IMMO ARNAUTS
ActiveSummary
IMMO ARNAUTS has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €82k and a net result of €110k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 52% of 14128 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency57▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.11 in 2024; short-term debt: 60.1% and cash: 31.3% of total assets), and 67.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.3%
Return on assets
43.2%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-03-2026, 142 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
142 d early
2024
139 d early
2023
30 d early
2022
28 d early
2021
19 d early
2020
33 d early
2019
22 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€82k▼ 11.2%
2024 · €93k
2019: €23klowest in 7 years
2020: €87k▲ +280% vs 2019
2021: €145k▲ +67.6% vs 2020highest in 7 years
2022: €93k▼ -36.1% vs 2021
2023: €93k● 0.0% vs 2022
2024: €93k● 0.0% vs 2023
2025: €82k▼ -11.2% vs 2024
2019 → 2025
Total assets
€255k▼ 35.8%
2024 · €398k
2019: €281k
2020: €319k▲ +13.6% vs 2019
2021: €273k▼ -14.5% vs 2020
2022: €257k▼ -5.9% vs 2021
2023: €189k▼ -26.3% vs 2022lowest in 7 years
2024: €398k▲ +110% vs 2023highest in 7 years
2025: €255k▼ -35.8% vs 2024
2019 → 2025
Net result
€110k▼ 39.0%
2024 · €181k
2019: €11k
2020: €65k▲ +477% vs 2019
2021: €59k▼ -8.2% vs 2020
2022: €5k▼ -91.5% vs 2021lowest in 7 years
2023: €13k▲ +155% vs 2022
2024: €181k▲ +1305% vs 2023highest in 7 years
2025: €110k▼ -39.0% vs 2024
2019 → 2025
Working capital
€19k▼ 38.9%
2024 · €30k
2019: €605lowest in 7 years
2020: €45k▲ +7285% vs 2019
2021: €90k▲ +102% vs 2020highest in 7 years
2022: €29k▼ -67.7% vs 2021
2023: €35k▲ +21.2% vs 2022
2024: €30k▼ -13.8% vs 2023
2025: €19k▼ -38.9% vs 2024
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€145k-€93k▼ 36.1%€93k=€93k=€82k▼ 11.2%
2021: €145khighest in 5 years
2022: €93k▼ -36.1% vs 2021
2023: €93k● 0.0% vs 2022
2024: €93k● 0.0% vs 2023
2025: €82k▼ -11.2% vs 2024lowest in 5 years
Operating result€77k-€8k▼ 89.2%€20k▲ 135%€241k▲ 1,133%€150k▼ 38.0%
2021: €77k
2022: €8k▼ -89.2% vs 2021lowest in 5 years
2023: €20k▲ +135% vs 2022
2024: €241k▲ +1133% vs 2023highest in 5 years
2025: €150k▼ -38.0% vs 2024
Net result€59k-€5k▼ 91.5%€13k▲ 155%€181k▲ 1,305%€110k▼ 39.0%
2021: €59k
2022: €5k▼ -91.5% vs 2021lowest in 5 years
2023: €13k▲ +155% vs 2022
2024: €181k▲ +1305% vs 2023highest in 5 years
2025: €110k▼ -39.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 38% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255k
Fixed assets
€83k ▼ 6.1%
Current assets
€172k ▼ 44.4%
Equity and liabilities €255k
Equity
€82k ▼ 11.2%
Debt
€173k ▼ 43.3%
Debt's share of the balance-sheet total falls from 76.7% to 67.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€173k▼
2024 · €258k
Cash flow
€134k▼
2024 · €197k
Current ratio
1.12▲
2024 · 1.11
Debt to equity
2.10▼
2024 · 3.29
ROE
133.8%▼
2024 · 194.7%
ROA
43.2%▼
2024 · 45.4%
Interest coverage
27.85▼
2024 · 39.77
Debt ≤ 1 year
€153k▼
2024 · €279k
Debt > 1 year
€19k▼
2024 · €26k
Income taxes
€33k▼
2024 · €54k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€398k€255k▼
Fixed assets21/28€89k€83k▼
Intangible fixed assets21€28k€19k▼
Tangible fixed assets22/27€61k€64k▲
Plant, machinery and equipment23€814€3k▲
Furniture and vehicles24€50k€48k▼
Other tangible fixed assets26€10k€13k▲
Current assets29/58€309k€172k▼
Amounts receivable within one year40/41€103k€91k▼
Trade receivables40€103k€89k▼
Other amounts receivable41€66€2k▲
Cash at bank and in hand54/58€204k€80k▼
Deferred charges and accrued income490/1€1k€921▼
Equity and liabilities
Total equity and liabilities10/49€398k€255k▼
Equity10/15€93k€82k▼
Contributions10/11€19k€19k=
Reserves13€74k€64k▼
Distributable reserves133€74k€64k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€305k€173k▼
Amounts payable after more than one year17€26k€19k▼
Financial debts170/4€26k€19k▼
Amounts payable within one year42/48€279k€153k▼
Current portion of amounts payable after more than one year42€7k€7k▲
Financial debts43€107€0▼
Credit institutions430/8€107€0▼
Trade debts44€666€1k▲
Suppliers440/4€666€1k▲
Taxes, remuneration and social security45€8k€9k▲
Taxes450/3€5k€7k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€263k€136k▼
Income statement
Code20242025
Non-recurring operating income76A€19k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€24k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€261k€175k▼
Operating profit (loss)9901€241k€150k▼
Financial income75/76B€0€104▲
Recurring financial income75€0€104▲
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€235k€143k▼
Income taxes67/77€54k€33k▼
Profit (loss) for the period9904€181k€110k▼
Profit (loss) for the period to be appropriated9905€181k€110k▼
Appropriation of the result
Profit (loss) to be appropriated9906€181k€110k▼
Transfer from equity791/2-€10k
Profit to be distributed694/7€181k€121k▼
Return on contributions (dividend)694€181k€121k▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €19k | €0 | ▼ 100% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €22k | €23k | €15k | €17k | €24k | ▲ 44.2% |
| Other operating charges640/8 | €2k | €2k | €2k | €3k | €2k | ▼ 33.2% |
| Gross operating margin9900 | €101k | €33k | €36k | €261k | €175k | ▼ 32.7% |
| Operating profit (loss)9901 | €77k | €8k | €20k | €241k | €150k | ▼ 38.0% |
| Financial income75/76B | €0 | €20 | €0 | €0 | €104 | ▲ 1,036,800% |
| Recurring financial income75 | €0 | €20 | €0 | €0 | €104 | ▲ 1,036,800% |
| Financial charges65/66B | €826 | €830 | €2k | €6k | €6k | ▼ 3.9% |
| Recurring financial charges65 | €826 | €830 | €2k | €6k | €6k | ▼ 3.9% |
| Profit (loss) for the period before taxes9903 | €76k | €7k | €17k | €235k | €143k | ▼ 38.9% |
| Income taxes67/77 | €17k | €2k | €4k | €54k | €33k | ▼ 38.5% |
| Profit (loss) for the period9904 | €59k | €5k | €13k | €181k | €110k | ▼ 39.0% |
| Profit (loss) for the period to be appropriated9905 | €59k | €5k | €13k | €181k | €110k | ▼ 39.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €273k | €257k | €189k | €398k | €255k | ▼ 35.8% |
| Fixed assets21/28 | €91k | €71k | €58k | €89k | €83k | ▼ 6.1% |
| Intangible fixed assets21 | €55k | €46k | €37k | €28k | €19k | ▼ 32.4% |
| Tangible fixed assets22/27 | €36k | €25k | €20k | €61k | €64k | ▲ 6.1% |
| Plant, machinery and equipment23 | €3k | €2k | €2k | €814 | €3k | ▲ 294% |
| Furniture and vehicles24 | €19k | €9k | €7k | €50k | €48k | ▼ 3.5% |
| Other tangible fixed assets26 | €14k | €13k | €11k | €10k | €13k | ▲ 31.8% |
| Current assets29/58 | €181k | €186k | €132k | €309k | €172k | ▼ 44.4% |
| Amounts receivable within one year40/41 | €57k | €48k | €23k | €103k | €91k | ▼ 11.9% |
| Trade receivables40 | €51k | €35k | €13k | €103k | €89k | ▼ 13.6% |
| Other amounts receivable41 | €6k | €13k | €10k | €66 | €2k | ▲ 2,664% |
| Cash at bank and in hand54/58 | €123k | €137k | €107k | €204k | €80k | ▼ 60.9% |
| Deferred charges and accrued income490/1 | €1k | €1k | €2k | €1k | €921 | ▼ 19.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €273k | €257k | €189k | €398k | €255k | ▼ 35.8% |
| Equity10/15 | €145k | €93k | €93k | €93k | €82k | ▼ 11.2% |
| Contributions10/11 | €12k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €133k | €74k | €74k | €74k | €64k | ▼ 14.0% |
| Distributable reserves133 | €133k | €74k | €74k | €74k | €64k | ▼ 14.0% |
| Profit (loss) carried forward14 | €0 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €128k | €164k | €96k | €305k | €173k | ▼ 43.3% |
| Amounts payable after more than one year17 | €36k | €7k | €0 | €26k | €19k | ▼ 26.0% |
| Financial debts170/4 | €36k | €7k | €0 | €26k | €19k | ▼ 26.0% |
| Amounts payable within one year42/48 | €91k | €157k | €96k | €279k | €153k | ▼ 45.0% |
| Current portion of amounts payable after more than one year42 | €30k | €30k | €7k | €7k | €7k | ▲ 3.7% |
| Financial debts43 | - | €2 | €514 | €107 | €0 | ▼ 100% |
| Credit institutions430/8 | - | €2 | €514 | €107 | €0 | ▼ 100% |
| Trade debts44 | €54k | €42k | €4k | €666 | €1k | ▲ 51.3% |
| Suppliers440/4 | €54k | €42k | €4k | €666 | €1k | ▲ 51.3% |
| Taxes, remuneration and social security45 | €4k | €12k | €7k | €8k | €9k | ▲ 17.9% |
| Taxes450/3 | €4k | €10k | €4k | €5k | €7k | ▲ 26.5% |
| Remuneration and social security454/9 | - | €3k | €3k | €3k | €3k | = |
| Other amounts payable47/48 | €3k | €72k | €78k | €263k | €136k | ▼ 48.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €59k | €5k | €13k | €181k | €110k | ▼ 39.0% |
| + Depreciation and write-downs630 | €22k | €23k | €15k | €17k | €24k | ▲ 44.2% |
| Operating cash flow (approximation) | €82k | €28k | €27k | €197k | €134k | ▼ 32.0% |
| Investment in fixed assets (approximation) | - | €-3k | €-1k | €-48k | €-19k | ▲ 61.1% |
| Change in cash | - | €14k | €-30k | €98k | €-125k | ▼ 228% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2019net €181k ▲1,305%
Operating result €241k, net result €181k, both a record.
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €5k ▼91.5%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
12-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €145k ▲67.6%
3 profitable years in a row build equity to €145k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2018
Ground area
53 m²
Building footprint
58 m²
Volume, LiDAR
457 m³
Parcel 24020A0763/00C000, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO ARNAUTS
since 20182.272.427.017
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24020A0763/00C000 | Flanders | 53 m² | 1 · 58 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 11,748 companies in sector 68310 we hold annual accounts for 6,905. 5,136 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-02-2018
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
68322Real estate appraisal on a fee or contract basis
68329Real estate activities
Scores and ratios are computed by Checked and are not a credit decision.