IMMFINITY
ActiveSummary
IMMFINITY has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €602,694 and a net result of €13,819. Equity has been stable since 2022 (±2.4% per year). Its solvency ranks better than 45% of 17,149 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 02-12-2021 Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding land NACE 68203and 2 others
- Establishment unit
- 2.324.661.913 2630 Aartselaar, since 02-12-2021
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Board and ownership
- Hertsens JackyDirector · since 02-12-2021
- Van de Vreken WendyDirector · since 02-12-2021
- Jacky Hertsens50%annual accounts 2024
- Wendy Van de Vreken50%annual accounts 2024
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €143,459
- ▲ 112%
- Turnover
- ≈ €190,000
- estimated
- Profit
- €13,819
- Equity
- €602,694
- ▲ 2.3%
- Total assets
- €2.6m
- ▼ 2.1%
Score breakdownraises riskLiquidity: current ratio 0.06, cash €44,331lowers riskSize: total assets €2.6mFigures for financial year 2025 (filed on 13-07-2026)Sector: Real estate activities (NACE 68)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 43% of them on solvency, 32% on liquidity, 70% on profitability and 55% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 4 accounts on average 11 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
Financials
Financials · financial year 2025, micro format
Annual accounts 2025 filed on 13-07-2026 at the NBB all 4 filings
Every figure per financial year
The operating result for 2025 is a profit of €33,551, after a loss of €35,358 in 2024. It is the highest result since 2022.
Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.
Securities and guarantees
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Debts secured on the company's own assets | €1.4m | - | - | - |
| Mortgages, amount registered | €1.5m | - | - | €150,000 |
| Mortgage mandates | - | - | - | €1.4m |
| Carrying value of the mortgaged assets | €2.1m | - | - | €2.6m |
Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)
Investments
| Item | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|
| Tangible fixed assets | €2.2m | €115,516 | €588,575 | €47,529 |
| Depreciation and write-downs of the year | €96,359 | €56,349 | €93,490 | €96,457 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €96,359 | €56,349 | €93,490 | €96,457 | ▲ 3.2% |
| Other operating charges640/8 | €12,769 | €7,694 | €9,526 | €13,451 | ▲ 41.2% |
| Gross operating margin9900 | €116,619 | €95,879 | €67,659 | €143,459 | ▲ 112% |
| Operating profit (loss)9901 | €7,491 | €31,836 | -€35,358 | €33,551 | - |
| Financial income75/76B | €28 | - | €4,205 | €1,246 | ▼ 70.4% |
| Recurring financial income75 | €28 | - | €4,205 | €1,246 | ▼ 70.4% |
| Financial charges65/66B | €24,812 | €22,787 | €21,730 | €20,978 | ▼ 3.5% |
| Recurring financial charges65 | €24,812 | €22,787 | €21,730 | €20,978 | ▼ 3.5% |
| Profit (loss) for the period before taxes9903 | -€17,293 | €9,050 | -€52,883 | €13,819 | - |
| Income taxes67/77 | - | - | €0 | - | - |
| Profit (loss) for the period9904 | -€17,293 | €9,050 | -€52,883 | €13,819 | - |
| Profit (loss) for the period to be appropriated9905 | -€17,293 | €9,050 | -€52,883 | €13,819 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €2.7m | €2.6m | €2.7m | €2.6m | ▼ 2.1% |
| Fixed assets21/28 | €2.1m | €2.1m | €2.6m | €2.6m | ▼ 1.9% |
| Tangible fixed assets22/27 | €2.1m | €2.1m | €2.6m | €2.6m | ▼ 1.9% |
| Land and buildings22 | €2.1m | €2.1m | €2.6m | €2.6m | ▼ 1.8% |
| Plant, machinery and equipment23 | €0.006m | €0.006m | €0.008m | €0.006m | ▼ 17.6% |
| Furniture and vehicles24 | - | - | €0.002m | €0.001m | ▼ 35.8% |
| Current assets29/58 | €0.6m | €0.4m | €0.05m | €0.05m | ▼ 13.2% |
| Amounts receivable within one year40/41 | - | €0.001m | €0.03m | €0.001m | ▼ 95.3% |
| Trade receivables40 | - | €0.001m | €0.03m | €0 | ▼ 100% |
| Other amounts receivable41 | - | - | €0.001m | €0.001m | ▲ 28.8% |
| Cash at bank and in hand54/58 | €0.6m | €0.4m | €0.02m | €0.04m | ▲ 94.9% |
| Deferred charges and accrued income490/1 | - | €0.002m | €0.001m | €0.002m | ▲ 75.8% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €2.7m | €2.6m | €2.7m | €2.6m | ▼ 2.1% |
| Equity10/15 | €0.6m | €0.6m | €0.6m | €0.6m | ▲ 2.3% |
| Contributions10/11 | €0.7m | €0.7m | €0.7m | €0.7m | = |
| Profit (loss) carried forward14 | -€0.02m | -€0.008m | -€0.06m | -€0.05m | ▲ 22.6% |
| Amounts payable17/49 | €2.0m | €1.9m | €2.1m | €2.0m | ▼ 3.3% |
| Amounts payable after more than one year17 | €1.4m | €1.3m | €1.2m | €1.2m | ▼ 5.5% |
| Financial debts170/4 | €1.4m | €1.3m | €1.2m | €1.2m | ▼ 5.5% |
| Amounts payable within one year42/48 | €0.6m | €0.6m | €0.9m | €0.9m | ▼ 0.3% |
| Current portion of amounts payable after more than one year42 | €0.07m | €0.07m | €0.07m | €0.07m | ▲ 1.6% |
| Trade debts44 | €0.004m | €0.001m | €0.006m | €0.002m | ▼ 65.5% |
| Suppliers440/4 | €0.004m | €0.001m | €0.006m | €0.002m | ▼ 65.5% |
| Other amounts payable47/48 | €0.6m | €0.6m | €0.8m | €0.8m | ▲ 0.1% |
| Accrued charges and deferred income492/3 | €0.007m | €0.004m | €0.009m | €0.01m | ▲ 5.2% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€17,293 | €9,050 | -€52,883 | €13,819 | - |
| + Depreciation and write-downs630 | €96,359 | €56,349 | €93,490 | €96,457 | ▲ 3.2% |
| Operating cash flow (approximation) | €79,067 | €65,398 | €40,608 | €110,276 | ▲ 172% |
| Investment in fixed assets (approximation) | - | -€115,516 | -€588,575 | -€47,206 | ▲ 92.0% |
| Change in cash | - | -€135,640 | -€414,861 | €21,585 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 896 companies had the same profile as IMMFINITY has now. Two years later, 98.1% were still going and 1.1% had gone bankrupt.
- Small
- 2 to 5 years old
- solvency 10 to 30%
- a profit under 5% of the balance sheet
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMMFINITY itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 896 companies, not a prediction for IMMFINITY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (4)
Board & ownership
Directors
Owners and capital
Shareholders
2 ownersOwners 2
- Jacky Hertsensnatural personSourceown accounts 202450%
- Wendy Van de Vrekennatural personSourceown accounts 202450%
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| Hertsens Jacky |
|
| Van de Vreken Wendy |
|
Network & group
Companies at the same address
2 other companiesConnections & network
2 current directorsThe network starts from the directors of IMMFINITY. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
22-07
Gazette deed
Registered office moved from Rumst to AartselaarNew seat: Kapellestraat 32, 2630 Aartselaar · Previous seat: Lange Leemstraat 6A - 2840 Rumst1 point ▸
- Registered-office move, Kapellestraat 32, 2630 Aartselaar
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Register details
Identity
KBO recordRegistered office and establishments
1 former office
- Lange Leemstraat 6A, 2840 Rumst until 01-05-2024 · act of 22-07-2024
Activities
NACEBEL 2025Invoicing and payment
Financial year and general meeting
Accounts at the NBBEnvironmental permits
Source: Omgevingsloket Vlaanderen.
Sites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 11001B0259/00S000 | Flanders | 233 m² | 1 · 99 m² | 14.2 m · 3 |