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Public limited companyfounded 200421 yrs activeRoeselaarsestraat 525, 8870 Izegem, BelgiumKBO/BCE: BE 0870.625.478
Summary

IMMIZ is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €9.8m and a net result of €2.0m. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 58% of 2444 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
18192021232425
2018 to 2025 · latest year €9.8m
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
20 d early
2023
32 d early
2021
18 d early
2020
10 d early
2019
on the day
2018
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today. Usually files around 11 October (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
31-03-2026 close29-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMMIZ was incorporated on 16 December 2004.1 Total assets rose from EUR 9.7 million in 2018 to EUR 14 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Equity
€9.8m▲ 25.4%
2024 · €7.8m
Net result
€2.0m▲ 1,223%
2024 · €149,879
Total assets
€13.9m▼ 2.6%
2024 · €14.3m
Solvency
70.6%▲ 15.7pp
2024 · 54.8%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202320242025
Turnover€279,816€261,477▼ 6.6%€638,434-€623,850▼ 2.3%€956,361▲ 53.3%
Operating result€119,933▼ 39.9%€118,936▼ 0.8%€171,118-€229,067▲ 33.9%€294,440▲ 28.5%
Net result€77,592within the sector's middle half▼ 54.7%€136,087within the sector's middle half▲ 75.4%€119,559within the sector's middle half-€149,879within the sector's middle half▲ 25.4%€2.0mabove the sector's middle half▲ 1,223%
Equity€9.7mwithin the sector's middle half▲ 0.8%€9.9mwithin the sector's middle half▲ 1.4%€7.7mwithin the sector's middle half-€7.8mwithin the sector's middle half▲ 2.0%€9.8mwithin the sector's middle half▲ 25.4%
Total assets€10.1mwithin the sector's middle half▲ 1.0%€11.4mwithin the sector's middle half▲ 12.2%€14.4mwithin the sector's middle half-€14.3mwithin the sector's middle half▼ 1.2%€13.9mwithin the sector's middle half▼ 2.6%
Debt€386,729▲ 6.0%€1.5m▲ 285%€6.8m-€6.4m▼ 4.9%€4.1m▼ 36.6%
Working capital€1.5mwithin the sector's middle half▼ 9.2%€585,482within the sector's middle half▼ 61.5%-€2.6mbelow the sector's middle half--€3.3mbelow the sector's middle half▼ 28.4%-€1.7mbelow the sector's middle half▲ 49.0%
Solvency96.2%above the sector's middle half▼ 0.2pp86.9%above the sector's middle half▼ 9.3pp53.1%within the sector's middle half-54.8%within the sector's middle half▲ 1.7pp70.6%within the sector's middle half▲ 15.7pp
Current ratio5.11above the sector's middle half▼ 0.541.59within the sector's middle half▼ 3.520.37within the sector's middle half-0.20below the sector's middle half▼ 0.170.16below the sector's middle half▼ 0.04
Return on assets (ROA)0.8%within the sector's middle half▼ 0.9pp1.2%within the sector's middle half▲ 0.4pp0.8%within the sector's middle half-1.1%within the sector's middle half▲ 0.2pp14.3%above the sector's middle half▲ 13.2pp
Staff (FTE)3.6within the sector's middle half
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
€0€500,000€1.0m€1.5m€2.0mOperating result 2020: €119,933€119,933Net result 2020: €77,592€77,592Operating result 2021: €118,936€118,936Net result 2021: €136,087€136,087Operating result 2023: €171,118€171,118Net result 2023: €119,559€119,559Operating result 2024: €229,067€229,067Net result 2024: €149,879€149,879Operating result 2025: €294,440€294,440Net result 2025: €2.0m€2.0m20202021202320242025€0€500,000€1m€1.5m€2mOperating result 2023: €171,118€171,000Net result 2023: €119,559€120,000Operating result 2024: €229,067€229,000Net result 2024: €149,879€150,000Operating result 2025: €294,440€294,000Net result 2025: €2.0m€2m202320242025
The operating result has risen two years in a row; 2025 is 29% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €13.9m
Fixed assets €13.6m ▲ 0.8%
Current assets €311,453 ▼ 60.9%
Equity and liabilities €13.9m
Equity €9.8m ▲ 25.4%
Debt €4.1m ▼ 36.6%
Debt's share of the balance-sheet total falls from 45.2% to 29.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
20.2%▲
2024 · 1.9%
Debt ≤ 1 year
€2.0m▼
2024 · €4.1m
Debt > 1 year
€2.1m▼
2024 · €2.4m
Income taxes
€50,054▼
2024 · €53,326
Staff costs
€279,728
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 80 lines
Balance sheet Code20242025
Assets
Total assets20/58€14.3m€13.9m▼
Fixed assets21/28€13.5m€13.6m▲
Tangible fixed assets22/27€6.6m€6.3m▼
Land and buildings22€6.3m€6.1m▼
Plant, machinery and equipment23€245,660€197,608▼
Financial fixed assets28€6.9m€7.3m▲
Affiliated companies280/1€6.4m€6.4m=
Participating interests280€6.4m€6.4m=
Other financial fixed assets284/8€474,295€863,507▲
Shares284€456,823€845,672▲
Amounts receivable and cash guarantees285/8€17,472€17,835▲
Current assets29/58€796,024€311,453▼
Amounts receivable after more than one year29€456,770€0▼
Other amounts receivable291€456,770€0▼
Stocks and contracts in progress3€0€0=
Amounts receivable within one year40/41€304,207€227,805▼
Trade receivables40€87,869€36,986▼
Other amounts receivable41€216,338€190,819▼
Current investments50/53€0-
Other investments51/53€0-
Cash at bank and in hand54/58€25,965€80,674▲
Deferred charges and accrued income490/1€9,082€2,973▼
Equity and liabilities
Total equity and liabilities10/49€14.3m€13.9m▼
Equity10/15€7.8m€9.8m▲
Contributions10/11€3.2m€3.2m=
Capital10€3.2m€3.2m=
Issued capital100€3.2m€3.2m=
Reserves13€4.6m€6.6m▲
Non-distributable reserves130/1€552,500€552,500=
Legal reserve130€552,500€552,500=
Tax-exempt reserves132€67,360€67,360=
Distributable reserves133€4.0m€6.0m▲
Amounts payable17/49€6.4m€4.1m▼
Amounts payable after more than one year17€2.4m€2.1m▼
Financial debts170/4€2.4m€2.1m▼
Credit institutions173€2.4m€2.1m▼
Amounts payable within one year42/48€4.1m€2.0m▼
Current portion of amounts payable after more than one year42€373,052€310,522▼
Financial debts43€226,397€0▼
Credit institutions430/8€226,397€0▼
Trade debts44€40,775€27,850▼
Suppliers440/4€40,775€27,850▼
Taxes, remuneration and social security45€0€49,874▲
Taxes450/3€0€3,220▲
Remuneration and social security454/9-€46,654
Other amounts payable47/48€3.4m€1.6m▼
Accrued charges and deferred income492/3€835€46,925▲
Income statement Code20242025
Operating income70/76A€668,098€1.0m▲
Turnover70€623,850€956,361▲
Other operating income74€44,248€60,474▲
Operating charges60/66A€439,031€722,396▲
Services and other goods61€71,320€67,809▼
Remuneration, social security and pensions62-€279,728
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€316,123€308,299▼
Other operating charges640/8€46,893€66,560▲
Non-recurring operating charges66A€4,695€0▼
Operating profit (loss)9901€229,067€294,440▲
Financial income75/76B€138,234€2.0m▲
Recurring financial income75€44,285€2.0m▲
Income from financial fixed assets750-€2.0m
Income from current assets751€44,285€36,105▼
Other financial income752/9€0-
Non-recurring financial income76B€93,949€0▼
Financial charges65/66B€164,097€297,122▲
Recurring financial charges65€164,097€178,160▲
Debt charges650€195,359€177,327▼
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651-€34,415€0▲
Other financial charges652/9€3,153€833▼
Non-recurring financial charges66B-€118,962
Profit (loss) for the period before taxes9903€203,205€2.0m▲
Income taxes67/77€53,326€50,054▼
Taxes670/3€53,326€50,054▼
Profit (loss) for the period9904€149,879€2.0m▲
Transfer from tax-exempt reserves789€166,721€0▼
Transfer to tax-exempt reserves689€0-
Profit (loss) for the period to be appropriated9905€316,600€2.0m▲
Appropriation of the result
Profit (loss) to be appropriated9906€316,600€2.0m▲
Transfer to equity691/2€316,600€2.0m▲
To other reserves6921€316,600€2.0m▲
Social balance
Average headcount (FTE)9087-3.6

The notes to these accounts (68 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202320242025Change
Operating income70/76A-€276,165€826,988€668,098€1.0m▲ 52.2%
Turnover70€279,816€261,477€638,434€623,850€956,361▲ 53.3%
Other operating income74-€14,688€188,553€44,248€60,474▲ 36.7%
Operating charges60/66A-€157,229€655,869€439,031€722,396▲ 64.5%
Services and other goods61-€18,378€103,073€71,320€67,809▼ 4.9%
Remuneration, social security and pensions62----€279,728-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€116,692€122,505€354,041€316,123€308,299▼ 2.5%
Other operating charges640/8-€16,345€198,756€46,893€66,560▲ 41.9%
Non-recurring operating charges66A-€0-€4,695€0▼ 100%
Operating profit (loss)9901€119,933€118,936€171,118€229,067€294,440▲ 28.5%
Financial income75/76B-€41,786€161,272€138,234€2.0m▲ 1,373%
Recurring financial income75€33,999€41,786€55,538€44,285€2.0m▲ 4,498%
Income from financial fixed assets750----€2.0m-
Income from current assets751-€41,786€54,466€44,285€36,105▼ 18.5%
Other financial income752/9-€0€1,072€0--
Non-recurring financial income76B-€0€105,735€93,949€0▼ 100%
Financial charges65/66B--€9,281€152,121€164,097€297,122▲ 81.1%
Recurring financial charges65€42,682-€9,281€152,121€164,097€178,160▲ 8.6%
Debt charges650€10,022€22,411€114,541€195,359€177,327▼ 9.2%
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651--€32,230€34,415-€34,415€0▲ 100%
Other financial charges652/9-€538€3,165€3,153€833▼ 73.6%
Non-recurring financial charges66B----€118,962-
Profit (loss) for the period before taxes9903€121,744€170,004€180,270€203,205€2.0m▲ 901%
Income taxes67/77€44,151€33,917€60,711€53,326€50,054▼ 6.1%
Taxes670/3-€33,917€60,711€53,326€50,054▼ 6.1%
Profit (loss) for the period9904€77,592€136,087€119,559€149,879€2.0m▲ 1,223%
Transfer from tax-exempt reserves789-€217,000€387,500€166,721€0▼ 100%
Transfer to tax-exempt reserves689-€6,521€67,360€0--
Profit (loss) for the period to be appropriated9905€77,592€346,567€439,699€316,600€2.0m▲ 526%
Line20202021202320242025Change
Assets
Total assets20/58€10.1m€11.4m€14.4m€14.3m€13.9m▼ 2.6%
Fixed assets21/28€8.2m€9.8m€13.0m€13.5m€13.6m▲ 0.8%
Tangible fixed assets22/27€1.4m€1.6m€6.1m€6.6m€6.3m▼ 4.2%
Land and buildings22-€1.2m€5.7m€6.3m€6.1m▼ 3.6%
Plant, machinery and equipment23-€484,662€381,396€245,660€197,608▼ 19.6%
Financial fixed assets28€6.8m€8.1m€6.9m€6.9m€7.3m▲ 5.6%
Affiliated companies280/1-€7.7m€6.4m€6.4m€6.4m=
Participating interests280-€7.7m€6.4m€6.4m€6.4m=
Other financial fixed assets284/8-€456,823€474,295€474,295€863,507▲ 82.1%
Shares284-€456,823€456,823€456,823€845,672▲ 85.1%
Amounts receivable and cash guarantees285/8--€17,472€17,472€17,835▲ 2.1%
Current assets29/58€1.9m€1.6m€1.5m€796,024€311,453▼ 60.9%
Amounts receivable after more than one year29-€456,770€456,770€456,770€0▼ 100%
Other amounts receivable291-€456,770€456,770€456,770€0▼ 100%
Stocks and contracts in progress3-€0€0€0€0-
Amounts receivable within one year40/41€455,722€120,900€67,901€304,207€227,805▼ 25.1%
Trade receivables40-€32,115€56,540€87,869€36,986▼ 57.9%
Other amounts receivable41-€88,785€11,361€216,338€190,819▼ 11.8%
Current investments50/53€713,506€745,737€719,906€0--
Other investments51/53-€745,737€719,906€0--
Cash at bank and in hand54/58€332,914€242,190€213,796€25,965€80,674▲ 211%
Deferred charges and accrued income490/1-€10,149€14,917€9,082€2,973▼ 67.3%
Equity and liabilities
Total equity and liabilities10/49€10.1m€11.4m€14.4m€14.3m€13.9m▼ 2.6%
Equity10/15€9.7m€9.9m€7.7m€7.8m€9.8m▲ 25.4%
Contributions10/11€5.5m€5.5m€3.2m€3.2m€3.2m=
Capital10-€5.5m€3.2m€3.2m€3.2m=
Issued capital100-€5.5m€3.2m€3.2m€3.2m=
Reserves13€4.2m€4.3m€4.5m€4.6m€6.6m▲ 43.0%
Non-distributable reserves130/1-€552,500€552,500€552,500€552,500=
Legal reserve130-€552,500€552,500€552,500€552,500=
Tax-exempt reserves132-€554,221€234,081€67,360€67,360=
Distributable reserves133-€3.2m€3.7m€4.0m€6.0m▲ 49.7%
Amounts payable17/49€386,729€1.5m€6.8m€6.4m€4.1m▼ 36.6%
Amounts payable after more than one year17-€493,333€2.7m€2.4m€2.1m▼ 13.1%
Financial debts170/4-€493,333€2.7m€2.4m€2.1m▼ 13.1%
Credit institutions173-€493,333€2.7m€2.4m€2.1m▼ 13.1%
Amounts payable within one year42/48€369,810€990,263€4.0m€4.1m€2.0m▼ 51.3%
Current portion of amounts payable after more than one year42-€160,000€368,999€373,052€310,522▼ 16.8%
Financial debts43--€43,419€226,397€0▼ 100%
Credit institutions430/8--€43,419€226,397€0▼ 100%
Trade debts44€12,124€31,676€9,780€40,775€27,850▼ 31.7%
Suppliers440/4-€31,676€9,780€40,775€27,850▼ 31.7%
Taxes, remuneration and social security45-€14,574€1,515€0€49,874-
Taxes450/3-€14,574€1,515€0€3,220-
Remuneration and social security454/9----€46,654-
Other amounts payable47/48-€784,012€3.6m€3.4m€1.6m▼ 53.5%
Accrued charges and deferred income492/3-€5,312€2,939€835€46,925▲ 5,520%
Line20202021202320242025Change
Profit (loss) for the period9904€77,592€136,087€119,559€149,879€2.0m▲ 1,223%
+ Depreciation and write-downs630€116,692€122,505€354,041€316,123€308,299▼ 2.5%
Operating cash flow (approximation)€194,284€258,593€473,600€466,002€2.3m▲ 392%
Investment in fixed assets (approximation)--€1.7m--€814,975-€422,015▲ 48.2%
Change in cash--€90,725--€187,832€54,710▲ 129%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
30-10
NBB filing Annual accounts filed
fiscal year 2025 · full schema
31-03
Financial Highest result since 2018net €2.0m ▲1,223%
Net result €2.0m, the highest in the series.
2024
11-10
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2023
29-09
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2022
12-04
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
20-04
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
30-09
Financial Weakest financial yearnet €77,592 ▼54.7%
Net result drops to €77,592, the lowest in the series; recovery starts the following year.
30-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
29-03
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
01-04
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts

We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2004
seat establishment The establishment unit on the map
Ground area
4,685 m²
Building footprint
2,895 m²
Volume, LiDAR
26,262 m³
Parcel 36494E0520/00X000, Flanders · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
IMMIZ
Roeselaarsestraat 525, 8870 IzegemNACE 51190
since 20042.145.270.608
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36494E0520/00X000 Flanders 4,685 m² 1 · 2,895 m² 12.8 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

2 holdings

Owners 0

The accounts to 31-03-2025 list no shareholders, and no other source names one.

Holdings 2

According to the annual accounts to 31-03-2025 of IMMIZ and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 6,718 EUR awarded · 2,041 EUR paid
Year Entries awardedpaid
2025 1 6,718 EUR2,041 EUR
Schemes
1 entry · 6,718 EUR · 2,041 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

984500EEAEA881CCIF55
live in the LEI register

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 6,096 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded16-12-2004
Fiscal year end31-03
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID 0208:0870625478
Registered 16-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.