IMMO ALBAN
ActiveIMMO ALBAN has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €22k and a net result of €1k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 41% of 6716 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability80▲+80
Solvency54▼-46
Growth46▼-20
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.71 against 2.75 in 2023; short-term debt: 40.3% and cash: 6.6% of total assets), and 71.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.9%
Return on assets
1.5%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 02-07-2025, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d early
2023
36 d early
2022
46 d late
2021
31 d late
2020
32 d late
2019
136 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€50k▼ 49.4%
2022 · €99k
2018: €51k
2019: €22k
2020: €7k
2021: €24k
2022: €99k
2018 → 2024
EBIT margin
17.3%▲ 5.4pp
2022 · 11.9%
2018: 37.2%
2019: -15.0%
2020: -17.0%
2021: 9.5%
2022: 11.9%
2018 → 2024
Net result
€1k
2023 · €-5k
2018: €19k
2019: €-3k
2020: €-1k
2021: €8k
2022: €9k
2023: €-5k
2018 → 2024
Working capital
€-9k
2023 · €9k
2018: €12k
2019: €9k
2021: €-6k
2022: €10k
2023: €9k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€7k-€24k▲ 251%€99k▲ 310%€50k
Equity€9k-€17k▲ 88.3%€26k▲ 56.0%€21k▼ 19.3%€22k▲ 5.6%
Operating result€-1k-€2k€12k▲ 414%€-5k€9k
Net result€-1k-€8k€9k▲ 19.3%€-5k€1k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €9k after a loss of €5k in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €77k
Fixed assets
€55k▲ 375%
Current assets
€22k▲ 48.1%
Equity and liabilities €77k
Equity
€22k▲ 5.6%
Debt
€55k▲ 905%
The debt ratio rises from 20.6% to 71.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€13k▲
2023 · €-140
Cash flow
€6k▲
2023 · €-191
Solvency
28.9%▼
2023 · 79.4%
Current ratio
0.71▼
2023 · 2.75
Quick ratio
0.71▼
2023 · 2.75
Debt / equity
2.46▲
2023 · 0.26
ROE
5.3%▲
2023 · -23.9%
ROA
1.5%▲
2023 · -19.0%
Interest coverage
9.58▲
2023 · -2.76
Debt
€55k▲
2023 · €5k
Debt ≤ 1 year
€31k▲
2023 · €5k
Debt > 1 year
€24k
Income taxes
€9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€26k€77k▲
Fixed assets21/28€12k€55k▲
Tangible fixed assets22/27€12k€55k▲
Furniture and vehicles24€12k€55k▲
Current assets29/58€15k€22k▲
Amounts receivable within one year40/41€15k€17k▲
Trade receivables40-€12k
Other amounts receivable41€15k€5k▼
Cash at bank and in hand54/58€61€5k▲
Equity and liabilities
Total equity and liabilities10/49€26k€77k▲
Equity10/15€21k€22k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€541€2k▲
Amounts payable17/49€5k€55k▲
Amounts payable after more than one year17-€24k
Financial debts170/4-€24k
Amounts payable within one year42/48€5k€31k▲
Current portion of amounts payable after more than one year42-€6k
Trade debts44€5k-
Suppliers440/4€5k-
Taxes, remuneration and social security45-€7k
Taxes450/3-€7k
Other amounts payable47/48€735€18k▲
Income statement
Code20232024
Turnover70-€50k
Goods, raw materials, services and sundry goods60/61€140€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k▼
Other operating charges640/8-€6k
Gross operating margin9900€-140€19k▲
Operating profit (loss)9901€-5k€9k▲
Financial income75/76B-€17k
Recurring financial income75-€17k
Non-recurring financial income76B-€17k
Financial charges65/66B€51€16k▲
Recurring financial charges65€51€1k▲
Non-recurring financial charges66B-€14k
Profit (loss) for the period before taxes9903€-5k€10k▲
Income taxes67/77-€9k
Profit (loss) for the period9904€-5k€1k▲
Profit (loss) for the period to be appropriated9905€-5k€1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€541€2k▲
Profit (loss) brought forward from the previous period14P€6k€541▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼154%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
15-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 46 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 1.67
Current ratio from 0.77 to 1.67; short-term debt falls from €28k to €14k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
01-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2020
14-12
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 136 days late
2019
17-04
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
27-11
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 119 days late
01-10
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 427 days late
2016
13-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 44 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lakensestraat 561853 GrimbergenGround area
135 m²
Building footprint
90 m²
Volume, LiDAR
898 m³
Parcel 23084A0527/00X002, Flanders · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
IMMO ALBAN
since 20142.226.533.347
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23084A0527/00X002 | Flanders | 135 m² | 1 · 90 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,607 companies in sector 49410 we hold annual accounts for 8,196. 5,103 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-01-2014
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.