IMIAG
ActiveSummary
The computed 12-month bankruptcy probability of IMIAG is 4.4% (elevated). The 2024 annual accounts show equity of €29,047 and a net result of €18,430. Equity has been growing by about 153% per year since 2022. The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Overview
Official details
Source: KBO- Status
- Active since 28-12-2022 Normal situation
- Activity
- “De praktijk van de geneeskunde, en in het bijzonder alles wat te maken heeft…” (deed in Dutch)From the articles, 8 activitiesNo NACE code in the KBO yet
- Establishment unit
- 2.343.419.436 1630 Linkebeek, since 28-12-2022
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Financial position
- Bankruptcy probabilitywithin 12 months
- 4.4%
- Gross margin
- €29,839
- ▲ 35.4%
- Turnover
- ≈ €120,000
- estimated
- Profit
- €18,430
- ▲ 31.3%
- Equity
- €29,047
- ▲ 174%
- Total assets
- €46,017
- ▲ 95.9%
- 2025 accounts not filed, 95 days past the deadline
Score breakdownraises riskNo main activity registeredFigures for financial year 2024 (filed on 24-09-2025)1 financial year not filed after the legal deadline; last filed accounts filed 47 days late; 3 of the last 3 accounts lateFounded in 2022Show the evidence
Checked score
About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 53% of them on solvency, 75% on liquidity, 90% on profitability and 96% on growth.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
The company filed its last 3 accounts on average 103 days after the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.
Searched, nothing found (1)
Financials
Financials · financial year 2024, micro format
2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 3 November 2026.
Annual accounts 2024 filed on 16-09-2025 PDF all 3 filings
Every figure per financial year
The operating result for 2024 is 42% higher than in 2023 and the highest since 2022. It is the second rise in a row.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2023 | 2024 |
|---|---|---|
| Tangible fixed assets | €11,737 | - |
| Depreciation and write-downs of the year | €2,232 | €2,347 |
Source: notes to the 2023 to 2024 annual accounts (statement of fixed assets)
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €2,232 | €2,347 | ▲ 5.2% |
| Other operating charges640/8 | - | €764 | €387 | ▼ 49.3% |
| Gross operating margin9900 | -€3,415 | €22,040 | €29,839 | ▲ 35.4% |
| Operating profit (loss)9901 | -€3,415 | €19,044 | €27,104 | ▲ 42.3% |
| Financial charges65/66B | - | €58 | €74 | ▲ 26.2% |
| Recurring financial charges65 | - | €58 | €74 | ▲ 26.2% |
| Profit (loss) for the period before taxes9903 | -€3,415 | €18,986 | €27,031 | ▲ 42.4% |
| Income taxes67/77 | - | €4,954 | €8,601 | ▲ 73.6% |
| Profit (loss) for the period9904 | -€3,415 | €14,032 | €18,430 | ▲ 31.3% |
| Profit (loss) for the period to be appropriated9905 | -€3,415 | €14,032 | €18,430 | ▲ 31.3% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | - | €23,487 | €46,017 | ▲ 95.9% |
| Fixed assets21/28 | - | €9,505 | €7,158 | ▼ 24.7% |
| Tangible fixed assets22/27 | - | €9,505 | €7,158 | ▼ 24.7% |
| Plant, machinery and equipment23 | - | €9,505 | €7,158 | ▼ 24.7% |
| Current assets29/58 | - | €13,982 | €38,859 | ▲ 178% |
| Amounts receivable within one year40/41 | - | - | €2,234 | - |
| Trade receivables40 | - | - | €2,234 | - |
| Cash at bank and in hand54/58 | - | €13,982 | €36,625 | ▲ 162% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | - | €23,487 | €46,017 | ▲ 95.9% |
| Equity10/15 | -€3,415 | €10,617 | €29,047 | ▲ 174% |
| Reserves13 | - | €10,617 | €29,047 | ▲ 174% |
| Distributable reserves133 | - | €10,617 | €29,047 | ▲ 174% |
| Profit (loss) carried forward14 | -€3,415 | - | - | - |
| Amounts payable17/49 | €3,415 | €12,871 | €16,970 | ▲ 31.9% |
| Amounts payable within one year42/48 | €3,415 | €12,871 | €16,970 | ▲ 31.9% |
| Trade debts44 | - | €4,501 | - | - |
| Suppliers440/4 | - | €4,501 | - | - |
| Taxes, remuneration and social security45 | - | €4,954 | €13,555 | ▲ 174% |
| Taxes450/3 | - | €4,954 | €13,555 | ▲ 174% |
| Other amounts payable47/48 | €3,415 | €3,415 | €3,415 | = |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | -€3,415 | €14,032 | €18,430 | ▲ 31.3% |
| + Depreciation and write-downs630 | - | €2,232 | €2,347 | ▲ 5.2% |
| Operating cash flow (approximation) | -€3,415 | €16,263 | €20,777 | ▲ 27.8% |
| Investment in fixed assets (approximation) | - | - | €0 | - |
| Change in cash | - | - | €22,643 | - |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as IMIAG has now. Two years later, 95.8% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of IMIAG itself is higher: 4.4% within 12 months. It rests on far more data about IMIAG than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for IMIAG. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Board & ownership
Directors
Board 1
Day-to-day management 1
Owners and capital
Shareholders
- GRIVEGNEE André Robert Lambert Marie Luc sole founder · 100% at incorporation
Mandate history
- Board
- Day-to-day management
| Name | Functions and periods |
|---|---|
| GRIVEGNEE André Robert Lambert Marie Luc |
|
Articles of association
- Transfer restrictionThis rule says whether shareholders may sell their shares freely or need approval first.
- “Op naam, artsen die op lijst van Orde der Artsen ingeschreven zijn en die hun medische activiteiten in vennootschap actief uitoefenen of…”
- Liquidation ruleIn a liquidation the creditors are paid first. What is left goes to the shareholders.
- “Algemene vergadering ontbonden vennootschap kan te allen tijde bij gewone meerderheid één of meer vereffenaars benoemen of ontslaan, beroep…”
Articles of association, deed of 30-12-2022 (in Dutch)
Network & group
IMIAG shares no director with another company.
Companies at the same address
2 other companiesConnections & network
1 current directorThe network starts from the directors of IMIAG. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
30-12
Gazette deed
IncorporationAppointment: GRIVEGNEE André Robert Lambert Marie Luc (director and managing director) · Founder · Share issue9 points ▸
- Founder, GRIVEGNEE André Robert Lambert Marie Luc
- Incorporation, “IMIAG” (deed in Dutch)
- Other provision, 21-11-2022
- Share issue, 100, “gelijk recht in winstverdeling” (deed in Dutch)
- Other provision, “verbod tweede professionele artsenvennootschap, kan geen andere professionele artsenvennootschap oprichten” (deed in Dutch)
- Registered office clause, “1630 Linkebeek,Lange Haagstraat 45” (deed in Dutch)
- Board rule, 1
- Director appointment, GRIVEGNEE André Robert Lambert Marie Luc (director (not named in the articles) and managing director)
- Pre-incorporation commitments, “takeover, alle verbintenissen en verplichtingen en alle activiteiten in naam en voor rekening van vennootschap in oprichting” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
History
IMIAG was incorporated on 28 December 2022 as a private limited company by one natural person.12 GRIVEGNEE André Robert Lambert Marie Luc is director and managing director of the company, appointed in the act of 30-12-2022.2 The company has filed 3 sets of annual accounts, the latest for financial year 2024.3
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
8 activities
- De praktijk van de geneeskunde, en in het bijzonder alles wat te maken heeft met radiologie, kunstmatige intelligentie en medische beeldvorming.
- De vennootschap heeft tot voorwerp de uitoefening van de geneeskunde, in België, met inachtname van de regels van de Medische Plichtenleer.
- De vennootschap ontvangt rechtstreeks verschuldigde honoraria en dit voor eigen rekening.
- Bovendien kan de vennootschap informatie verstrekken en of onderricht geven en dit in de breedste betekenis van het woord, zonder dat dit de vorm van een aanvullende commerciële activiteit mag aannemen.
- De vennootschap mag samenwerken met alle ondernemingen die een gelijkaardig doel nastreven.
- De vennootschap kan deelnemen in kostenassociaties of middelenvennootschappen van artsen.
- De vennootschap kan tevens lid zijn van een vereniging zonder winstgevend doel van artsen.
- De vennootschap heeft tot bijkomstig voorwerp het patrimonium bestaande uit roerende en onroerende goederen te behouden, in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden, alsmede alle handelingen die van aard zijn de opbrengst van haar patrimonium te bevorderen, zonder dat dit een handel in onroerende goederen zou uitmaken en onder uitdrukkelijke voorwaarde evenwel dat het bijzonder karakter van de vennootschap niet gewijzigd wordt en hierdoor in gene mate op geen enkel ogenblik aanleiding geven tot het ontwikkelen van welke commerciële activiteit ook.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 22003C0134/00X000 | Flanders | 118 m² | 1 · 197 m² | 8.8 m · 2 |