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IMBOR

Active
Private limited companyfounded 20188 yrs activeRoeselarestraat(ONK) 35, 8840 Staden, BelgiumKBO/BCE: BE 0701.798.265
Summary

IMBOR has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €99,879 and a net result of €1,685. Equity is growing by ~10% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability38=
Solvency46=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.05 against 1.27 in 2024; short-term debt: 78.2% and cash: 1.4% of total assets), and 78.8% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 8 years 0 10 y
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 08-10-2025, 23 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
23 d early
2024
1 d early
2023
on the day
2022
on the day
2021
2 d early
2020
5 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 4 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close28-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMBOR was incorporated on 28 August 2018.1 Total assets rose from EUR 413,889 in 2020 to EUR 470,463 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€99,879▲ 1.7%
2024 · €98,194
Total assets
€470,463▼ 1.1%
2024 · €475,467
Net result
€1,685▲ 36.3%
2024 · €1,236
Working capital
-€351,327
2024 · €100,834
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€24,766▼ 53.4%€36,793▲ 48.6%€5,199▼ 85.9%€4,180▼ 19.6%€4,987▲ 19.3%
Net result€17,483▼ 46.4%€34,741▲ 98.7%-€6,506€1,236€1,685▲ 36.3%
Equity€68,724▲ 34.1%€103,464▲ 50.6%€96,958▼ 6.3%€98,194▲ 1.3%€99,879▲ 1.7%
Total assets€429,596▲ 3.8%€462,976▲ 7.8%€469,501▲ 1.4%€475,467▲ 1.3%€470,463▼ 1.1%
Debt€360,873▼ 0.5%€359,512▼ 0.4%€372,543▲ 3.6%€377,273▲ 1.3%€370,584▼ 1.8%
Working capital€68,724▲ 34.1%€105,864▲ 54.0%€96,958▼ 8.4%€100,834▲ 4.0%-€351,327
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000Operating result 2021: €24,766€24,766Net result 2021: €17,483€17,483Operating result 2022: €36,793€36,793Net result 2022: €34,741€34,741Operating result 2023: €5,199€5,199Net result 2023: -€6,506-€6,506Operating result 2024: €4,180€4,180Net result 2024: €1,236€1,236Operating result 2025: €4,987€4,987Net result 2025: €1,685€1,68520212022202320242025-€10,000-€5,000€0€5,000Operating result 2023: €5,199€5,200Net result 2023: -€6,506-€6,510Operating result 2024: €4,180€4,180Net result 2024: €1,236€1,240Operating result 2025: €4,987€4,990Net result 2025: €1,685€1,690202320242025
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €470,463
Fixed assets €453,846
Current assets €16,618
Equity and liabilities €470,463
Equity €99,879 ▲ 1.7%
Debt €370,584 ▼ 1.8%
Debt's share of the balance-sheet total falls from 79.3% to 78.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
0.05▼
2024 · 1.27
Debt to equity
3.71▼
2024 · 3.84
ROE
1.7%▲
2024 · 1.3%
ROA
0.4%▲
2024 · 0.3%
Debt ≤ 1 year
€367,944▼
2024 · €374,633
Income taxes
€304
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,368 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 97% are still going.

  • Small
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet
1.7% went bankrupt
1.4% stopped otherwise
97% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,368 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet Code20242025
Assets
Total assets20/58€475,467€470,463▼
Fixed assets21/28-€453,846
Tangible fixed assets22/27-€453,846
Land and buildings22-€453,846
Current assets29/58€475,467€16,618▼
Stocks and contracts in progress3€453,846-
Contracts in progress37€453,846-
Amounts receivable within one year40/41-€10,000
Trade receivables40-€10,000
Cash at bank and in hand54/58€21,621€6,618▼
Equity and liabilities
Total equity and liabilities10/49€475,467€470,463▼
Equity10/15€98,194€99,879▲
Contributions10/11€18,600€18,600=
Reserves13€79,594€81,279▲
Distributable reserves133€79,594€81,279▲
Amounts payable17/49€377,273€370,584▼
Amounts payable within one year42/48€374,633€367,944▼
Trade debts44€1,786€1,796▲
Suppliers440/4€1,786€1,796▲
Taxes, remuneration and social security45-€304
Taxes450/3-€304
Other amounts payable47/48€372,847€365,844▼
Accrued charges and deferred income492/3€2,640€2,640=
Income statement Code20242025
Other operating charges640/8€563€577▲
Gross operating margin9900€4,743€5,564▲
Operating profit (loss)9901€4,180€4,987▲
Financial charges65/66B€2,944€2,998▲
Recurring financial charges65€2,944€2,998▲
Profit (loss) for the period before taxes9903€1,236€1,989▲
Income taxes67/77-€304
Profit (loss) for the period9904€1,236€1,685▲
Profit (loss) for the period to be appropriated9905€1,236€1,685▲
Appropriation of the result
Profit (loss) to be appropriated9906€1,236€1,685▲
Transfer to equity691/2€1,236€1,685▲
To other reserves6921€1,236€1,685▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Other operating charges640/8-€513€517€563€577▲ 2.5%
Gross operating margin9900€25,277€37,306€5,715€4,743€5,564▲ 17.3%
Operating profit (loss)9901€24,766€36,793€5,199€4,180€4,987▲ 19.3%
Financial charges65/66B-€2,052€2,791€2,944€2,998▲ 1.8%
Recurring financial charges65€3,522€2,052€2,791€2,944€2,998▲ 1.8%
Profit (loss) for the period before taxes9903€21,244€34,741€2,408€1,236€1,989▲ 60.9%
Income taxes67/77€3,760-€8,914-€304-
Profit (loss) for the period9904€17,483€34,741-€6,506€1,236€1,685▲ 36.3%
Profit (loss) for the period to be appropriated9905€17,483€34,741-€6,506€1,236€1,685▲ 36.3%
Line20212022202320242025Change
Assets
Total assets20/58€429,596€462,976€469,501€475,467€470,463▼ 1.1%
Fixed assets21/28----€453,846-
Tangible fixed assets22/27----€453,846-
Land and buildings22----€453,846-
Current assets29/58€429,596€462,976€469,501€475,467€16,618▼ 96.5%
Stocks and contracts in progress3€414,122€453,846€453,846€453,846--
Contracts in progress37-€453,846€453,846€453,846--
Amounts receivable within one year40/41-€7,260--€10,000-
Trade receivables40-€7,260--€10,000-
Cash at bank and in hand54/58€15,474€1,871€15,655€21,621€6,618▼ 69.4%
Equity and liabilities
Total equity and liabilities10/49€429,596€462,976€469,501€475,467€470,463▼ 1.1%
Equity10/15€68,724€103,464€96,958€98,194€99,879▲ 1.7%
Contributions10/11-€18,600€18,600€18,600€18,600=
Outside capital11-€18,600----
Other1109/19-€18,600----
Reserves13€50,124€84,864€78,358€79,594€81,279▲ 2.1%
Distributable reserves133-€84,864€78,358€79,594€81,279▲ 2.1%
Amounts payable17/49€360,873€359,512€372,543€377,273€370,584▼ 1.8%
Amounts payable within one year42/48€360,873€357,112€372,543€374,633€367,944▼ 1.8%
Trade debts44--€2,640€1,786€1,796▲ 0.5%
Suppliers440/4--€2,640€1,786€1,796▲ 0.5%
Taxes, remuneration and social security45----€304-
Taxes450/3----€304-
Other amounts payable47/48-€357,112€369,903€372,847€365,844▼ 1.9%
Accrued charges and deferred income492/3-€2,400-€2,640€2,640=
Line20212022202320242025Change
Profit (loss) for the period9904€17,483€34,741-€6,506€1,236€1,685▲ 36.3%
Operating cash flow (approximation)€17,483€34,741-€6,506€1,236€1,685▲ 36.3%
Change in cash--€13,604€13,785€5,966-€15,003▼ 351%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
08-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
30-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial Back to profitnet €1,236
Net result €1,236 after one loss-making year.
2023
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Weakest financial yearnet -€6,506
Net result drops to -€6,506, the lowest in the series; recovery starts the following year.
2022
31-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Highest result since 2020net €34,741 ▲98.7%
Net result €34,741, the highest in the series.
31-03
Financial Equity above €100,000Eq €103,464 ▲50.6%
3 profitable years in a row build equity to €103,464.
2021
29-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2020
05-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 5 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Staden · 1 establishment unit since 2018
seat establishment The establishment unit on the map
Ground area
1,074 m²
Building footprint
164 m²
Parcel 36014C0143/00K002, Flanders. Linked by address, not a title deed.
1 establishment unit
IMBOR
Roeselarestraat(ONK) 35, 8840 StadenReal estate development
since 20182.279.459.715
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36014C0143/00K002 Flanders 1,074 m² 1 · 164 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded28-08-2018
Fiscal year end31-03
E-invoicing
Reachable via Peppol
Peppol ID 0208:0701798265
Also 9925:BE0701798265
Registered 06-01-2026

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.