IMI GROUP
ActiveThe computed 12-month bankruptcy probability of IMI GROUP is 1.8% (moderate). The 2025 annual accounts show equity of €83k and a net result of €8k. Equity is growing by ~17.5% per year across the filed fiscal years. Its solvency ranks better than 92% of 27450 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-6
Solvency100▲+4
Growth62=
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 7.95 against 3.29 in 2024; short-term debt: 11.1% and cash: 9.7% of total assets), and 11.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-01-2025 was due by 31-08-2025 and was filed on 30-09-2025, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2026
not confirmed
2025
30 d late
2024
30 d late
2023
32 d late
2022
31 d late
2021
59 d late
2020
45 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Turnover
€245k▼ 3.8%
2020 · €255k
2019: €249k
2020: €255k
2019 → 2021
EBIT margin
5.4%▲ 3.1pp
2020 · 2.3%
2019: 1.4%
2020: 2.3%
2019 → 2021
Net result
€8k▼ 42.0%
2024 · €15k
2019: €4k
2020: €6k
2021: €13k
2022: €8k
2023: €6k
2024: €15k
2019 → 2025
Working capital
€72k▲ 14.5%
2024 · €63k
2019: €24k
2020: €32k
2021: €38k
2022: €41k
2023: €50k
2024: €63k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€245k-
Equity€46k-€54k▲ 17.8%€60k▲ 12.0%€75k▲ 24.2%€83k▲ 11.3%
Operating result€13k-€12k▼ 7.5%€10k▼ 15.9%€22k▲ 113%€13k▼ 41.7%
Net result€13k-€8k▼ 36.2%€6k▼ 20.5%€15k▲ 125%€8k▼ 42.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 42% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €94k
Fixed assets
€11k▼ 23.4%
Current assets
€83k▼ 8.8%
Equity and liabilities €94k
Equity
€83k▲ 11.3%
Debt
€10k▼ 65.8%
The debt ratio falls from 28.8% to 11.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €36k
Cash flow
€14k▼
2024 · €29k
Solvency
88.9%▲
2024 · 71.2%
Current ratio
7.95▲
2024 · 3.29
Quick ratio
7.95▲
2024 · 3.29
Debt / equity
0.12▼
2024 · 0.40
ROE
10.2%▼
2024 · 19.5%
ROA
9.0%▼
2024 · 13.9%
Interest coverage
21.11▼
2024 · 27.93
Debt
€10k▼
2024 · €30k
Debt ≤ 1 year
€10k▼
2024 · €27k
Income taxes
€4k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€105k€94k▼
Fixed assets21/28€15k€11k▼
Tangible fixed assets22/27€14k€11k▼
Plant, machinery and equipment23€1k€2k▲
Furniture and vehicles24€13k€8k▼
Financial fixed assets28€796€796=
Current assets29/58€91k€83k▼
Amounts receivable within one year40/41€77k€69k▼
Trade receivables40€39k€34k▼
Other amounts receivable41€39k€35k▼
Cash at bank and in hand54/58€9k€9k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€105k€94k▼
Equity10/15€75k€83k▲
Contributions10/11€12k€12k=
Reserves13€16k€23k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€14k€21k▲
Profit (loss) carried forward14€47k€48k▲
Amounts payable17/49€30k€10k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€27k€10k▼
Current portion of amounts payable after more than one year42€16k€3k▼
Trade debts44€1k€948▼
Suppliers440/4€1k€948▼
Taxes, remuneration and social security45€11k€7k▼
Taxes450/3€11k€7k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€6k▼
Other operating charges640/8€595€567▼
Gross operating margin9900€37k€19k▼
Operating profit (loss)9901€22k€13k▼
Financial charges65/66B€1k€872▼
Recurring financial charges65€1k€872▼
Profit (loss) for the period before taxes9903€21k€12k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€15k€8k▼
Profit (loss) for the period to be appropriated9905€15k€8k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€55k▼
Profit (loss) brought forward from the previous period14P€46k€47k▲
Transfer to equity691/2€14k€7k▼
To other reserves6921€14k€7k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
31-01
Financial
Liquidity doublescurrent ratio 7.95
Current ratio from 3.29 to 7.95; short-term debt falls from €27k to €10k.
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
31-01
Financial
Highest result since 2019net €15k ▲125%
Operating result €22k, net result €15k, both a record.
2023
02-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 32 days late
2022
01-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2021
29-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 59 days late
2020
15-10
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 45 days late
2019
11-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 11 days late
2018
25-09
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 25 days late
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
04-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Schmidtlaan 1191040 EtterbeekGround area
1,826 m²
Building footprint
560 m²
Volume, LiDAR
9,751 m³
2 parcels, Brussels, Flanders · tallest building 29.8 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
IMI GROUP
since 20142.235.336.393
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21362B0292/00X006 | Brussels | 1,253 m² | 1 · 333 m² | 29.8 m · 9 fl. |
| 23642D0881/00K002 | Flanders | 573 m² | 1 · 227 m² | 14.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 4,095 companies in sector 43240 we hold annual accounts for 1,631. 1,372 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-09-2014
Fiscal year end31-01
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.