IMMO AERJEN is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €375k and a net result of €11k. Equity is growing by ~15% per year across the filed fiscal years. Its solvency ranks better than 52% of 9864 sector peers (fiscal year 2024). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 09-07-2025, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d early
2023
20 d early
2022
70 d late
2021
13 d early
2020
87 d late
2019
98 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€375k▲ 3.0%
2023 · €364k
2018: €95k
2019: €210k
2020: €188k
2021: €277k
2022: €316k
2023: €364k
2018 → 2024
Net result
€11k▼ 77.3%
2023 · €48k
2018: €623
2019: €115k
2020: €-22k
2021: €89k
2022: €40k
2023: €48k
2018 → 2024
Total assets
€662k▼ 5.5%
2023 · €701k
2018: €334k
2019: €446k
2020: €585k
2021: €589k
2022: €724k
2023: €701k
2018 → 2024
Solvency
56.6%▲ 4.7pp
2023 · 51.9%
2018: 28.5%
2019: 47.0%
2020: 32.1%
2021: 47.0%
2022: 43.7%
2023: 51.9%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Turnover€38k-€144k▲ 276%
Equity€188k-€277k▲ 47.3%€316k▲ 14.3%€364k▲ 15.0%€375k▲ 3.0%
Operating result€-16k-€121k€67k▼ 44.9%€72k▲ 7.0%€20k▼ 71.8%
Net result€-22k-€89k€40k▼ 55.5%€48k▲ 20.2%€11k▼ 77.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 72% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €662k
Fixed assets
€563k▼ 2.2%
Current assets
€100k▼ 20.7%
Equity and liabilities €662k
Equity
€375k▲ 3.0%
Debt
€288k▼ 14.7%
The debt ratio falls from 48.1% to 43.4%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
56.6%▲
2023 · 51.9%
ROE
2.9%▼
2023 · 13.1%
ROA
1.6%▼
2023 · 6.8%
Debt
€288k▼
2023 · €337k
Debt ≤ 1 year
€126k▼
2023 · €138k
Debt > 1 year
€162k▼
2023 · €200k
Income taxes
€4k▼
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€701k€662k▼
Fixed assets21/28€576k€563k▼
Tangible fixed assets22/27€576k€563k▼
Land and buildings22€576k€563k▼
Current assets29/58€126k€100k▼
Amounts receivable after more than one year29-€5k
Other amounts receivable291-€5k
Amounts receivable within one year40/41€124k€91k▼
Other amounts receivable41€124k€91k▼
Cash at bank and in hand54/58€1k€3k▲
Deferred charges and accrued income490/1€762€801▲
Equity and liabilities
Total equity and liabilities10/49€701k€662k▼
Equity10/15€364k€375k▲
Contributions10/11€12k€12k=
Outside capital11€12k€12k=
Other1109/19€12k€12k=
Reserves13€351k€362k▲
Distributable reserves133€351k€362k▲
Amounts payable17/49€337k€288k▼
Amounts payable after more than one year17€200k€162k▼
Financial debts170/4€200k€162k▼
Amounts payable within one year42/48€138k€126k▼
Current portion of amounts payable after more than one year42€46k€39k▼
Trade debts44€22k€26k▲
Suppliers440/4€22k€26k▲
Taxes, remuneration and social security45€17k€8k▼
Taxes450/3€17k€8k▼
Other amounts payable47/48€53k€54k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k=
Other operating charges640/8€4k€5k▲
Gross operating margin9900€88k€38k▼
Operating profit (loss)9901€72k€20k▼
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€65k€15k▼
Income taxes67/77€18k€4k▼
Profit (loss) for the period9904€48k€11k▼
Profit (loss) for the period to be appropriated9905€48k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€11k▼
Transfer to equity691/2€48k€11k▼
To other reserves6921€48k€11k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €89k
Net result €89k after one loss-making year.
31-12
Financial
Equity above €200kEq €277k ▲47.3%
Equity rises from €188k to €277k.
26-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 87 days late
2020
31-12
Financial
Weakest financial yearnet €-22k ▼119%
Net result drops to €-22k, the lowest in the series; recovery starts the following year.
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-12
Financial
Highest result since 2018net €115k ▲18314%
Operating result €160k, net result €115k, both a record.
31-12
Financial
Liquidity times 12current ratio 1.29
Current ratio from 0.11 to 1.29.
31-12
Financial
Equity above €200kEq €210k ▲120%
2 profitable years in a row build equity to €210k.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 168 days late
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
06-02
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 190 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, De Panne · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Garzebekeveldstraat 248660 De PanneGround area
517 m²
Building footprint
215 m²
Volume, LiDAR
1,090 m³
Parcel 38001E1014/00P002, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Immo Aerjen
since 20102.186.359.016
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38001E1014/00P002 | Flanders | 517 m² | 1 · 215 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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TJW INVEST
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 13,768 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-03-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.