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IMMO-ALL

Active
Public limited companyfounded 199332 yrs activeVekestraat 43, 1910 Kampenhout, BelgiumKBO/BCE: BE 0451.124.828

IMMO-ALL has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.39M and a net result of €2k. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 56% of 4522 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
74 / 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability45▲+3
Solvency71▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100k at 30 days acceptable
Liquidity ample (current ratio 6.89 against 7.05 in 2024; short-term debt: 4.2% and cash: 14.8% of total assets), but 53.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 32 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
46.3%
Return on assets
0.1%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 d early
2024
6 d early
2023
26 d early
2022
3 d early
2021
54 d early
2020
35 d early
2019
115 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€2k
2024 · €-10k
2018: €46k 2019: €-35k 2020: €-99k 2021: €-153k 2022: €49k 2023: €-26k 2024: €-10k
2018 → 2025
Working capital
€741k▲ 3.3%
2024 · €717k
2018: €964k 2019: €891k 2020: €887k 2021: €786k 2022: €820k 2023: €743k 2024: €717k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.46M-€1.51M▲ 3.4%€1.48M▼ 1.7%€1.38M▼ 6.5%€1.39M▲ 0.2%
Operating result€-73k-€78k€-5k€35k€52k▲ 47.5%
Net result€-153k-€49k€-26k€-10k▲ 62.0%€2k
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100kOperating result 2021: €-73k€-73kNet result 2021: €-153k€-153kOperating result 2022: €78k€78kNet result 2022: €49k€49kOperating result 2023: €-5k€-5kNet result 2023: €-26k€-26kOperating result 2024: €35k€35kNet result 2024: €-10k€-10kOperating result 2025: €52k€52kNet result 2025: €2k€2k20212022202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 47% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.00M
Fixed assets €2.13M▼ 7.1%
Current assets €867k▲ 3.7%
Equity and liabilities €3.00M
Equity €1.39M▲ 0.2%
Provisions €138k▼ 10.1%
Debt €1.47M▼ 7.5%
The debt ratio falls from 50.9% to 49.2%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€217k
2024 · €200k
Cash flow
€167k
2024 · €154k
Solvency
46.3%
2024 · 44.2%
Current ratio
6.89
2024 · 7.05
Quick ratio
6.89
2024 · 7.05
Debt / equity
1.06
2024 · 1.15
ROE
0.2%
2024 · -0.7%
ROA
0.1%
2024 · -0.3%
Interest coverage
3.12
2024 · 2.78
Debt
€1.47M
2024 · €1.59M
Debt ≤ 1 year
€126k
2024 · €118k
Debt > 1 year
€1.35M
2024 · €1.47M
Income taxes
€12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€3.13M€3.00M
Fixed assets21/28€2.30M€2.13M
Tangible fixed assets22/27€2.29M€2.13M
Land and buildings22€2.19M€2.03M
Plant, machinery and equipment23€7k€6k
Other tangible fixed assets26€97k€91k
Financial fixed assets28€2k€2k=
Current assets29/58€836k€867k
Amounts receivable within one year40/41€372k€410k
Trade receivables40€54k€54k=
Other amounts receivable41€318k€356k
Cash at bank and in hand54/58€456k€445k
Deferred charges and accrued income490/1€8k€12k
Equity and liabilities
Total equity and liabilities10/49€3.13M€3.00M
Equity10/15€1.38M€1.39M
Contributions10/11€744k€744k=
Capital10€744k€744k=
Issued capital100€744k€744k=
Reserves13€641k€644k
Non-distributable reserves130/1€74k€74k=
Legal reserve130€74k€74k=
Tax-exempt reserves132€365k€328k
Distributable reserves133€202k€241k
Profit (loss) carried forward14€0€0=
Provisions and deferred taxes16€153k€138k
Deferred taxes168€153k€138k
Amounts payable17/49€1.59M€1.47M
Amounts payable after more than one year17€1.47M€1.35M
Financial debts170/4€1.47M€1.35M
Amounts payable within one year42/48€118k€126k
Current portion of amounts payable after more than one year42€91k€111k
Trade debts44€2k€4k
Suppliers440/4€2k€4k
Taxes, remuneration and social security45€26k€11k
Taxes450/3€26k€11k
Other amounts payable47/48€0-
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€164k€165k
Other operating charges640/8€25k€25k
Gross operating margin9900€225k€242k
Operating profit (loss)9901€35k€52k
Financial income75/76B€11k€17k
Recurring financial income75€11k€17k
Financial charges65/66B€72k€70k
Recurring financial charges65€72k€70k
Profit (loss) for the period before taxes9903€-25k€-795
Transfer from deferred taxes780€15k€15k=
Income taxes67/77-€12k
Profit (loss) for the period9904€-10k€2k
Transfer from tax-exempt reserves789€37k€37k=
Profit (loss) for the period to be appropriated9905€27k€39k
Appropriation of the result
Profit (loss) to be appropriated9906€27k€39k
Transfer from equity791/2€86k€0
Transfer to equity691/2€27k€39k
To other reserves6921€27k€39k
Profit to be distributed694/7€86k€0
Return on contributions (dividend)694€86k€0
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Back to profitnet €2k
Net result €2k after 2 loss-making years.
25-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
05-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Back to profitnet €49k
Net result €49k after 3 loss-making years.
31-12
Financial Liquidity doublescurrent ratio 5.41
Current ratio from 2.36 to 5.41; short-term debt falls from €579k to €186k.
07-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Weakest financial yearnet €-153k
Net result drops to €-153k, the lowest in the series; recovery starts the following year.
26-06
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
23-11
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 115 days late
2019
19-09
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 50 days late
2018
14-11
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 106 days late
15-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 227 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kampenhout · 1 establishment unit since 1993
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Vekestraat 431910 Kampenhout
Ground area
5,025 m²
Building footprint
2,005 m²
Volume, LiDAR
7 m³
Parcel 23038A0008/00P000, Flanders · tallest building 0.8 m. Linked by address, not a title deed.
1 establishment unit
Vekestraat 43, 1910 Kampenhout
NACE 70201
since 19932.064.650.542
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23038A0008/00P000 Flanders 5,025 m² 1 · 2,005 m² 0.8 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 2,760 EUR awarded
Year Entries awardedpaid
2022 1 2,760 EUR0 EUR
Schemes
Call groene stroom (stopgezet)
1 entry · 2,760 EUR · Vlaams Energie- en Klimaatagentschap

Similar companies · same sector, comparable size

Of 9,139 companies in sector 68201 we hold annual accounts for 6,767. 4,634 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded11-10-1993
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.