IMMASSO
ActiveIMMASSO has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3.48M and a net result of €22k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 53% of 9167 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability49▼-10
Solvency60▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €220k at 30 days acceptable
Liquidity short (current ratio 0.37 against 0.03 in 2023; short-term debt: 3.3% and cash: 0.3% of total assets), and 65.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.9%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
30 d early
2024
29 d early
2023
27 d early
2022
28 d early
2021
6 d early
2020
22 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€3.48M▲ 31.1%
2023 · €2.66M
2018: €2.45M
2019: €2.51M
2020: €2.54M
2021: €2.59M
2022: €2.64M
2023: €2.66M
2018 → 2025
Total assets
€9.98M▲ 63.3%
2023 · €6.11M
2018: €5.46M
2019: €5.45M
2020: €5.38M
2021: €5.35M
2022: €5.10M
2023: €6.11M
2018 → 2025
Net result
€22k▲ 68.4%
2023 · €13k
2018: €-84k
2019: €65k
2020: €29k
2021: €50k
2022: €55k
2023: €13k
2018 → 2025
Working capital
€-207k▲ 92.8%
2023 · €-2.87M
2018: €-1.62M
2019: €-1.60M
2020: €-1.67M
2021: €-1.66M
2022: €-1.65M
2023: €-2.87M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232025Trend
Equity€2.54M-€2.59M▲ 2.0%€2.64M▲ 2.1%€2.66M▲ 0.5%€3.48M▲ 31.1%
Operating result€87k-€117k▲ 33.8%€121k▲ 3.8%€64k▼ 47.4%€132k▲ 108%
Net result€29k-€50k▲ 75.8%€55k▲ 8.7%€13k▼ 76.1%€22k▲ 68.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €132k in 2025, compared with €64k in 2023. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2025 in colour, 2023 as the grey bar beneath
Assets €9.98M
Fixed assets
€9.85M▲ 63.5%
Current assets
€123k▲ 45.7%
Equity and liabilities €9.98M
Equity
€3.48M▲ 31.1%
Debt
€6.49M▲ 88.1%
The debt ratio rises from 56.5% to 65.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€367k▲
2023 · €222k
Cash flow
€257k▲
2023 · €172k
Solvency
34.9%▼
2023 · 43.5%
Current ratio
0.37▲
2023 · 0.03
Quick ratio
0.37▲
2023 · 0.03
Debt / equity
1.86▲
2023 · 1.30
ROE
0.6%▲
2023 · 0.5%
ROA
0.2%▲
2023 · 0.2%
Interest coverage
3.57▼
2023 · 4.83
Debt
€6.49M▲
2023 · €3.45M
Debt ≤ 1 year
€329k▼
2023 · €2.95M
Debt > 1 year
€6.15M▲
2023 · €500k
Income taxes
€7k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2023
Balance sheet
Code20232025
Assets
Total assets20/58€6.11M€9.98M▲
Fixed assets21/28€6.02M€9.85M▲
Tangible fixed assets22/27€6.02M€9.85M▲
Land and buildings22€6.02M€9.85M▲
Current assets29/58€84k€123k▲
Amounts receivable within one year40/41€49k€72k▲
Trade receivables40€1k€69k▲
Other amounts receivable41€47k€4k▼
Cash at bank and in hand54/58€35k€32k▼
Deferred charges and accrued income490/1-€18k
Equity and liabilities
Total equity and liabilities10/49€6.11M€9.98M▲
Equity10/15€2.66M€3.48M▲
Contributions10/11€2.53M€3.20M▲
Reserves13-€3k
Tax-exempt reserves132-€50
Distributable reserves133-€3k
Profit (loss) carried forward14€128k€282k▲
Amounts payable17/49€3.45M€6.49M▲
Amounts payable after more than one year17€500k€6.15M▲
Financial debts170/4€500k€1.95M▲
Other amounts payable178/9-€4.20M
Amounts payable within one year42/48€2.95M€329k▼
Current portion of amounts payable after more than one year42€120k€315k▲
Trade debts44€921€14▼
Suppliers440/4€921€14▼
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€12k€14k▲
Other amounts payable47/48€2.82M€0▼
Accrued charges and deferred income492/3-€16k
Income statement
Code20232025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€159k€235k▲
Other operating charges640/8€18k€25k▲
Gross operating margin9900€240k€392k▲
Operating profit (loss)9901€64k€132k▲
Financial charges65/66B€46k€103k▲
Recurring financial charges65€46k€103k▲
Profit (loss) for the period before taxes9903€17k€29k▲
Income taxes67/77€4k€7k▲
Profit (loss) for the period9904€13k€22k▲
Profit (loss) for the period to be appropriated9905€13k€22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€128k€282k▲
Profit (loss) brought forward from the previous period14P€115k€260k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
25-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €65k
Net result €65k after one loss-making year.
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lochristi · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toleindestraat 259080 LochristiGround area
6,324 m²
Building footprint
5,165 m²
Parcel 44008B0446/00B003, Flanders. Linked by address, not a title deed.
1 establishment unit
IMMASSO
since 20182.272.444.734
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44008B0446/00B003 | Flanders | 6,324 m² | 1 · 5,165 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMO UYTTERHOEVEN
BE 0437.338.158
Heist-op-den-Berg · Eq €3.49M
DECOPON
BE 0807.362.771
Merelbeke-Melle · Eq €3.47M
BRIDGE IMMO
BE 0874.730.657
Sint-Joost-ten-Node · Eq €3.47M
Boslaan
BE 0430.984.163
Asse · Eq €3.50M
Redevco European Retail Parks Montigny
BE 1022.797.692
Zaventem · Eq €3.46M
Of 12,023 companies in sector 68203 we hold annual accounts for 5,986. 3,066 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2017
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.