Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of IMK is 7.2% (elevated). The 2024 annual accounts show equity of €16k and a net result of €-2k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 53% of 130 sector peers (fiscal year 2024). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 4 annual accounts.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone7.2%
Elevated
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector
+Young company
+Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Filing behaviour
From the deposit records, complete market-wideDeadline passed, not yet counted as missing
The deadline for the year that closed on 31-12-2025 passed on 31-07-2026, 15 days ago. Our copy of the deposit register trails the National Bank (measured: median 14 days, p99 45 days), so we only call this filing missing from 45 days past the deadline.
Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-11-2025, 116 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
How we compute the deadline
The year end is derived from 4 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2024, that is 31-07-2025.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | nothing on record | not filed | - |
| 31-12-2024 | 31-07-2025 | 24-11-2025 | 116 d late | 2025-00569489 |
| 31-12-2023 | 31-07-2024 | 11-12-2024 | 133 d late | 2024-00617054 |
| 31-12-2022 | 31-07-2023 | 09-10-2023 | 70 d late | 2023-00479832 |
| 31-12-2021 | 31-07-2022 | 31-08-2022 | 31 d late | 2022-20416673 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsMore than 3 years active
Founded in 2020, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-2k
Working capital€2k
Annual accounts & ratios
Source: NBB · 2024Annual accounts filed on 24-11-2025 with the NBB · fiscal year 2024 · volledig
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing
Equity: growth of ~9.4%/year over 4 fiscal years, indicative, assuming unchanged policy.
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
Sector comparison
Fiscal year 2024 · NACE 49, Land transport · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 36.7% | 33.8% | |
| Net result | €-2k | €23k | |
| Equity | €16k | €120k | |
| Gross operating margin | €8k | €122k | |
| Total assets | €43k | €599k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P53
Stable position over 2021-2024
· n=118-160
P20
Weakening position over 2021-2024
· n=116-159
P23
Stable position over 2021-2024
· n=118-160
P16
Stable position over 2021-2024
· n=82-122
Describes the position versus peers, not a forecast.
€5k
+365.0%
21-24
€-2k
-
21-24
€5k
+384.5%
21-24
€43k
-2.9%
21-24
€16k
-13.2%
21-24
€2k
-
21-24
€32
-
21-24
€-258
-
21-24
€27k
+4.2%
21-24
€27k
+4.2%
21-24
1.07
+20.3%
21-24
1.07
+20.3%
21-24
36.7%
-10.6%
21-24
1.72
+20.1%
21-24
-15.2%
-
21-24
-5.6%
-
21-24
17.43
-17.1%
21-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | - |
| EBITDA | €5k |
| Net profit | €-2k |
| Cash flow | €5k |
| Staff costs | - |
| Income taxes | €-258 |
| Dividends | - |
| Total assets | €43k |
| Equity | €16k |
| Debt | €27k |
| of which ≤ 1y | €27k |
| of which > 1y | - |
| Working capital | €2k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 1.07 |
| Quick ratio | 1.07 |
| Working capital ratio | 4.5% |
| Solvency | 36.7% |
| Debt / equity | 1.72 |
| Long-term debt ratio | - |
| Interest coverage | 17.43 |
| Gross margin | - |
| Net margin | - |
| ROA | -5.6% |
| ROE | -15.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €43k |
| Fixed assets | 21/28 | €14k |
| Tangible fixed assets | 22/27 | €14k |
| Current assets | 29/58 | €29k |
| Amounts receivable within one year | 40/41 | €25k |
| Cash & bank | 54/58 | €2k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €43k |
| Equity | 10/15 | €16k |
| Contributions / capital | 10/11 | €500 |
| Accumulated profits (losses) | 14 | €15k |
| Amounts payable | 17/49 | €27k |
| Amounts payable within one year | 42/48 | €27k |
| Trade debts payable within one year | 44 | €14k |
| Income statement | ||
| Gross operating margin | 9900 | €8k |
| Operating result | 9901 | €-2k |
| Financial charges | 65 | €275 |
| Result before taxes | 9903 | €-3k |
| Income taxes | 67/77 | €-258 |
| Net result for the period | 9904 | €-2k |
| Result to be appropriated | 9905 | €-2k |
This table shows the latest fiscal year. 3 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Health barometer
FY 2024 · computed58
/ 100
Fair
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Directors
Directors & mandates
7 directorsCurrent directors & mandates
-
Current01-04-2026 → present
Former directors (6)
-
Former24-11-2025 → 31-03-2026
2 events
- 31-03-2026 Resigned· Director
- 24-11-2025 Appointed· Director
-
Former13-05-2025 → 01-06-2025
2 events
- 01-06-2025 Resigned· Director
- 13-05-2025 Appointed· Director
-
Former07-05-2024 → 30-09-2024
2 events
- 30-09-2024 Resigned· Director
- 07-05-2024 Appointed· Director
-
Former01-10-2022 → 07-05-2024
2 events
- 07-05-2024 Resigned· Director
- 01-10-2022 Appointed· Director
-
Former21-10-2021 → 30-09-2022
2 events
- 30-09-2022 Resigned· Director
- 21-10-2021 Appointed· Director
1 further former director in the mandate history. Available in Kantoor S.
See plans →
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Insolvency mandates
No insolvency mandates (liquidators, administrators) on record for this company.
Legal Structure
| NACE primary | Personenvervoer over de weg volgens dienstregeling(49310) |
| Legal form | Private limited company(610) |
| Incorporation | 29-10-2020 |
| Status | Active |
| Postal code | 1082 |
Structure & network
Locations & real estate
Registered office
from the Crossroads BankCannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Jean Monnetpark 20421082 Sint-Agatha-BerchemEstablishment units
1 locationIMK TRANS
since 20202.309.923.356
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area6,728 m²
Buildings1
Building footprint316 m²
Volume (LiDAR)11,355 m³
Tallest building40.4 m · ±12 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21003A0282/00W000 | Brussels | 6,728 m² | 1 · 316 m² | 40.4 m · 12 fl. |
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgisch Staatsblad · acts
11 acts All acts · 11
updated 4 months ago
2026
17-04-2026 Act object · General meeting · Officer resignation · Officer discharge
- Filing: 2026-04-10 · IMK
- Publication: 2026-04-17 · IMK
- Act object: Démission et nommination d'administrateurs · IMK
- General meeting: 2026-03-31 · IMK
- Officer resignation: date: 2026-03-31, role: administrateur · Rahmanovski Yassin
- Officer discharge: date: 2026-03-31, role: administrateur · Rahmanovski Yassin
- Officer appointment: date: 2026-04-01, role: administratrice · Hadj oujennaou Rachida
Summary:
Act object · General meeting · Officer resignation · Officer discharge
2025
01-12-2025 Rahmanovski Yassin appointed as director
24-06-2025 Ben Hamou Ben Hamou Ahmed resigns as director
22-05-2025 Ben Hamou Ben Hamou Ahmed appointed as director
2024
09-10-2024 TIBOURKI HASSAN resigns as director
21-05-2024 1 director appointed, 1 resigning
2022
29-11-2022 1 director appointed, 1 resigning
2021
23-11-2021 1 director appointed, 1 resigning
06-05-2021 MOURCIA Soufian reappointed as director
2020
25-11-2020 MOURCIA Soufian appointed as director
03-11-2020 Incorporation of a new SRL
Summary:
oprichting
Analysis
Snowflake analysis
financial profile on 5 axes53
/ 100
Mixed profile: strong on stability, weaker on profitability.
All 5 axes are computed from data Checked has read.
Health
58
Profitability
0
Solvency
59
Growth
52
Stability
94
Credit advice
verdict per customer and amountSimilar
Similar companies
Comparable size, same sectorBE 0801.032.136 · Lokeren
BE 1004.697.789 · Sint-Jans-Molenbeek
BE 0779.532.580 · Brugge
BE 0884.110.062 · Liège
BE 0809.188.549 · Wommelgem
We hold annual accounts for 135 of the 946 companies in this sector. 114 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Personenvervoer te land binnen steden of voorsteden49310Personenvervoer over de weg volgens dienstregeling49310Overige niet-gespecialiseerde detailhandel47120Bemiddelingsactiviteiten in verband met de niet-gespecialiseerde detailhandel47910Bemiddelingsactiviteiten voor de gespecialiseerde detailhandel47920Exploitatie van taxi's49320Personenvervoer over de weg zonder dienstregeling49320Diensten voor personenvervoer op aanvraag per voertuig met chauffeur49330Overig personenvervoer te land, n.e.g.49390
Primary activity highlighted.
Names & trade names
| Legal nameFR | IMK |
Registered office
Jean Monnetpark 2042
1082 Sint-Agatha-Berchem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.