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Immo A&A

Active
Private limited companyfounded 20215 yrs activeGerard Mercatorstraat 24, 3920 Lommel, BelgiumKBO/BCE: BE 0768.903.558
Summary

The computed 12-month bankruptcy probability of Immo A&A is 1.7% (moderate). The annual accounts of Immo A&A for fiscal year 2025 show a net loss of 76% of the equity at the start of that year. The 2025 annual accounts show equity of €6,498 and a net result of -€20,205. Equity is shrinking by ~69.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch ReportCompare
Immo A&AActiveChecked score 52/100
Risk analysis ReportCompare

Overview

Activity
Activity not known1 site
Size
€498,715total assets 2025
Equity
€6,498
Loss
-€20,205
Turnover not published (abridged schema)
Financial health
52 Fair Checked score 2025
Bankruptcy chance 12 m
1.7%
Structure
Parent
A&A Management en Consulting · 99%
Board
1 member
Accounts 130 d early1 of 2 deeds read
Why 52- Liquidity: current ratio 0.00, cash €360- 1 change of registered office in 24 months+ Size: total assets €498,715+ No main activity registeredShow the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 11% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 26-4
equity 1.3% of total assets
Liquidity 0=
short-term debt 97.1% · cash 0.1%
Profitability 27+10
return on assets -4.1%
Bankruptcy probability, 12 months
1.7% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● 0.0% vs 11-2024 01-2025: 0.5%▲ +2.3% vs 12-2024 02-2025: 0.5%● 0.0% vs 01-2025 03-2025: 0.5%▼ -1.5% vs 02-2025 04-2025: 0.5%▼ -2.8% vs 03-2025lowest value 05-2025: 0.5%▲ +1.4% vs 04-2025 06-2025: 0.5%▲ +5.8% vs 05-2025 07-2025: 0.8%▲ +48.0% vs 06-2025 08-2025: 0.8%● 0.0% vs 07-2025 09-2025: 0.8%● 0.0% vs 08-2025 10-2025: 0.8%● 0.0% vs 09-2025 11-2025: 0.8%● 0.0% vs 10-2025 12-2025: 0.8%● 0.0% vs 11-2025 01-2026: 0.8%▲ +2.1% vs 12-2025 02-2026: 0.8%● 0.0% vs 01-2026 03-2026: 0.8%▼ -1.4% vs 02-2026 04-2026: 0.9%▲ +4.6% vs 03-2026 05-2026: 0.9%● 0.0% vs 04-2026 06-2026: 0.8%▼ -2.2% vs 05-2026 07-2026: 1.8%▲ +119% vs 06-2026highest value 08-2026: 1.8%▼ -0.2% vs 07-2026 09-2026: 1.7%▼ -5.4% vs 08-2026 10-2026: 1.7%● 0.0% vs 09-2026
  • Size: total assets €498,715 lowers the probability for this profile
  • Liquidity: current ratio 0.00, cash €360 raises the probability
  • 1 change of registered office in 24 months raises the probability
  • No main activity registered lowers the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.0 against 0.0 in 2024; short-term debt: 97.1% and cash: 0.1% of total assets), and 98.7% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 17%, liquidity 3%, profitability 20%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: total assets €498,715
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.00, cash €360
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · No main activity registered
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
22232425
2022 to 2025 · latest year -€20,205
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-03-2026, 130 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
130 d early
2024
34 d early
2023
37 d early
2022
40 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 4 accounts on average 60 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 June (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Resignation: Diederik Timmers (director)Appointment: Derdaele Group NV (director)…
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Risk: 4 loss-making years in a rowloss fiscal year 2025 -€20,205 View
  • Caution: Board changedlatest change 31-03-2026 · 1 in office 1 joined · 1 left View
  • Controlled by A&A Management en Consulting 99% View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€498,715
Loss
-€20,205
Solvency
1.3%
Total assets=
Net result
20222025
Go to Financials

Timeline

Events
5
Since
2023
Next accounts
by 31-07-2027
  1. 01-06-2026Resignation: Diederik Timmers (director)
  2. 23-03-2026Annual accounts filed
  3. 27-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Founded
31-05-2021
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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