounts payable after more than one year17€703k€619k▼
Financial debts170/4€703k€619k▼
Amounts payable within one year42/48€95k€94k▼
Current portion of amounts payable after more than one year42€83k€83k=
Trade debts44€81€8k▲
Suppliers440/4€81€8k▲
Taxes, remuneration and social security45€3k€3k▲
Taxes450/3€3k€3k▲
Other amounts payable47/48€8k-
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€295k€165k▼
Other operating charges640/8€38k€49k▲
Gross operating margin9900€283k€243k▼
Operating profit (loss)9901€-50k€29k▲
Financial income75/76B€283k€290k▲
Recurring financial income75€282k€290k▲
Non-recurring financial income76B€738-
Financial charges65/66B€-7k€26k▲
Recurring financial charges65€-7k€26k▲
Profit (loss) for the period before taxes9903€240k€293k▲
Income taxes67/77€27k€42k▲
Profit (loss) for the period9904€214k€252k▲
Transfer from tax-exempt reserves789€43k€43k=
Profit (loss) for the period to be appropriated9905€257k€295k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.70M€1.74M▲
Profit (loss) brought forward from the previous period14P€1.44M€1.44M=
Transfer from equity791/2€184k€121k▼
Transfer to equity691/2€257k€295k▲
To the legal reserve6920€13k€15k▲
To other reserves6921€244k€280k▲
Profit to be distributed694/7€184k€121k▼
Return on contributions (dividend)694€184k€121k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 27 days late
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Weakest financial yearnet €47k ▼81.7%
Net result drops to €47k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 24.98
Current ratio from 12.29 to 24.98; short-term debt falls from €91k to €52k.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €256k ▲49.2%
Operating result €132k, net result €256k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Liquidity doublescurrent ratio 8.28
Current ratio from 3.67 to 8.28; short-term debt falls from €114k to €88k.
02-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
11-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zottegem · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogstraat 139620 ZottegemGround area
580 m²
Building footprint
427 m²
Volume, LiDAR
2,931 m³
Parcel 41081A0302/00E000, Flanders · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO ATMOS NV
since 19872.033.661.814
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41081A0302/00E000 | Flanders | 580 m² | 1 · 427 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Recognitions · licences · registrations
Legal Entity Identifier
894500DS3JJUVAQ5PX24
Similar companies · same sector, comparable size
VASTGOEDMAATSCHAPPIJ KREGLINGER - COMPAGNIE IMMOBILIERE KREGLINGER
BE 0401.966.317
Antwerpen · Eq €5.57M
ARGON
BE 0431.581.605
Gent · Eq €5.57M
VANBREDA SERVICES
BE 0424.808.332
Antwerpen · Eq €5.59M
Immo Resi Woluwe
BE 1002.659.009
Gent · Eq €5.57M
PHARIS
BE 0869.718.331
Brugge · Eq €5.56M
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 2,540 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-01-1987
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.