General Engineering & Consulting
ActiveGeneral Engineering & Consulting has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.26M and a net result of €43k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 81% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €550k at 30 days acceptable
Liquidity ample (current ratio 2.13 against 2.76 in 2024; short-term debt: 14.8% and cash: 5.4% of total assets), and 16% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
84%
Return on assets
0.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-02-2026, 155 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
155 d early
2024
169 d early
2023
142 d early
2022
131 d early
2021
137 d early
2020
61 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€7.26M▲ 0.6%
2024 · €7.21M
2018: €5.62M
2019: €5.57M
2020: €5.42M
2021: €6.80M
2022: €6.36M
2023: €6.42M
2024: €7.21M
2018 → 2025
Total assets
€8.64M▲ 3.7%
2024 · €8.33M
2018: €7.01M
2019: €6.92M
2020: €6.71M
2021: €8.08M
2022: €7.82M
2023: €7.66M
2024: €8.33M
2018 → 2025
Net result
€43k▼ 29.9%
2024 · €61k
2018: €97k
2019: €-49k
2020: €-41k
2021: €46k
2022: €34k
2023: €58k
2024: €61k
2018 → 2025
Working capital
€1.44M▼ 7.5%
2024 · €1.55M
2018: €1.70M
2019: €1.77M
2020: €1.70M
2021: €1.66M
2022: €1.30M
2023: €1.48M
2024: €1.55M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€6.80M-€6.36M▼ 6.5%€6.42M▲ 0.9%€7.21M▲ 12.4%€7.26M▲ 0.6%
Operating result€71k-€47k▼ 33.3%€88k▲ 86.0%€63k▼ 27.9%€80k▲ 25.7%
Net result€46k-€34k▼ 26.2%€58k▲ 73.7%€61k▲ 5.2%€43k▼ 29.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 26% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.64M
Fixed assets
€5.93M▲ 0.6%
Current assets
€2.71M▲ 11.2%
Equity and liabilities €8.64M
Equity
€7.26M▲ 0.6%
Debt
€1.38M▲ 24.0%
The debt ratio rises from 13.4% to 16.0%. Equity and debt are higher.
Key figures and ratios
EBITDA
€532k▲
2024 · €494k
Cash flow
€495k▲
2024 · €492k
Solvency
84.0%▼
2024 · 86.6%
Current ratio
2.13▼
2024 · 2.76
Quick ratio
2.13▼
2024 · 2.76
Debt / equity
0.19▲
2024 · 0.15
ROE
0.6%▼
2024 · 0.9%
ROA
0.5%▼
2024 · 0.7%
Interest coverage
10.06▲
2024 · 8.51
Debt
€1.38M▲
2024 · €1.11M
Debt ≤ 1 year
€1.27M▲
2024 · €885k
Debt > 1 year
€44k▼
2024 · €160k
Income taxes
€4k▼
2024 · €28k
Staff costs
€41k▲
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€8.33M€8.64M▲
Fixed assets21/28€5.89M€5.93M▲
Tangible fixed assets22/27€5.89M€5.92M▲
Land and buildings22€5.60M€5.01M▼
Plant, machinery and equipment23€200k€841k▲
Furniture and vehicles24€85k€74k▼
Financial fixed assets28€1k€1k=
Current assets29/58€2.44M€2.71M▲
Amounts receivable within one year40/41€55k€109k▲
Trade receivables40€30k€41k▲
Other amounts receivable41€24k€68k▲
Current investments50/53€1.83M€2.14M▲
Cash at bank and in hand54/58€549k€463k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€8.33M€8.64M▲
Equity10/15€7.21M€7.26M▲
Contributions10/11€6.98M€6.98M=
Reserves13€235k€278k▲
Distributable reserves133€235k€278k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€1.11M€1.38M▲
Amounts payable after more than one year17€160k€44k▼
Financial debts170/4€160k€44k▼
Amounts payable within one year42/48€885k€1.27M▲
Current portion of amounts payable after more than one year42€163k€116k▼
Trade debts44€14k€333k▲
Suppliers440/4€14k€333k▲
Taxes, remuneration and social security45€17k€97k▲
Taxes450/3€12k€90k▲
Remuneration and social security454/9€6k€7k▲
Other amounts payable47/48€691k€730k▲
Accrued charges and deferred income492/3€69k€62k▼
Income statement
Code20242025
Non-recurring operating income76A-€126k
Remuneration, social security and pensions62€39k€41k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€430k€452k▲
Other operating charges640/8€62k€72k▲
Non-recurring operating charges66A-€5k
Gross operating margin9900€595k€650k▲
Operating profit (loss)9901€63k€80k▲
Financial income75/76B€84k€21k▼
Recurring financial income75€84k€21k▼
Financial charges65/66B€58k€53k▼
Recurring financial charges65€58k€53k▼
Profit (loss) for the period before taxes9903€89k€48k▼
Income taxes67/77€28k€4k▼
Profit (loss) for the period9904€61k€43k▼
Profit (loss) for the period to be appropriated9905€61k€43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€61k€43k▼
Transfer from equity791/2€166k€0▼
Transfer to equity691/2€61k€43k▼
To other reserves6921€61k€43k▼
Profit to be distributed694/7€166k€0▼
Return on contributions (dividend)694€166k€0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
12-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €46k
Net result €46k after 2 loss-making years.
31-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-49k ▼151%
Net result drops to €-49k, the lowest in the series; recovery starts the following year.
13-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
09-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Baanhofstraat 88400 OostendeGround area
1,605 m²
Building footprint
323 m²
Volume, LiDAR
1,195 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
GENERAL ENGINEERING
since 19872.029.797.155
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31433D0270/00P011 | Flanders | 1,220 m² | 1 · 227 m² | 9.5 m · 2 fl. |
| 35020B0567/00F022 | Flanders | 385 m² | 1 · 96 m² | 0.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 186 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 186 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
984500EC1CF1BF8U6E37
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 8,635 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-10-1987
Fiscal year end31-12
Abbreviation NL
GENCO
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
70322
81100Combined facilities support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.