IMMO A&K
ActiveSummary
IMMO A&K has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.5m and a net result of €72,775. Equity is growing by ~15.2% per year across the filed fiscal years. Its solvency ranks better than 85% of 9341 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability70▼-5
Solvency100▲+37
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €400,000 at 30 days acceptable
Liquidity ample (current ratio 5.83 against 1.68 in 2024; short-term debt: 4.6% and cash: 25.5% of total assets), and 19.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.3%
Return on assets
1.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
1 d early
2023
61 d late
2022
31 d late
2021
2 d early
2020
138 d late
2019
84 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€4.5m▲ 431%
2024 · €847,888
Total assets
€5.6m▲ 151%
2024 · €2.2m
Net result
€72,775▼ 29.5%
2024 · €103,290
Working capital
€1.2m▲ 507%
2024 · €203,593
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€170,141▲ 82.8%€160,488▼ 5.7%€143,491▼ 10.6%€160,353▲ 11.8%€111,049▼ 30.7%
Net result€130,729above the sector's middle half▲ 154%€97,137within the sector's middle half▼ 25.7%€38,472within the sector's middle half▼ 60.4%€103,290above the sector's middle half▲ 168%€72,775within the sector's middle half▼ 29.5%
Equity€608,989within the sector's middle half▲ 27.3%€706,126within the sector's middle half▲ 16.0%€744,598within the sector's middle half▲ 5.4%€847,888within the sector's middle half▲ 13.9%€4.5mabove the sector's middle half▲ 431%
Total assets€2.7mwithin the sector's middle half▼ 1.6%€2.5mwithin the sector's middle half▼ 5.2%€2.4mwithin the sector's middle half▼ 6.7%€2.2mwithin the sector's middle half▼ 5.5%€5.6mabove the sector's middle half▲ 151%
Debt€1.9m▼ 7.8%€1.7m▼ 11.7%€1.5m▼ 11.6%€1.3m▼ 14.8%€1.0m▼ 21.3%
Working capital€85,138within the sector's middle half€150,425within the sector's middle half▲ 76.7%€151,545within the sector's middle half▲ 0.7%€203,593within the sector's middle half▲ 34.3%€1.2mabove the sector's middle half▲ 507%
Solvency22.7%within the sector's middle half▲ 5.2pp27.8%within the sector's middle half▲ 5.1pp31.4%within the sector's middle half▲ 3.6pp37.9%within the sector's middle half▲ 6.5pp80.3%above the sector's middle half▲ 42.4pp
Current ratio1.33within the sector's middle half▲ 0.401.59within the sector's middle half▲ 0.261.53within the sector's middle half▼ 0.051.68within the sector's middle half▲ 0.145.83above the sector's middle half▲ 4.16
Return on assets (ROA)4.9%within the sector's middle half▲ 3.0pp3.8%within the sector's middle half▼ 1.1pp1.6%within the sector's middle half▼ 2.2pp4.6%within the sector's middle half▲ 3.0pp1.3%within the sector's middle half▼ 3.3pp
above
within
below
the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 31% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.6m
Fixed assets
€4.1m ▲ 137%
Current assets
€1.5m ▲ 196%
Equity and liabilities €5.6m
Equity
€4.5m ▲ 431%
Provisions
€104,508 ▼ 11.1%
Debt
€1.0m ▼ 21.3%
Debt's share of the balance-sheet total falls from 56.9% to 17.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€310,675▼
2024 · €359,980
Cash flow
€272,401▼
2024 · €302,916
Debt to equity
0.22▼
2024 · 1.50
ROE
1.6%▼
2024 · 12.2%
Interest coverage
11.10▲
2024 · 10.66
Debt ≤ 1 year
€255,581▼
2024 · €300,156
Debt > 1 year
€746,480▼
2024 · €973,762
Income taxes
€24,343▼
2024 · €37,315
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,048 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 96% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.4%
went bankrupt
3.6%
stopped otherwise
96%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,048 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €199,627 | €199,627 | €199,627 | €199,627 | €199,627 | = |
| Other operating charges640/8 | €17,994 | €18,409 | €35,369 | €31,141 | €165,758 | ▲ 432% |
| Gross operating margin9900 | €387,762 | €378,524 | €378,487 | €391,121 | €476,433 | ▲ 21.8% |
| Operating profit (loss)9901 | €170,141 | €160,488 | €143,491 | €160,353 | €111,049 | ▼ 30.7% |
| Financial income75/76B | €826 | €867 | €911 | €956 | €1,004 | ▲ 5.0% |
| Recurring financial income75 | €826 | €867 | €911 | €956 | €1,004 | ▲ 5.0% |
| Financial charges65/66B | €49,507 | €44,716 | €39,307 | €33,768 | €27,998 | ▼ 17.1% |
| Recurring financial charges65 | €49,507 | €44,716 | €39,307 | €33,768 | €27,998 | ▼ 17.1% |
| Profit (loss) for the period before taxes9903 | €121,460 | €116,639 | €105,095 | €127,541 | €84,054 | ▼ 34.1% |
| Transfer from deferred taxes780 | €13,064 | €13,064 | €13,064 | €13,064 | €13,064 | = |
| Income taxes67/77 | €3,795 | €32,566 | €79,686 | €37,315 | €24,343 | ▼ 34.8% |
| Profit (loss) for the period9904 | €130,729 | €97,137 | €38,472 | €103,290 | €72,775 | ▼ 29.5% |
| Profit (loss) for the period to be appropriated9905 | €130,729 | €97,137 | €38,472 | €103,290 | €72,775 | ▼ 29.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.7m | €2.5m | €2.4m | €2.2m | €5.6m | ▲ 151% |
| Fixed assets21/28 | €2.3m | €2.1m | €1.9m | €1.7m | €4.1m | ▲ 137% |
| Tangible fixed assets22/27 | €2.3m | €2.1m | €1.9m | €1.7m | €4.1m | ▲ 138% |
| Land and buildings22 | €124,942 | €115,331 | €105,720 | €96,109 | €4.1m | ▲ 4,187% |
| Other tangible fixed assets26 | €2.2m | €2.0m | €1.8m | €1.6m | €0 | ▼ 100% |
| Financial fixed assets28 | €1,260 | €1,260 | €1,260 | €1,260 | €1,260 | = |
| Current assets29/58 | €346,102 | €406,708 | €435,251 | €503,749 | €1.5m | ▲ 196% |
| Amounts receivable after more than one year29 | €17,343 | €18,211 | €19,121 | €20,077 | €21,081 | ▲ 5.0% |
| Other amounts receivable291 | €17,343 | €18,211 | €19,121 | €20,077 | €21,081 | ▲ 5.0% |
| Amounts receivable within one year40/41 | €287,660 | €91,320 | €270,264 | €110,820 | €37,597 | ▼ 66.1% |
| Trade receivables40 | €287,660 | €91,320 | €270,264 | €110,820 | €36,940 | ▼ 66.7% |
| Other amounts receivable41 | - | - | - | - | €657 | - |
| Cash at bank and in hand54/58 | €41,098 | €297,177 | €145,866 | €372,852 | €1.4m | ▲ 284% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.7m | €2.5m | €2.4m | €2.2m | €5.6m | ▲ 151% |
| Equity10/15 | €608,989 | €706,126 | €744,598 | €847,888 | €4.5m | ▲ 431% |
| Contributions10/11 | €105,313 | €105,313 | €105,313 | €105,313 | €3.7m | ▲ 3,405% |
| Revaluation surpluses12 | €112,263 | €112,263 | €112,263 | €112,263 | €112,263 | = |
| Reserves13 | €111,534 | €488,551 | €527,022 | €630,312 | €703,087 | ▲ 11.5% |
| Non-distributable reserves130/1 | €25,334 | €25,334 | €0 | - | - | - |
| Reserves not available under the articles1311 | €25,334 | €25,334 | €0 | - | - | - |
| Tax-exempt reserves132 | €1,859 | €1,859 | €1,859 | €1,859 | €1,859 | = |
| Distributable reserves133 | €84,342 | €461,358 | €525,163 | €628,453 | €701,227 | ▲ 11.6% |
| Profit (loss) carried forward14 | €279,879 | €0 | - | - | - | - |
| Provisions and deferred taxes16 | €156,762 | €143,699 | €130,635 | €117,572 | €104,508 | ▼ 11.1% |
| Deferred taxes168 | €156,762 | €143,699 | €130,635 | €117,572 | €104,508 | ▼ 11.1% |
| Amounts payable17/49 | €1.9m | €1.7m | €1.5m | €1.3m | €1.0m | ▼ 21.3% |
| Amounts payable after more than one year17 | €1.7m | €1.4m | €1.2m | €973,762 | €746,480 | ▼ 23.3% |
| Financial debts170/4 | €1.7m | €1.4m | €1.2m | €973,762 | €746,480 | ▼ 23.3% |
| Amounts payable within one year42/48 | €260,964 | €256,283 | €283,706 | €300,156 | €255,581 | ▼ 14.9% |
| Current portion of amounts payable after more than one year42 | €213,092 | €218,413 | €223,914 | €237,804 | €235,484 | ▼ 1.0% |
| Trade debts44 | €4,955 | €3,609 | €0 | €2,214 | €8,685 | ▲ 292% |
| Suppliers440/4 | €4,955 | €3,609 | €0 | €2,214 | €8,685 | ▲ 292% |
| Taxes, remuneration and social security45 | €42,917 | €34,261 | €59,791 | €60,138 | €11,412 | ▼ 81.0% |
| Taxes450/3 | €42,917 | €34,261 | €59,791 | €60,138 | €11,412 | ▼ 81.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €130,729 | €97,137 | €38,472 | €103,290 | €72,775 | ▼ 29.5% |
| + Depreciation and write-downs630 | €199,627 | €199,627 | €199,627 | €199,627 | €199,627 | = |
| Operating cash flow (approximation) | €330,355 | €296,764 | €238,098 | €302,916 | €272,401 | ▼ 10.1% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | -€2.6m | - |
| Change in cash | - | €256,079 | -€151,311 | €226,986 | €1.1m | ▲ 367% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 21 days late
2025
31-12
Financial
Liquidity triplescurrent ratio 5.83
Current ratio from 1.68 to 5.83; short-term debt falls from €300,156 to €255,581.
31-12
Financial
Equity above €2mEq €4.5m ▲431%
8 profitable years in a row build equity to €4.5m.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €38,472 ▼60.4%
Net result drops to €38,472, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €130,729 ▲154%
Operating result €170,141, net result €130,729, both a record.
31-12
Financial
Equity above €500,000Eq €608,989 ▲27.3%
4 profitable years in a row build equity to €608,989.
16-12
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 138 days late
2020
23-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 84 days late
Show earlier events
2019
29-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
27-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2013
Ground area
6,442 m²
Building footprint
2,505 m²
Volume, LiDAR
22,830 m³
Parcel 11040D0463/00A002, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Immo A&K
since 20132.216.928.862
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0463/00A002 | Flanders | 6,442 m² | 1 · 2,505 m² | 12.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
3 ownersOwners 3
- Sourceaccounts JOBRI 202549.99%
-
49.98%
-
0.03%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 12,042 companies in sector 68203 we hold annual accounts for 6,005. 2,792 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-01-2013
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
E-invoicing
Reachable via Peppol
Peppol ID
0208:0503893620
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.