Summary
IMBC.FIVE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €23.0m and a net result of €153,190. Its solvency ranks better than 95% of 492 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 21-11-2025, 71 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
71 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
History
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Financials · fiscal year 2025, full schema
In the rankings
#2 company by equity in Hainaut, Auxiliary financial services sector#3 company by total assets in Hainaut, Auxiliary financial services sector
Equity
€23.0m
Net result
€153,190
Total assets
€23.1m
Solvency
99.5%
Balance-sheet composition
Assets €23.1m
Fixed assets
€12.7m
Current assets
€10.5m
Equity and liabilities €23.1m
Equity
€23.0m
Debt
€104,920
Debt finances 0.5% of the balance-sheet total.
Key figures and ratios
ROE
0.7%
ROA
0.7%
Debt ≤ 1 year
€104,920
Income taxes
€56,505
Staff costs
€46,755
Annual accounts
| Line | 2025 |
|---|---|
| Goods, raw materials, services and sundry goods60/61 | €118,855 |
| Remuneration, social security and pensions62 | €46,755 |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,178 |
| Other operating charges640/8 | €3,270 |
| Gross operating margin9900 | -€118,855 |
| Operating profit (loss)9901 | -€171,058 |
| Financial income75/76B | €383,384 |
| Recurring financial income75 | €383,384 |
| Financial charges65/66B | €2,631 |
| Recurring financial charges65 | €2,631 |
| Profit (loss) for the period before taxes9903 | €209,695 |
| Income taxes67/77 | €56,505 |
| Profit (loss) for the period9904 | €153,190 |
| Profit (loss) for the period to be appropriated9905 | €153,190 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €23.1m | |
| Formation expenses20 | €5,653 | |
| Fixed assets21/28 | €12.7m | |
| Tangible fixed assets22/27 | €3,387 | |
| Furniture and vehicles24 | €3,387 | |
| Financial fixed assets28 | €12.7m | |
| Current assets29/58 | €10.5m | |
| Amounts receivable within one year40/41 | €23,790 | |
| Other amounts receivable41 | €23,790 | |
| Current investments50/53 | €10.2m | |
| Cash at bank and in hand54/58 | €224,143 | |
| Deferred charges and accrued income490/1 | €4,545 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €23.1m | |
| Equity10/15 | €23.0m | |
| Contributions10/11 | €22.9m | |
| Capital10 | €22.9m | |
| Issued capital100 | €24.2m | |
| Uncalled capital101 | €1.3m | |
| Reserves13 | €80,424 | |
| Non-distributable reserves130/1 | €80,424 | |
| Legal reserve130 | €7,659 | |
| Other1319 | €72,765 | |
| Profit (loss) carried forward14 | €72,765 | |
| Amounts payable17/49 | €104,920 | |
| Amounts payable within one year42/48 | €104,920 | |
| Trade debts44 | €4,215 | |
| Suppliers440/4 | €4,215 | |
| Taxes, remuneration and social security45 | €30,705 | |
| Taxes450/3 | €22,160 | |
| Remuneration and social security454/9 | €8,545 | |
| Other amounts payable47/48 | €70,000 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €153,190 |
| + Depreciation and write-downs630 | €2,178 |
| Operating cash flow (approximation) | €155,368 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
21-11
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
NBB filing
0 of 15 acts read
About the unread acts
We know of 15 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2024
Ground area
1,304 m²
Building footprint
102 m²
Volume, LiDAR
1,131 m³
Parcel 53403F0422/00G000, Wallonia · tallest building 13.6 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
IMBC.FIVE
since 20242.361.489.546
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53403F0422/00G000 ProtectedMonument |
Wallonia | 1,304 m² | 1 · 102 m² | 13.6 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Recognitions · licences · registrations
Legal Entity Identifier
64886HOQ62MDC10E8584
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Of 1,508 companies in sector 66199 we hold annual accounts for 921. 118 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded17-06-2024
Fiscal year end30-06
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Scores and ratios are computed by Checked and are not a credit decision.