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Immo 2320

Active
Private limited companyfounded 20242 yrs activeTinnenpotstraat 36, 2320 Hoogstraten, BelgiumKBO/BCE: BE 1013.718.789
Summary

The computed 12-month bankruptcy probability of Immo 2320 is 4.0% (moderate). The 2025 annual accounts show negative equity (-€44,719) and a net result of -€64,719. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability14
Solvency18
Growth-
Track record67
Bankruptcy probability, 12 months
4.0% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.27; short-term debt: 5.2% and cash: 6.2% of total assets), and equity is negative.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-6.5%
Return on assets
-9.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
7 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Immo 2320 was incorporated on 18 September 2024 as a Private limited company.1 Since 2026, Stephanie Delcroix has served as director of the company.2 The company has filed annual accounts once, for fiscal year 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 04-09-2026
  3. 3National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
-€44,719
Total assets
€685,013
Net result
-€64,719
Working capital
€9,429

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €685,013
Fixed assets €640,105
Current assets €44,909
Key figures and ratios
2025 value
Solvency
-6.5%
Current ratio
1.27
Debt to equity
-16.32
ROA
-9.4%
Debt
€729,733
Debt ≤ 1 year
€35,479
Debt > 1 year
€694,254

Peer companies

Historical observation

Of the 1,251 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.

  • Small
  • 2 to 5 years old
  • negative equity
  • a small loss
1.0% went bankrupt
2.2% stopped otherwise
97% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,251 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 28 lines
Balance sheet Code2025
Assets
Total assets20/58€685,013
Fixed assets21/28€640,105
Tangible fixed assets22/27€639,380
Land and buildings22€291,485
Assets under construction and advance payments27€347,895
Financial fixed assets28€725
Current assets29/58€44,909
Cash at bank and in hand54/58€42,594
Deferred charges and accrued income490/1€2,315
Equity and liabilities
Total equity and liabilities10/49€685,013
Equity10/15-€44,719
Contributions10/11€20,000
Profit (loss) carried forward14-€64,719
Amounts payable17/49€729,733
Amounts payable after more than one year17€694,254
Financial debts170/4€694,254
Amounts payable within one year42/48€35,479
Current portion of amounts payable after more than one year42€9,479
Other amounts payable47/48€26,000
Income statement Code2025
Other operating charges640/8€2,015
Gross operating margin9900-€47,145
Operating profit (loss)9901-€49,160
Financial charges65/66B€15,559
Recurring financial charges65€15,559
Profit (loss) for the period before taxes9903-€64,719
Profit (loss) for the period9904-€64,719
Profit (loss) for the period to be appropriated9905-€64,719
Appropriation of the result
Profit (loss) to be appropriated9906-€64,719

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Other operating charges640/8€2,015
Gross operating margin9900-€47,145
Operating profit (loss)9901-€49,160
Financial charges65/66B€15,559
Recurring financial charges65€15,559
Profit (loss) for the period before taxes9903-€64,719
Profit (loss) for the period9904-€64,719
Profit (loss) for the period to be appropriated9905-€64,719
Line2025
Assets
Total assets20/58€685,013
Fixed assets21/28€640,105
Tangible fixed assets22/27€639,380
Land and buildings22€291,485
Assets under construction and advance payments27€347,895
Financial fixed assets28€725
Current assets29/58€44,909
Cash at bank and in hand54/58€42,594
Deferred charges and accrued income490/1€2,315
Equity and liabilities
Total equity and liabilities10/49€685,013
Equity10/15-€44,719
Contributions10/11€20,000
Profit (loss) carried forward14-€64,719
Amounts payable17/49€729,733
Amounts payable after more than one year17€694,254
Financial debts170/4€694,254
Amounts payable within one year42/48€35,479
Current portion of amounts payable after more than one year42€9,479
Other amounts payable47/48€26,000
Line2025
Profit (loss) for the period9904-€64,719
Operating cash flow (approximation)-€64,719

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
04-09
State Gazette act Appointment: Stephanie Delcroix (director)
3 facts ▸
  • General meeting, 01-09-2026
  • Director appointment, Stephanie Delcroix (director)
  • Other statement, immo@praktijk2320.be, e-mailadres
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
State Gazette actNBB filing
1 of 3 acts read
About the unread acts

Of the 3 Belgian State Gazette acts we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 director, last change in 2026
Stephanie Delcroix
Director · since 01-09-2026
Current
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ. See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
2 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
511 m²
Parcel 13014B0299/00G000, Flanders. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Immo 2320
Tinnenpotstraat 36, 2320 HoogstratenRenting and operating of own or leased residential real estate, excluding social housing
since 20242.364.042.725
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13014B0299/00G000 Flanders 511 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Mandate history

1 person since 2026, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
Stephanie Delcroix
  • Director, from 01-09-2026 to date
See the board, name and seat on a given date →

Structure & network

Connections & network

1 current director
Depth

The network starts from this company’s directors. Other companies they run appear here as nodes.

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Identification & contact

Identification
Legal formPrivate limited company
Founded18-09-2024
Fiscal year end31-12
Contact
E-mail immo@praktijk2320.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013718789
Also 9925:BE1013718789
Registered 10-10-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.