IMMO-ANVI
ActiveSummary
IMMO-ANVI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,088 and a net result of -€1,643. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 32% of 9336 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability11▲+11
Solvency38▼-8
Growth85=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.3%
Return on assets
-10.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
2 d early
2023
9 d early
2022
7 d late
2021
39 d late
2020
38 d late
2019
90 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 24 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 4 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#4 oldest company in Trooz, Real estate sector
Turnover
€225,000▼ 73.4%
2021 · €845,000
EBIT margin
13.1%▲ 8.3pp
2021 · 4.8%
Net result
-€1,643▲ 42.1%
2024 · -€2,838
Working capital
€1,838▼ 47.2%
2024 · €3,480
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€845,000€225,000▼ 73.4%
Operating result€40,726€29,481▼ 27.6%-€1,397-€2,757▼ 97.3%-€1,593▲ 42.2%
Net result€30,854within the sector's middle half€32,506within the sector's middle half▲ 5.4%-€1,512within the sector's middle half-€2,838within the sector's middle half▼ 87.7%-€1,643within the sector's middle half▲ 42.1%
EBIT margin4.8%13.1%▲ 8.3pp
Equity-€24,424below the sector's middle half▲ 55.8%€8,081below the sector's middle half€6,569below the sector's middle half▼ 18.7%€3,730below the sector's middle half▼ 43.2%€2,088below the sector's middle half▼ 44.0%
Total assets€227,905within the sector's middle half▼ 73.5%€53,321below the sector's middle half▼ 76.6%€50,776below the sector's middle half▼ 4.8%€17,626below the sector's middle half▼ 65.3%€15,704below the sector's middle half▼ 10.9%
Debt€252,330▼ 72.4%€45,240▼ 82.1%€44,207▼ 2.3%€13,896▼ 68.6%€13,616▼ 2.0%
Working capital-€24,674within the sector's middle half▲ 55.6%€7,831within the sector's middle half€6,319within the sector's middle half▼ 19.3%€3,480within the sector's middle half▼ 44.9%€1,838within the sector's middle half▼ 47.2%
Solvency-10.7%below the sector's middle half▼ 4.3pp15.2%within the sector's middle half▲ 25.9pp12.9%within the sector's middle half▼ 2.2pp21.2%within the sector's middle half▲ 8.2pp13.3%within the sector's middle half▼ 7.9pp
Current ratio0.90within the sector's middle half▼ 0.041.17within the sector's middle half▲ 0.271.14within the sector's middle half▼ 0.031.25within the sector's middle half▲ 0.111.13within the sector's middle half▼ 0.12
Return on assets (ROA)13.5%above the sector's middle half▲ 16.0pp61.0%above the sector's middle half▲ 47.4pp-3.0%below the sector's middle half▼ 63.9pp-16.1%below the sector's middle half▼ 13.1pp-10.5%below the sector's middle half▲ 5.6pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €1,593 in 2025 against €2,757 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15,704
Fixed assets
€250 =
Current assets
€15,454 ▼ 11.1%
Equity and liabilities €15,704
Equity
€2,088 ▼ 44.0%
Debt
€13,616 ▼ 2.0%
Debt's share of the balance-sheet total rises from 78.8% to 86.7%. Equity and debt are lower.
Key figures and ratios
Debt to equity
6.52▲
2024 · 3.72
ROE
-78.7%▼
2024 · -76.1%
Debt ≤ 1 year
€13,616▼
2024 · €13,896
Income taxes
€27▲
2024 · €15
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,295 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 89% are still going.
- Micro
- 10 to 20 years old
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
3.6%
went bankrupt
5.9%
stopped otherwise
89%
still going
A further 1.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.4% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,295 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €845,000 | €225,000 | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €815,224 | €196,151 | €1,013 | €2,567 | - | - |
| Other operating charges640/8 | €393 | €868 | €384 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €41,120 | €30,349 | -€1,013 | -€2,370 | -€1,193 | ▲ 49.6% |
| Operating profit (loss)9901 | €40,726 | €29,481 | -€1,397 | -€2,757 | -€1,593 | ▲ 42.2% |
| Financial income75/76B | €4 | €4,750 | €101 | €50 | €89 | ▲ 77.5% |
| Recurring financial income75 | €4 | €4,750 | €101 | €50 | €89 | ▲ 77.5% |
| Financial charges65/66B | €9,876 | €125 | €97 | €116 | €112 | ▼ 3.9% |
| Recurring financial charges65 | €9,876 | €125 | €97 | €116 | €112 | ▼ 3.9% |
| Profit (loss) for the period before taxes9903 | €30,854 | €34,106 | -€1,393 | -€2,824 | -€1,616 | ▲ 42.8% |
| Income taxes67/77 | - | €1,600 | €120 | €15 | €27 | ▲ 79.8% |
| Profit (loss) for the period9904 | €30,854 | €32,506 | -€1,512 | -€2,838 | -€1,643 | ▲ 42.1% |
| Profit (loss) for the period to be appropriated9905 | €30,854 | €32,506 | -€1,512 | -€2,838 | -€1,643 | ▲ 42.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €227,905 | €53,321 | €50,776 | €17,626 | €15,704 | ▼ 10.9% |
| Fixed assets21/28 | €250 | €250 | €250 | €250 | €250 | = |
| Tangible fixed assets22/27 | €0 | €0 | €0 | €0 | - | - |
| Plant, machinery and equipment23 | €0 | €0 | €0 | €0 | - | - |
| Furniture and vehicles24 | €0 | €0 | €0 | €0 | - | - |
| Financial fixed assets28 | €250 | €250 | €250 | €250 | €250 | = |
| Current assets29/58 | €227,655 | €53,071 | €50,526 | €17,376 | €15,454 | ▼ 11.1% |
| Stocks and contracts in progress3 | €185,085 | €0 | - | - | - | - |
| Stocks30/36 | €185,085 | €0 | - | - | - | - |
| Amounts receivable within one year40/41 | €0 | €644 | €411 | €266 | €26 | ▼ 90.3% |
| Trade receivables40 | €0 | €0 | €172 | €0 | - | - |
| Other amounts receivable41 | €0 | €644 | €239 | €266 | €26 | ▼ 90.3% |
| Cash at bank and in hand54/58 | €42,261 | €52,427 | €50,114 | €17,111 | €15,428 | ▼ 9.8% |
| Deferred charges and accrued income490/1 | €310 | €0 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €227,905 | €53,321 | €50,776 | €17,626 | €15,704 | ▼ 10.9% |
| Equity10/15 | -€24,424 | €8,081 | €6,569 | €3,730 | €2,088 | ▼ 44.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Outside capital11 | - | - | €6,200 | €6,200 | €6,200 | = |
| Other1109/19 | - | - | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €620 | €620 | €620 | €620 | €620 | = |
| Non-distributable reserves130/1 | €620 | €620 | €620 | €620 | €620 | = |
| Reserves not available under the articles1311 | €620 | €620 | €620 | €620 | €620 | = |
| Profit (loss) carried forward14 | -€31,244 | €1,261 | -€251 | -€3,090 | -€4,732 | ▼ 53.2% |
| Amounts payable17/49 | €252,330 | €45,240 | €44,207 | €13,896 | €13,616 | ▼ 2.0% |
| Amounts payable within one year42/48 | €252,330 | €45,240 | €44,207 | €13,896 | €13,616 | ▼ 2.0% |
| Financial debts43 | €0 | - | - | - | - | - |
| Credit institutions430/8 | €0 | - | - | - | - | - |
| Trade debts44 | €10,099 | €1,385 | €233 | €1,665 | €1,385 | ▼ 16.8% |
| Suppliers440/4 | €10,099 | €1,385 | €233 | €1,665 | €1,385 | ▼ 16.8% |
| Taxes, remuneration and social security45 | €1,315 | €2,915 | €3,035 | €1,315 | €1,315 | = |
| Taxes450/3 | €1,315 | €2,915 | €3,035 | €1,315 | €1,315 | = |
| Other amounts payable47/48 | €240,915 | €40,939 | €40,939 | €10,916 | €10,916 | = |
| Accrued charges and deferred income492/3 | - | €0 | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €30,854 | €32,506 | -€1,512 | -€2,838 | -€1,643 | ▲ 42.1% |
| Operating cash flow (approximation) | €30,854 | €32,506 | -€1,512 | -€2,838 | -€1,643 | ▲ 42.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €10,167 | -€2,313 | -€33,004 | -€1,682 | ▲ 94.9% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 4 days late
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
31-12
Financial
Highest result since 2018net €32,506 ▲5.4%
Net result €32,506, the highest in the series.
08-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 39 days late
2021
31-12
Financial
Back to profitnet €30,854
Net result €30,854 after 3 loss-making years.
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 38 days late
2020
31-12
Financial
Weakest financial yearnet -€20,735
Net result drops to -€20,735, the lowest in the series; recovery starts the following year.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 90 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Trooz · 1 establishment unit since 2008
Ground area
2,847 m²
Building footprint
249 m²
Parcel 62040G0265/00M000, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMMO-ANVI
since 20082.172.864.534
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62040G0265/00M000 | Wallonia | 2,847 m² | 1 · 248 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,698 companies in sector 68121 we hold annual accounts for 7,393. 1,336 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-08-2008
Fiscal year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
E-invoicing
Reachable via Peppol
Peppol ID
0208:0899665201
Registered
27-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.