IMMO A HOME is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.46M and a net result of €-19k. Equity remains stable across the filed fiscal years (±0.2% per year). Its solvency ranks better than 87% of 8018 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
60 d late
2023
30 d late
2022
60 d late
2021
31 d late
2020
52 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2.46M▼ 0.8%
2024 · €2.48M
2019: €2.51M
2020: €2.51M
2021: €2.50M
2022: €2.50M
2023: €2.49M
2024: €2.48M
2019 → 2025
Net result
€-19k▼ 46.2%
2024 · €-13k
2019: €-12k
2020: €-6k
2021: €-4k
2022: €-3k
2023: €-5k
2024: €-13k
2019 → 2025
Total assets
€2.76M▼ 0.6%
2024 · €2.77M
2019: €2.51M
2020: €2.61M
2021: €3.24M
2022: €2.79M
2023: €2.78M
2024: €2.77M
2019 → 2025
Solvency
89.4%▼ 0.1pp
2024 · 89.5%
2019: 100.0%
2020: 96.0%
2021: 77.3%
2022: 89.7%
2023: 89.6%
2024: 89.5%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.50M-€2.50M▼ 0.1%€2.49M▼ 0.2%€2.48M▼ 0.5%€2.46M▼ 0.8%
Operating result€1k-€31▼ 97.6%€-5k€-13k▼ 161%€-18k▼ 47.0%
Net result€-4k-€-3k▲ 16.6%€-5k▼ 66.6%€-13k▼ 144%€-19k▼ 46.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €13k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.76M
Fixed assets
€2.57M=
Current assets
€187k▼ 8.7%
Equity and liabilities €2.76M
Equity
€2.46M▼ 0.8%
Debt
€292k▲ 0.3%
The debt ratio rises from 10.5% to 10.6%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
89.4%▼
2024 · 89.5%
ROE
-0.8%▼
2024 · -0.5%
ROA
-0.7%▼
2024 · -0.5%
Debt
€292k▲
2024 · €291k
Debt ≤ 1 year
€292k▲
2024 · €291k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.77M€2.76M▼
Fixed assets21/28€2.57M€2.57M=
Tangible fixed assets22/27€2.57M€2.57M=
Land and buildings22€2.57M€2.57M=
Current assets29/58€205k€187k▼
Amounts receivable within one year40/41€188k€173k▼
Trade receivables40€614€614=
Other amounts receivable41€187k€172k▼
Cash at bank and in hand54/58€17k€14k▼
Deferred charges and accrued income490/1€249€366▲
Equity and liabilities
Total equity and liabilities10/49€2.77M€2.76M▼
Equity10/15€2.48M€2.46M▼
Contributions10/11€2.53M€2.53M=
Profit (loss) carried forward14€-43k€-62k▼
Amounts payable17/49€291k€292k▲
Amounts payable within one year42/48€291k€292k▲
Trade debts44€6k€7k▲
Suppliers440/4€6k€7k▲
Other amounts payable47/48€285k€285k=
Income statement
Code20242025
Other operating charges640/8€3k€3k▲
Gross operating margin9900€-9k€-15k▼
Operating profit (loss)9901€-13k€-18k▼
Financial charges65/66B€255€272▲
Recurring financial charges65€255€272▲
Profit (loss) for the period before taxes9903€-13k€-19k▼
Profit (loss) for the period9904€-13k€-19k▼
Profit (loss) for the period to be appropriated9905€-13k€-19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-43k€-62k▼
Profit (loss) brought forward from the previous period14P€-30k€-43k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-19k
Net result drops to €-19k, the lowest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
29-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 60 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 52 days late
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lindenstraat 769300 AalstGround area
916 m²
Building footprint
175 m²
Volume, LiDAR
815 m³
Parcel 41302C0171/00C000, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO A HOME
since 20192.288.529.512
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41302C0171/00C000 | Flanders | 916 m² | 1 · 175 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 10,294 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded25-04-2019
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.