IMMER
ActiveSummary
IMMER has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.2m and a net result of €1.9m. Equity is growing by ~3% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+35
Solvency100▲+26
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260,000 at 30 days acceptable
Liquidity ample (current ratio 7.39 against 0.29 in 2024; short-term debt: 10.1% and cash: 1.6% of total assets), and 19.3% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.7%
Return on assets
46.8%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
59 d late
2023
57 d late
2022
27 d late
2021
31 d late
2020
6 d late
2019
10 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 31 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€3.2m▲ 147%
2024 · €1.3m
Total assets
€4.0m▲ 49.3%
2024 · €2.7m
Net result
€1.9m
2024 · -€82,306
Working capital
€2.6m
2024 · -€537,895
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€385,682-€93,247-€78,139▲ 16.2%-€104,743▼ 34.0%€2.5m
Net result€289,237-€67,612-€57,211▲ 15.4%-€82,306▼ 43.9%€1.9m
Equity€1.5m▲ 23.6%€1.4m▼ 4.5%€1.4m▼ 4.0%€1.3m▼ 5.9%€3.2m▲ 147%
Total assets€3.4m▲ 7.9%€3.2m▼ 6.5%€2.9m▼ 10.8%€2.7m▼ 6.4%€4.0m▲ 49.3%
Debt€1.6m▼ 0.3%€1.5m▼ 7.6%€1.2m▼ 17.3%€1.2m▼ 5.5%€746,999▼ 35.1%
Working capital-€576,667▲ 28.9%-€581,906▼ 0.9%-€558,359▲ 4.0%-€537,895▲ 3.7%€2.6m
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €2.5m after a loss of €104,743 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €4.0m
Fixed assets
€1.0m ▼ 58.4%
Current assets
€3.0m ▲ 1,255%
Equity and liabilities €4.0m
Equity
€3.2m ▲ 147%
Provisions
€26,069 ▼ 88.3%
Debt
€746,999 ▼ 35.1%
Debt's share of the balance-sheet total falls from 42.9% to 18.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2.6m▲
2024 · €100,683
Cash flow
€1.9m▲
2024 · €123,120
Current ratio
7.39▲
2024 · 0.29
Debt to equity
0.23▼
2024 · 0.88
ROE
57.9%▲
2024 · -6.3%
ROA
46.8%▲
2024 · -3.1%
Interest coverage
192.02▲
2024 · 6.79
Debt ≤ 1 year
€403,740▼
2024 · €758,027
Debt > 1 year
€343,258▼
2024 · €393,610
Income taxes
€796,167
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €476,071 | - | - | - | €2.6m | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €189,714 | €203,477 | €205,665 | €205,425 | €49,953 | ▼ 75.7% |
| Other operating charges640/8 | €10,983 | €10,893 | €12,974 | €13,341 | €13,770 | ▲ 3.2% |
| Gross operating margin9900 | €586,379 | €121,123 | €140,500 | €114,023 | €2.6m | ▲ 2,177% |
| Operating profit (loss)9901 | €385,682 | -€93,247 | -€78,139 | -€104,743 | €2.5m | ▲ 2,518% |
| Financial income75/76B | - | €9,881 | €4,084 | €4,082 | €4,572 | ▲ 12.0% |
| Recurring financial income75 | - | €9,881 | €4,084 | €4,082 | €4,572 | ▲ 12.0% |
| Financial charges65/66B | €18,474 | €17,431 | €16,246 | €14,831 | €13,452 | ▼ 9.3% |
| Recurring financial charges65 | €18,474 | €17,431 | €16,246 | €14,831 | €13,452 | ▼ 9.3% |
| Profit (loss) for the period before taxes9903 | €367,208 | -€100,798 | -€90,301 | -€115,491 | €2.5m | ▲ 2,286% |
| Transfer from deferred taxes780 | €33,186 | €33,186 | €33,186 | €33,186 | €145,402 | ▲ 338% |
| Income taxes67/77 | €111,156 | - | €96 | - | €796,167 | - |
| Profit (loss) for the period9904 | €289,237 | -€67,612 | -€57,211 | -€82,306 | €1.9m | ▲ 2,376% |
| Transfer from tax-exempt reserves789 | €65,509 | €65,509 | €65,509 | €65,509 | €436,205 | ▲ 566% |
| Profit (loss) for the period to be appropriated9905 | €354,746 | -€2,103 | €8,298 | -€16,797 | €2.3m | ▲ 13,850% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.4m | €3.2m | €2.9m | €2.7m | €4.0m | ▲ 49.3% |
| Fixed assets21/28 | €3.0m | €2.8m | €2.6m | €2.5m | €1.0m | ▼ 58.4% |
| Tangible fixed assets22/27 | €3.0m | €2.8m | €2.6m | €2.5m | €1.0m | ▼ 58.4% |
| Land and buildings22 | €3.0m | €2.8m | €2.6m | €2.5m | €1.0m | ▼ 58.3% |
| Plant, machinery and equipment23 | €1,469 | €594 | €443 | €292 | - | - |
| Furniture and vehicles24 | €952 | €9,932 | €9,941 | €7,352 | - | - |
| Current assets29/58 | €478,633 | €400,304 | €217,146 | €220,131 | €3.0m | ▲ 1,255% |
| Amounts receivable after more than one year29 | - | - | €204,098 | €204,098 | €204,098 | = |
| Other amounts receivable291 | - | - | €204,098 | €204,098 | €204,098 | = |
| Amounts receivable within one year40/41 | €194,217 | €204,098 | €725 | €1,725 | €1,745 | ▲ 1.2% |
| Trade receivables40 | - | - | €725 | €725 | €725 | = |
| Other amounts receivable41 | €194,217 | €204,098 | - | €1,000 | €1,020 | ▲ 2.0% |
| Current investments50/53 | - | - | - | - | €2.7m | - |
| Cash at bank and in hand54/58 | €282,042 | €192,311 | €4,984 | €4,875 | €64,302 | ▲ 1,219% |
| Deferred charges and accrued income490/1 | €2,374 | €3,895 | €7,338 | €9,433 | €12,246 | ▲ 29.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.4m | €3.2m | €2.9m | €2.7m | €4.0m | ▲ 49.3% |
| Equity10/15 | €1.5m | €1.4m | €1.4m | €1.3m | €3.2m | ▲ 147% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €731,827 | €666,319 | €600,810 | €535,301 | €151,022 | ▼ 71.8% |
| Non-distributable reserves130/1 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | €1,860 | - | - | - | - |
| Tax-exempt reserves132 | €679,968 | €614,459 | €548,950 | €483,441 | €99,162 | ▼ 79.5% |
| Distributable reserves133 | €50,000 | €50,000 | €51,860 | €51,860 | €51,860 | = |
| Profit (loss) carried forward14 | €764,111 | €762,008 | €770,306 | €753,509 | €3.1m | ▲ 307% |
| Provisions and deferred taxes16 | €322,954 | €289,768 | €256,582 | €223,397 | €26,069 | ▼ 88.3% |
| Deferred taxes168 | €322,954 | €289,768 | €256,582 | €223,397 | €26,069 | ▼ 88.3% |
| Amounts payable17/49 | €1.6m | €1.5m | €1.2m | €1.2m | €746,999 | ▼ 35.1% |
| Amounts payable after more than one year17 | €539,858 | €491,897 | €443,152 | €393,610 | €343,258 | ▼ 12.8% |
| Financial debts170/4 | €539,858 | €491,897 | €443,152 | €393,610 | €343,258 | ▼ 12.8% |
| Amounts payable within one year42/48 | €1.1m | €982,210 | €775,505 | €758,027 | €403,740 | ▼ 46.7% |
| Current portion of amounts payable after more than one year42 | €48,840 | €49,611 | €50,395 | €51,192 | €52,001 | ▲ 1.6% |
| Trade debts44 | €3,882 | €110 | €691 | €20,783 | €1,123 | ▼ 94.6% |
| Suppliers440/4 | €3,882 | €110 | €691 | €20,783 | €1,123 | ▼ 94.6% |
| Taxes, remuneration and social security45 | €111,156 | €111,156 | €96 | - | €145,219 | - |
| Taxes450/3 | €111,156 | €111,156 | €96 | - | €145,219 | - |
| Other amounts payable47/48 | €891,421 | €821,333 | €724,323 | €686,052 | €205,397 | ▼ 70.1% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €289,237 | -€67,612 | -€57,211 | -€82,306 | €1.9m | ▲ 2,376% |
| + Depreciation and write-downs630 | €189,714 | €203,477 | €205,665 | €205,425 | €49,953 | ▼ 75.7% |
| Operating cash flow (approximation) | €478,952 | €135,865 | €148,454 | €123,120 | €1.9m | ▲ 1,462% |
| Investment in fixed assets (approximation) | - | -€59,958 | -€42,977 | -€19,928 | €1.4m | ▲ 7,070% |
| Change in cash | - | -€89,731 | -€187,327 | -€109 | €59,427 | ▲ 54,441% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
2025
31-12
Financial
Back to profitnet €1.9m
Net result €1.9m after 3 loss-making years.
31-12
Financial
Liquidity times 25current ratio 7.39
Current ratio from 0.29 to 7.39; short-term debt falls from €758,027 to €403,740.
31-12
Financial
Equity above €2mEq €3.2m ▲147%
Equity rises from €1.3m to €3.2m.
28-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 59 days late
2024
26-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 57 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €289,237
Net result €289,237 after one loss-making year.
06-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 6 days late
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-12
Financial
Back to profitnet €28,779
Net result €28,779 after one loss-making year.
Show earlier events
01-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent
Ground area
1,097 m²
Building footprint
337 m²
Volume, LiDAR
4,518 m³
Parcel 44803C0899/00A000, Flanders · tallest building 28.4 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44803C0899/00A000 | Flanders | 1,097 m² | 1 · 337 m² | 28.4 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded06-08-1997
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.