Financials
- Fiscal year
- 2025
- Total assets
- €342,220
- Profit
- €13,746
- Solvency
- 37.1%
Total assets▲ 77.9%
Net result
20182025
IMMO ADVICE
ActiveSummary
IMMO ADVICE has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €127,011 and a net result of €13,746. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 56% of 15312 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Overview
Activity
Buying and selling of own real estate
NACE 68110Limited-service restaurants, excluding mobile food services NACE 56112NACE 68100
1 site
Size
€342,220total assets 2025
- Staff
- 1.8 FTE
- Equity
- €127,011
- Profit
- €13,746
Turnover not published (abridged schema)
Structure
Accounts filed 28 d late0 of 8 deeds read
Why 82- 1 change of registered office in 24 months- Liquidity: current ratio 0.15, cash €22,118+ Sector Real estate activities (NACE 68)+ Figures for FY 2025 (filed 28-08-2026)Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Better than 53% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
62-22
equity 37.1% of total assets
Liquidity
27-21
short-term debt 59.0% · cash 6.5%
Profitability
74-8
return on assets 4.0%
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 5 months
06-2026: 0.3%lowest value
07-2026: 0.4%▲ +8.3% vs 06-2026
08-2026: 0.6%▲ +76.0% vs 07-2026highest value
09-2026: 0.5%▼ -25.7% vs 08-2026
10-2026: 0.5%▲ +4.8% vs 09-2026
- 1 change of registered office in 24 months raises the probability
- Sector Real estate activities (NACE 68) lowers the probability
- Figures for FY 2025 (filed 28-08-2026) lowers the probability
- Liquidity: current ratio 0.15, cash €22,118 raises the probability
Credit up to €10,000 at 30 days acceptable
Liquidity short (current ratio 0.15 against 0.35 in 2024; short-term debt: 59% and cash: 6.5% of total assets), and 62.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 55%, liquidity 21%, profitability 67%, growth against the median 68%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €127,011
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
5 d early
2023
on the day
2022
3 d early
2021
6 d early
2020
1 d early
2019
12 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 4 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Back to profitnet €21,132
Key points
By topic
Timeline
- Events
- 16
- Since
- 2017
- Next accounts
- by 31-07-2027
- 28-08-2026Annual accounts filed
- 26-07-2025Annual accounts filed
- 31-12-2024Back to profit
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Buying and selling of own real estateNACE 68110
- Founded
- 14-08-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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