IMFT-Education

Active

Private limited companyfounded 20206 yrs activeEedstraat 47, 9052 Gent, BelgiumKBO/BCE: BE 0742.919.040

IMFT-Education has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €112k. Equity is shrinking by ~41.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 2042 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

70 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency28▼-10

Growth58=

Track record100

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 85

Relative position

BE, all sectors

reference

Sector 85

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

Return on assets

67.8%

Age of the figures

15 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 2042 sector peers (2025).

NBB · sector comparison

Position among 2042 sector peers

Solvency

better than 20%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

24 d early

2024

128 d early

2023

78 d early

2022

on the day

2021

on the day

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close21-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€5k▼ 81.7%

2024 · €27k

2021: €43k 2022: €80k 2023: €137k 2024: €27k

2021 → 2025

Total assets

€166k▼ 22.4%

2024 · €213k

2021: €76k 2022: €92k 2023: €182k 2024: €213k

2021 → 2025

Net result

€112k▼ 29.1%

2024 · €158k

2021: €38k 2022: €38k 2023: €56k 2024: €158k

2021 → 2025

Working capital

€-31k▼ 219%

2024 · €-10k

2021: €61k 2022: €79k 2023: €115k 2024: €-10k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€43k-€80k▲ 88.5%€137k▲ 70.4%€27k▼ 80.0%€5k▼ 81.7%

Operating result€47k-€47k▲ 0.4%€71k▲ 50.6%€201k▲ 183%€143k▼ 28.6%

Net result€38k-€38k▲ 0.3%€56k▲ 49.9%€158k▲ 181%€112k▼ 29.1%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 29% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €166k

21.4%

78.6%

Fixed assets €36k▼ 4.0%

Current assets €130k▼ 26.2%

Equity and liabilities €166k

97.0%

Equity €5k▼ 81.7%

Debt €161k▼ 13.7%

The debt ratio rises from 87.2% to 97.0%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€155k▼

2024 · €212k

Cash flow

€124k▼

2024 · €169k

Solvency

3.0%▼

2024 · 12.8%

Current ratio

0.81▼

2024 · 0.95

Quick ratio

0.81▼

2024 · 0.95

Debt / equity

32.13▲

2024 · 6.81

ROA

67.8%▼

2024 · 74.2%

Interest coverage

1201.44▲

2024 · 372.21

Debt

€161k▼

2024 · €186k

Debt ≤ 1 year

€161k▼

2024 · €186k

Income taxes

€32k▼

2024 · €47k

A ratio outside any meaningful range has been withheld (balance sheet total €166k, equity €5k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€213k€166k▼

Formation expenses20€176€0▼

Fixed assets21/28€37k€36k▼

Tangible fixed assets22/27€37k€36k▼

Plant, machinery and equipment23-€2k

Furniture and vehicles24€37k€34k▼

Current assets29/58€176k€130k▼

Amounts receivable within one year40/41€16k€12k▼

Trade receivables40€0€2k▲

Other amounts receivable41€16k€10k▼

Current investments50/53€150k€0▼

Cash at bank and in hand54/58€8k€117k▲

Deferred charges and accrued income490/1€3k€1k▼

Equity and liabilities

Total equity and liabilities10/49€213k€166k▼

Equity10/15€27k€5k▼

Contributions10/11€5k€5k=

Reserves13€22k€0▼

Distributable reserves133€22k€0▼

Profit (loss) carried forward14€0€0=

Amounts payable17/49€186k€161k▼

Amounts payable after more than one year17€0-

Financial debts170/4€0-

Amounts payable within one year42/48€186k€161k▼

Current portion of amounts payable after more than one year42€0-

Trade debts44€3k€4k▲

Suppliers440/4€3k€4k▲

Taxes, remuneration and social security45€2k€7k▲

Taxes450/3€2k€4k▲

Remuneration and social security454/9-€3k

Other amounts payable47/48€180k€149k▼

Accrued charges and deferred income492/3€299€0▼

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€12k▲

Other operating charges640/8€617€660▲

Gross operating margin9900€212k€156k▼

Operating profit (loss)9901€201k€143k▼

Financial income75/76B€5k€2k▼

Recurring financial income75€5k€2k▼

Financial charges65/66B€568€129▼

Recurring financial charges65€568€129▼

Profit (loss) for the period before taxes9903€205k€145k▼

Income taxes67/77€47k€32k▼

Profit (loss) for the period9904€158k€112k▼

Profit (loss) for the period to be appropriated9905€158k€112k▼

Appropriation of the result

Profit (loss) to be appropriated9906€158k€112k▼

Transfer from equity791/2€118k€22k▼

Transfer to equity691/2€8k€0▼

To other reserves6921€8k€0▼

Profit to be distributed694/7€268k€135k▼

Return on contributions (dividend)694€268k€135k▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 2Gazette 1Filings 5

Next filing, fiscal year 2026, expected by 31-01-2027

2026

04-08

State Gazette act Registered office · Resignations & appointments

General meeting · Director resignation · Director appointment8 facts ▸

General meeting, 29/06/2026
Director resignation, Alain Steverlynck (niet-statutaire bestuurder)
Director appointment, Ward Van Houtte (niet-statutaire bestuurder)
Mandate compensation, Ward Van Houtte
Director appointment, Matthias Van Daele (niet-statutaire bestuurder)
Mandate compensation, Matthias Van Daele
Registered-office move, Eedstraat 47, 9052 Zwijnaarde
Power of attorney, BV umain Gent

07-01

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2024

25-09

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

30-06

Financial Highest result since 2021net €158k ▲181%

Operating result €201k, net result €158k, both a record.

2023

14-11

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

30-06

Financial Equity above €100kEq €137k ▲70.4%

3 profitable years in a row build equity to €137k.

31-01

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-01

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 directors, no change since 2026

Matthias Van Daele

Non-statutory director · since 29-06-2026

Current

Ward Van Houtte

Non-statutory director · since 29-06-2026

Current

29-06-2026 Matthias Van Daele: Appointed as Non-statutory director

29-06-2026 Ward Van Houtte: Appointed as Non-statutory director

29-06-2026 Alain Steverlynck: Resigned as Non-statutory director

Location & real-estate footprint

Registered office, Gent · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Eedstraat 479052 Gent

Ground area

208 m²

Building footprint

94 m²

Volume, LiDAR

597 m³

Parcel 44082C0203/00B003, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

IMFT-Education

Eedstraat 47, 9052 GentOther business support services

since 20202.300.236.026

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44082C0203/00B003	Flanders	208 m²	1 · 94 m²	9.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 173 EUR awarded · 173 EUR paid

Year	Entries	awarded	paid
2023	1	173 EUR	173 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 173 EUR · 173 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Oud-Heverlee · Eq €5k

Of 3,016 companies in sector 85592 we hold annual accounts for 987. 329 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded04-02-2020

Fiscal year end30-06

Activities, NACEBEL

85592Vocational training

82990Other business support services

85599Other education

96999Other personal services

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.