Immco.be
ActiveSummary
The computed 12-month bankruptcy probability of Immco.be is 1.5% (moderate). The 2025 annual accounts show equity of €1.55M and a net result of €900k. Equity is growing by ~49.6% per year across the filed fiscal years. Its solvency ranks better than 46% of 9194 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+40
Solvency52▲+18
Growth78▲+26
Track record86
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 2.85 against 7.06 in 2024; short-term debt: 33.4% and cash: 0.7% of total assets), but 72.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.2%
Return on assets
15.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
16 d early
2023
27 d early
2022
31 d early
2021
3 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.55M▲ 138%
2024 · €653k
2021: €329k
2022: €146k
2023: €673k
2024: €653k
2021 → 2025
Total assets
€5.70M▼ 23.3%
2024 · €7.43M
2021: €3.39M
2022: €4.33M
2023: €6.33M
2024: €7.43M
2021 → 2025
Net result
€900k
2024 · €-20k
2021: €29k
2022: €-183k
2023: €527k
2024: €-20k
2021 → 2025
Working capital
€3.52M▼ 42.6%
2024 · €6.14M
2021: €3.01M
2022: €3.15M
2023: €5.42M
2024: €6.14M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€329k-€146k▼ 55.6%€673k▲ 360%€653k▼ 3.0%€1.55M▲ 138%
Operating result€153k-€-46k€954k€351k▼ 63.2%€1.51M▲ 331%
Net result€29k-€-183k€527k€-20k€900k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 331% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.70M
Fixed assets
€275k =
Current assets
€5.43M ▼ 24.2%
Equity and liabilities €5.70M
Equity
€1.55M ▲ 138%
Debt
€4.15M ▼ 38.8%
Debt's share of the balance-sheet total falls from 91.2% to 72.8%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
2.85▼
2024 · 7.06
Quick ratio
1.59▼
2024 · 3.16
Debt to equity
2.67▼
2024 · 10.38
ROE
57.9%▲
2024 · -3.0%
ROA
15.8%▲
2024 · -0.3%
Debt ≤ 1 year
€1.90M▲
2024 · €1.01M
Debt > 1 year
€2.24M▼
2024 · €5.76M
Income taxes
€310k▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€7.43M€5.70M▼
Fixed assets21/28€275k€275k=
Financial fixed assets28€275k€275k=
Current assets29/58€7.16M€5.43M▼
Stocks and contracts in progress3€3.95M€2.40M▼
Contracts in progress37€3.95M€2.40M▼
Amounts receivable within one year40/41€3.16M€2.98M▼
Trade receivables40€20k€123▼
Other amounts receivable41€3.14M€2.98M▼
Cash at bank and in hand54/58€51k€38k▼
Deferred charges and accrued income490/1€3k€0▼
Equity and liabilities
Total equity and liabilities10/49€7.43M€5.70M▼
Equity10/15€653k€1.55M▲
Contributions10/11€300k€300k=
Reserves13€29k€29k=
Distributable reserves133€29k€29k=
Profit (loss) carried forward14€324k€1.22M▲
Amounts payable17/49€6.78M€4.15M▼
Amounts payable after more than one year17€5.76M€2.24M▼
Financial debts170/4€5.76M€2.24M▼
Amounts payable within one year42/48€1.01M€1.90M▲
Current portion of amounts payable after more than one year42-€642k
Financial debts43€800k€22k▼
Other loans439€800k€22k▼
Trade debts44€128k€106k▼
Suppliers440/4€128k€106k▼
Advances received on contracts in progress46€0€854k▲
Taxes, remuneration and social security45€32k€235k▲
Taxes450/3€32k€235k▲
Other amounts payable47/48€54k€44k▼
Accrued charges and deferred income492/3€4k€558▼
Income statement
Code20242025
Non-recurring operating income76A-€123k
Other operating charges640/8€6k€12k▲
Non-recurring operating charges66A€35k€602k▲
Gross operating margin9900€392k€2.13M▲
Operating profit (loss)9901€351k€1.51M▲
Financial income75/76B-€29
Recurring financial income75-€29
Financial charges65/66B€371k€304k▼
Recurring financial charges65€371k€304k▼
Profit (loss) for the period before taxes9903€-20k€1.21M▲
Income taxes67/77€0€310k▲
Profit (loss) for the period9904€-20k€900k▲
Profit (loss) for the period to be appropriated9905€-20k€900k▲
Appropriation of the result
Profit (loss) to be appropriated9906€324k€1.22M▲
Profit (loss) brought forward from the previous period14P€344k€324k▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €900k
Net result €900k after one loss-making year.
31-12
Financial
Equity above €1MEq €1.55M ▲138%
Equity rises from €653k to €1.55M.
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
17-01
KBO administration
Address struck
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €527k
Net result €527k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 9.69
Current ratio from 4.49 to 9.69; short-term debt falls from €905k to €624k.
31-12
Financial
Equity above €500kEq €673k ▲360%
Equity rises from €146k to €673k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-183k ▼721%
Net result drops to €-183k, the lowest in the series; recovery starts the following year.
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oudstrijderslei 302930 BrasschaatGround area
4,865 m²
Building footprint
422 m²
Parcel 11322E0303/00C003, Flanders. Linked by address, not a title deed.
1 establishment unit
Immco.be
since 20202.310.644.918
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0303/00C003 | Flanders | 4,865 m² | 1 · 422 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMOBILIERE STEPHANIE CINQ
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IMMO 4D
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JH Invest
BE 0752.876.386
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IMMO - MANIL
BE 0443.831.715
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Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 4,541 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2020
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:yves@immco.be