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IMMO AMD

Active
Private limited companyfounded 200916 yrs activeKarreveldlaan 61, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0820.197.059

IMMO AMD has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €241k and a net result of €28k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 49% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
77 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+7
Solvency80▼-16
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity short (current ratio 0.43 against 0.51 in 2024; short-term debt: 38% and cash: 15.4% of total assets), and 44.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
55.2%
Return on assets
6.4%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
on the day
2023
on the day
2022
3 d early
2021
3 d early
2020
3 d early
2019
41 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€241k▼ 23.1%
2024 · €313k
2018: €361k 2019: €400k 2020: €416k 2021: €272k 2022: €294k 2023: €310k 2024: €313k
2018 → 2025
Total assets
€437k▼ 1.2%
2024 · €442k
2018: €912k 2019: €874k 2020: €821k 2021: €772k 2022: €536k 2023: €502k 2024: €442k
2018 → 2025
Net result
€28k▲ 907%
2024 · €3k
2018: €44k 2019: €39k 2020: €16k 2021: €29k 2022: €22k 2023: €16k 2024: €3k
2018 → 2025
Working capital
€-95k▼ 230%
2024 · €-29k
2018: €75k 2019: €93k 2020: €90k 2021: €-68k 2022: €-60k 2023: €-41k 2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€272k-€294k▲ 8.2%€310k▲ 5.5%€313k▲ 0.9%€241k▼ 23.1%
Operating result€48k-€39k▼ 18.5%€30k▼ 21.7%€10k▼ 66.7%€44k▲ 341%
Net result€29k-€22k▼ 22.3%€16k▼ 27.2%€3k▼ 83.0%€28k▲ 907%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €48k€48kNet result 2021: €29k€29kOperating result 2022: €39k€39kNet result 2022: €22k€22kOperating result 2023: €30k€30kNet result 2023: €16k€16kOperating result 2024: €10k€10kNet result 2024: €3k€3kOperating result 2025: €44k€44kNet result 2025: €28k€28k20212022202320242025
The operating result recovers in 2025; 2025 is 341% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €437k
Fixed assets €366k▼ 11.1%
Current assets €71k▲ 134%
Equity and liabilities €437k
Equity €241k▼ 23.1%
Debt €196k▲ 52.0%
The debt ratio rises from 29.2% to 44.8%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€90k
2024 · €77k
Cash flow
€74k
2024 · €70k
Solvency
55.2%
2024 · 70.8%
Current ratio
0.43
2024 · 0.51
Quick ratio
0.43
2024 · 0.51
Debt / equity
0.81
2024 · 0.41
ROE
11.6%
2024 · 0.9%
ROA
6.4%
2024 · 0.6%
Interest coverage
26.98
2024 · 12.55
Debt
€196k
2024 · €129k
Debt ≤ 1 year
€166k
2024 · €59k
Debt > 1 year
€28k
2024 · €68k
Income taxes
€13k
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€442k€437k
Fixed assets21/28€412k€366k
Tangible fixed assets22/27€412k€366k
Land and buildings22€408k€365k
Furniture and vehicles24€3k€1k
Current assets29/58€30k€71k
Amounts receivable within one year40/41€6k-
Other amounts receivable41€6k-
Cash at bank and in hand54/58€21k€67k
Deferred charges and accrued income490/1€3k€3k
Equity and liabilities
Total equity and liabilities10/49€442k€437k
Equity10/15€313k€241k
Contributions10/11€6k€6k=
Reserves13€281k€208k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€279k€206k
Profit (loss) carried forward14€26k€26k=
Amounts payable17/49€129k€196k
Amounts payable after more than one year17€68k€28k
Financial debts170/4€68k€28k
Amounts payable within one year42/48€59k€166k
Current portion of amounts payable after more than one year42€38k€20k
Trade debts44€6k€7k
Suppliers440/4€6k€7k
Taxes, remuneration and social security45-€5k
Taxes450/3-€5k
Other amounts payable47/48€14k€133k
Accrued charges and deferred income492/3€1k€2k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€67k€46k
Other operating charges640/8€15k€15k
Gross operating margin9900€92k€105k
Operating profit (loss)9901€10k€44k
Financial income75/76B€12€40
Recurring financial income75€12€40
Financial charges65/66B€6k€3k
Recurring financial charges65€6k€3k
Profit (loss) for the period before taxes9903€4k€41k
Income taxes67/77€1k€13k
Profit (loss) for the period9904€3k€28k
Profit (loss) for the period to be appropriated9905€3k€28k
Appropriation of the result
Profit (loss) to be appropriated9906€26k€54k
Profit (loss) brought forward from the previous period14P€24k€26k
Transfer from equity791/2-€100k
Transfer to equity691/2-€28k
To other reserves6921-€28k
Profit to be distributed694/7-€100k
Return on contributions (dividend)694-€100k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
27-04
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-04
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial Weakest financial yearnet €3k ▼83%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
30-04
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
27-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
27-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
20-03
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-05
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-05
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
24-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Karreveldlaan 611080 Sint-Jans-Molenbeek
Ground area
508 m²
Building footprint
228 m²
Volume, LiDAR
3,592 m³
Parcel 21526D0069/02N003, Brussels · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Immo AMD
Karreveldlaan 61, 1080 Sint-Jans-MolenbeekSpecialised construction activities
since 20102.187.830.842
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21526D0069/02N003 Brussels 508 m² 1 · 228 m² 18.2 m · 5 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 39,062 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded30-10-2009
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.