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Immo 78

Active
Private limited companyfounded 20224 years activeRue de la Giloterie,Vitrival 7/A, 5070 Fosses-la-Ville, BelgiumKBO/BCE: BE 0790.359.859
Summary

The computed 12-month bankruptcy probability of Immo 78 is 8.6% (elevated). The 2024 annual accounts show equity of €2,688 and a net result of -€468. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Activity not known
Size
€2,688total assets 2024
Equity
€2,688
Loss
-€468
Turnover not published (abridged schema)
Financial health
34 Weak Checked score 2024
Bankruptcy probability, 12 months
8.6%
Structure
Accounts 68 days overdue0 of 1 deed read
Why 34- Figures for FY 2024 (filed 07-10-2025)- No main activity registered- 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late- No establishment unit in the KBOShow the evidence

Checked score

Score 2024
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 50% of its sector peers (no NACE code, micro)
Financial strength · tick = 2023
Strong
Solvency 100=
equity 100.0% of total assets
Liquidity 100=
cash 100.0%
Profitability 0=
return on assets -17.4%
Bankruptcy probability, 12 months
8.6% Elevated
0%0.5%1.5%4%10%≥ 25%

About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 7.5% 12-2024: 7.5%● unchanged vs 11-2024 01-2025: 7.5%● unchanged vs 12-2024 02-2025: 4.3%▼ -3.2 percentage points vs 01-2025 03-2025: 4.3%● unchanged vs 02-2025 04-2025: 4.3%● unchanged vs 03-2025 05-2025: 4.3%● unchanged vs 04-2025 06-2025: 4.5%▲ +0.2 percentage points vs 05-2025 07-2025: 4.7%▲ +0.2 percentage points vs 06-2025 08-2025: 6.3%▲ +1.6 percentage points vs 07-2025 09-2025: 6.9%▲ +0.6 percentage points vs 08-2025 10-2025: 10.0%▲ +3.1 percentage points vs 09-2025highest value 11-2025: 3.3%▼ -6.7 percentage points vs 10-2025 12-2025: 3.3%● unchanged vs 11-2025 01-2026: 3.2%▼ -0.1 percentage points vs 12-2025lowest value 02-2026: 3.3%▲ +0.1 percentage points vs 01-2026 03-2026: 3.4%▲ +0.1 percentage points vs 02-2026 04-2026: 3.6%▲ +0.2 percentage points vs 03-2026 05-2026: 3.6%● unchanged vs 04-2026 06-2026: 3.6%● unchanged vs 05-2026 07-2026: 3.8%▲ +0.2 percentage points vs 06-2026 08-2026: 5.3%▲ +1.5 percentage points vs 07-2026 09-2026: 5.7%▲ +0.4 percentage points vs 08-2026 10-2026: 8.6%▲ +2.9 percentage points vs 09-2026
No publishable credit limit; credit only on tighter terms
balance sheet total too small for a liquidity verdict.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro): better than 81% on solvency, 95% on liquidity, 4% on profitability and 20% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
+raises risk○neutral
raises risk · Figures for FY 2024 (filed 07-10-2025)
NBB · annual accounts
raises risk · No main activity registered
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 61 days late; 2 of the last 3 late
NBB · filings
raises risk · No establishment unit in the KBO
KBO · seat and establishments
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
61 days late
2023
153 days late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 2 accounts on average 107 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View
  • Total assets 20242 fiscal years filed €2,688 View
  • Active since 2022founded 02-09-2022 4 years View

By topic

Financials

Fiscal year
2024
Total assets
€2,688
Loss
-€468
Solvency
100.0%
Total assets▼ 14.8%
Net result
20232024
Go to Financials

Company details

Legal form
Private limited company
Founded
02-09-2022
Year ends
31-12
Peppol
Not found in the Peppol directory
Go to Company details

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