IMBER has a registered holding activity and consists mainly of financial fixed assets; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7.24M and a net result of €1.72M. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 73% of 8601 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Holding: general score not applicable
The company has a registered holding activity and financial fixed assets account for more than half of its assets. The general operating-company model is unsuitable for this profile, so we show no financial axes either. Filed figures remain available.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
14 d early
2023
on the day
2022
5 d early
2021
2 d early
2020
5 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€1.04M▲ 1.1%
2018 · €1.03M
2018: €1.03M
2018 → 2019
EBIT margin
1.8%▼ 1.3pp
2018 · 3.1%
2018: 3.1%
2018 → 2019
Net result
€1.72M▲ 35.5%
2024 · €1.27M
2018: €1.21M
2019: €1.14M
2020: €479k
2021: €1.24M
2022: €791k
2023: €683k
2024: €1.27M
2018 → 2025
Working capital
€584k▲ 32.4%
2024 · €441k
2018: €3.41M
2019: €4.31M
2020: €4.41M
2021: €4.71M
2022: €2.68M
2023: €1.70M
2024: €441k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8.75M-€8.65M▼ 1.1%€7.59M▼ 12.2%€7.16M▼ 5.7%€7.24M▲ 1.2%
Operating result€-158k-€-288k▼ 82.7%€-268k▲ 6.8%€-26k▲ 90.4%€-728▲ 97.2%
Net result€1.24M-€791k▼ 36.2%€683k▼ 13.6%€1.27M▲ 85.4%€1.72M▲ 35.5%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €728 in 2025 against €26k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €9.38M
Fixed assets
€6.68M▼ 1.2%
Current assets
€2.70M▲ 5.7%
Equity and liabilities €9.38M
Equity
€7.24M▲ 1.2%
Debt
€2.13M▼ 1.0%
The debt ratio falls from 23.1% to 22.8%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
77.2%▲
2024 · 76.9%
ROE
23.7%▲
2024 · 17.7%
ROA
18.3%▲
2024 · 13.6%
Debt
€2.13M▼
2024 · €2.16M
Debt ≤ 1 year
€2.11M▲
2024 · €2.11M
Debt > 1 year
€21k▼
2024 · €46k
Income taxes
€2k▼
2024 · €2k
Staff costs
€628k▲
2024 · €610k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€9.31M€9.38M▲
Fixed assets21/28€6.76M€6.68M▼
Tangible fixed assets22/27€109k€82k▼
Furniture and vehicles24€109k€82k▼
Financial fixed assets28€6.65M€6.60M▼
Current assets29/58€2.55M€2.70M▲
Amounts receivable within one year40/41€319k€499k▲
Trade receivables40€133k€320k▲
Other amounts receivable41€186k€178k▼
Current investments50/53€1.03M€1.04M=
Cash at bank and in hand54/58€1.20M€1.15M▼
Deferred charges and accrued income490/1-€15k
Equity and liabilities
Total equity and liabilities10/49€9.31M€9.38M▲
Equity10/15€7.16M€7.24M▲
Contributions10/11€574k€574k=
Reserves13€6.58M€6.67M▲
Distributable reserves133€6.58M€6.67M▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€2.16M€2.13M▼
Amounts payable after more than one year17€46k€21k▼
Financial debts170/4€46k€21k▼
Amounts payable within one year42/48€2.11M€2.11M▲
Current portion of amounts payable after more than one year42€29k€25k▼
Trade debts44€113k€152k▲
Suppliers440/4€113k€152k▲
Taxes, remuneration and social security45€102k€125k▲
Taxes450/3€23k€25k▲
Remuneration and social security454/9€79k€101k▲
Other amounts payable47/48€1.87M€1.81M▼
Income statement
Code20242025
Non-recurring operating income76A€18k€0▼
Remuneration, social security and pensions62€610k€628k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€31k€27k▼
Other operating charges640/8€7k€5k▼
Gross operating margin9900€622k€659k▲
Operating profit (loss)9901€-26k€-728▲
Financial income75/76B€1.30M€1.72M▲
Recurring financial income75€1.30M€1.72M▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€1.27M€1.72M▲
Income taxes67/77€2k€2k▼
Profit (loss) for the period9904€1.27M€1.72M▲
Profit (loss) for the period to be appropriated9905€1.27M€1.72M▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.27M€1.72M▲
Transfer from equity791/2€435k€0▼
Transfer to equity691/2-€84k
To other reserves6921-€84k
Profit to be distributed694/7€1.70M€1.63M▼
Return on contributions (dividend)694€1.70M€1.63M▼
Social balance
Average headcount (FTE)90876.06.0=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
19-08
State Gazette act
General meeting · Director reappointment
Permanent representative · Board meeting
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €1.72M ▲35.5%
Net result €1.72M, the highest in the series.
17-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
26-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Liquidity triplescurrent ratio 25.44
Current ratio from 8.49 to 25.44; short-term debt falls from €588k to €193k.
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €479k ▼58.1%
Net result drops to €479k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
04-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industrielaan 82250 OlenGround area
1.4 ha
Building footprint
3,149 m²
Volume, LiDAR
22,227 m³
Parcel 13029F0680/00H000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Industrielaan 8, 2250 Olen
since 20082.171.735.572
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13029F0680/00H000 | Flanders | 1.4 ha | 1 · 3,149 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Ownership & control
1 partyIMBERBE 0888.596.511
controls
Where this company holds controlthis company sits on their board1
1 location
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 500 EUR awarded · 333 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 333 EUR |
| 2022 | 1 | 500 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
96760099VYP8C05SS961
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 8,649 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2007
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
64200Holdings
64210Activities of holding companies
73200Market research and public opinion polling
74131
74151
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 18 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:014/25.40.40