IMATI
ActiveSummary
IMATI has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179,702 and a net result of €502. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 86% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-17
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 8.09 against 4.68 in 2024; short-term debt: 11.5% and cash: 6.4% of total assets), and 11.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.5%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
8 d early
2024
2 d early
2023
41 d early
2022
41 d early
2021
45 d early
2020
10 d late
2019
5 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 17 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
In the rankings
#7 oldest company in Opwijk, Telecoms and IT sector
Equity
€179,702▲ 0.3%
2024 · €179,200
Total assets
€203,121▼ 9.3%
2024 · €223,837
Net result
€502▼ 98.4%
2024 · €31,322
Working capital
€165,987▲ 1.0%
2024 · €164,399
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€35,689€79,440▲ 123%€65,567▼ 17.5%€42,352▼ 35.4%€2,727▼ 93.6%
Net result€25,930within the sector's middle half€54,659above the sector's middle half▲ 111%€44,560within the sector's middle half▼ 18.5%€31,322within the sector's middle half▼ 29.7%€502below the sector's middle half▼ 98.4%
Equity€168,857above the sector's middle half▲ 18.1%€190,515above the sector's middle half▲ 12.8%€200,378above the sector's middle half▲ 5.2%€179,200above the sector's middle half▼ 10.6%€179,702above the sector's middle half▲ 0.3%
Total assets€177,529within the sector's middle half▲ 9.1%€215,124within the sector's middle half▲ 21.2%€221,977within the sector's middle half▲ 3.2%€223,837within the sector's middle half▲ 0.8%€203,121within the sector's middle half▼ 9.3%
Debt€8,672▼ 56.2%€24,609▲ 184%€21,599▼ 12.2%€44,637▲ 107%€23,419▼ 47.5%
Working capital€158,495above the sector's middle half▲ 18.8%€178,833above the sector's middle half▲ 12.8%€182,581above the sector's middle half▲ 2.1%€164,399above the sector's middle half▼ 10.0%€165,987above the sector's middle half▲ 1.0%
Solvency95.1%above the sector's middle half▲ 7.3pp88.6%above the sector's middle half▼ 6.6pp90.3%above the sector's middle half▲ 1.7pp80.1%within the sector's middle half▼ 10.2pp88.5%above the sector's middle half▲ 8.4pp
Current ratio19.28above the sector's middle half▲ 11.538.27above the sector's middle half▼ 11.019.45above the sector's middle half▲ 1.194.68within the sector's middle half▼ 4.778.09above the sector's middle half▲ 3.40
Return on assets (ROA)14.6%within the sector's middle half▲ 22.5pp25.4%within the sector's middle half▲ 10.8pp20.1%within the sector's middle half▼ 5.3pp14.0%within the sector's middle half▼ 6.1pp0.2%below the sector's middle half▼ 13.7pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 94% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €203,121
Fixed assets
€13,715 ▼ 7.3%
Current assets
€189,407 ▼ 9.4%
Equity and liabilities €203,121
Equity
€179,702 ▲ 0.3%
Debt
€23,419 ▼ 47.5%
Debt's share of the balance-sheet total falls from 19.9% to 11.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€10,631▼
2024 · €45,348
Cash flow
€8,406▼
2024 · €34,318
Debt to equity
0.13▼
2024 · 0.25
ROE
0.3%▼
2024 · 17.5%
Interest coverage
8.12▼
2024 · 20.80
Debt ≤ 1 year
€23,419▼
2024 · €44,637
Income taxes
€937▼
2024 · €9,269
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 10,905 companies that looked in July 2024 the way this one looks now, 0.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit under 5% of the balance sheet
0.6%
went bankrupt
4.0%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 10,905 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,774 | €3,841 | €5,113 | €2,996 | €7,904 | ▲ 164% |
| Other operating charges640/8 | €377 | €1,949 | €673 | €1,222 | €1,645 | ▲ 34.6% |
| Non-recurring operating charges66A | €659 | - | - | - | - | - |
| Gross operating margin9900 | €40,500 | €85,229 | €71,353 | €46,570 | €12,276 | ▼ 73.6% |
| Operating profit (loss)9901 | €35,689 | €79,440 | €65,567 | €42,352 | €2,727 | ▼ 93.6% |
| Financial income75/76B | €1,651 | €1,652 | €1,650 | €419 | €21 | ▼ 94.9% |
| Recurring financial income75 | €1,651 | €1,652 | €1,650 | €419 | €21 | ▼ 94.9% |
| Financial charges65/66B | €1,676 | €2,577 | €3,042 | €2,180 | €1,309 | ▼ 39.9% |
| Recurring financial charges65 | €1,676 | €2,577 | €3,042 | €2,180 | €1,309 | ▼ 39.9% |
| Profit (loss) for the period before taxes9903 | €35,664 | €78,514 | €64,175 | €40,591 | €1,439 | ▼ 96.5% |
| Income taxes67/77 | €9,734 | €23,856 | €19,615 | €9,269 | €937 | ▼ 89.9% |
| Profit (loss) for the period9904 | €25,930 | €54,659 | €44,560 | €31,322 | €502 | ▼ 98.4% |
| Profit (loss) for the period to be appropriated9905 | €25,930 | €54,659 | €44,560 | €31,322 | €502 | ▼ 98.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €177,529 | €215,124 | €221,977 | €223,837 | €203,121 | ▼ 9.3% |
| Fixed assets21/28 | €10,361 | €11,682 | €17,797 | €14,801 | €13,715 | ▼ 7.3% |
| Intangible fixed assets21 | - | - | - | - | €4,922 | - |
| Tangible fixed assets22/27 | €9,361 | €10,682 | €16,797 | €13,801 | €7,793 | ▼ 43.5% |
| Plant, machinery and equipment23 | €2,381 | €1,429 | €3,736 | €1,569 | €1,108 | ▼ 29.4% |
| Furniture and vehicles24 | €2,016 | €5,088 | €7,991 | €7,163 | €4,012 | ▼ 44.0% |
| Other tangible fixed assets26 | €4,964 | €4,165 | €5,069 | €5,069 | €2,673 | ▼ 47.3% |
| Financial fixed assets28 | €1,000 | €1,000 | €1,000 | €1,000 | €1,000 | = |
| Current assets29/58 | €167,167 | €203,442 | €204,180 | €209,036 | €189,407 | ▼ 9.4% |
| Amounts receivable within one year40/41 | €160,551 | €174,968 | €164,582 | €160,250 | €161,285 | ▲ 0.6% |
| Trade receivables40 | €33,184 | €37,859 | €10,648 | €29,519 | €17,324 | ▼ 41.3% |
| Other amounts receivable41 | €127,367 | €137,109 | €153,934 | €130,731 | €143,962 | ▲ 10.1% |
| Current investments50/53 | - | - | - | €25,010 | €14,979 | ▼ 40.1% |
| Cash at bank and in hand54/58 | €6,245 | €26,334 | €39,598 | €23,776 | €12,969 | ▼ 45.5% |
| Deferred charges and accrued income490/1 | €371 | €2,140 | - | - | €174 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €177,529 | €215,124 | €221,977 | €223,837 | €203,121 | ▼ 9.3% |
| Equity10/15 | €168,857 | €190,515 | €200,378 | €179,200 | €179,702 | ▲ 0.3% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €162,657 | €184,315 | €194,178 | €141,678 | €141,678 | = |
| Non-distributable reserves130/1 | €620 | €620 | €620 | €620 | €620 | = |
| Reserves not available under the articles1311 | €620 | €620 | €620 | €620 | €620 | = |
| Distributable reserves133 | €162,037 | €183,695 | €193,558 | €141,058 | €141,058 | = |
| Profit (loss) carried forward14 | - | - | - | €31,322 | €31,825 | ▲ 1.6% |
| Amounts payable17/49 | €8,672 | €24,609 | €21,599 | €44,637 | €23,419 | ▼ 47.5% |
| Amounts payable within one year42/48 | €8,672 | €24,609 | €21,599 | €44,637 | €23,419 | ▼ 47.5% |
| Current portion of amounts payable after more than one year42 | - | - | - | €3,721 | €0 | ▼ 100% |
| Financial debts43 | - | - | - | - | €483 | - |
| Credit institutions430/8 | - | - | - | - | €483 | - |
| Trade debts44 | - | €9,818 | €16,381 | €21,824 | €11,897 | ▼ 45.5% |
| Suppliers440/4 | - | €9,818 | €16,381 | €21,824 | €11,897 | ▼ 45.5% |
| Taxes, remuneration and social security45 | €8,672 | €14,790 | €5,218 | €11,628 | €11,039 | ▼ 5.1% |
| Taxes450/3 | €8,672 | €14,790 | €5,218 | €11,628 | €11,039 | ▼ 5.1% |
| Other amounts payable47/48 | - | - | - | €7,464 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,930 | €54,659 | €44,560 | €31,322 | €502 | ▼ 98.4% |
| + Depreciation and write-downs630 | €3,774 | €3,841 | €5,113 | €2,996 | €7,904 | ▲ 164% |
| Operating cash flow (approximation) | €29,704 | €58,499 | €49,673 | €34,318 | €8,406 | ▼ 75.5% |
| Investment in fixed assets (approximation) | - | -€5,162 | -€11,228 | €0 | -€6,818 | - |
| Change in cash | - | €20,089 | €13,264 | -€15,822 | -€10,807 | ▲ 31.7% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200,000Eq €200,378 ▲5.2%
3 profitable years in a row build equity to €200,378.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €54,659 ▲111%
Operating result €79,440, net result €54,659, both a record.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €25,930
Net result €25,930 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 19.28
Current ratio from 7.74 to 19.28; short-term debt falls from €19,785 to €8,672.
31-12
Financial
Equity above €150,000Eq €168,857 ▲18.1%
Equity rises from €142,927 to €168,857.
10-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 10 days late
2020
31-12
Financial
Weakest financial yearnet -€12,868
Net result drops to -€12,868, the lowest in the series; recovery starts the following year.
Show earlier events
05-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 5 days late
2019
31-12
Financial
Equity above €150,000Eq €155,795 ▲35.3%
2 profitable years in a row build equity to €155,795.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 12 days late
2018
24-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 24 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Opwijk · 1 establishment unit since 2008
Ground area
518 m²
Building footprint
135 m²
Volume, LiDAR
702 m³
Parcel 23060B0645/00W000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Imati
since 20082.169.148.444
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23060B0645/00W000 | Flanders | 518 m² | 1 · 135 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,214 companies in sector 62900 we hold annual accounts for 1,746. 1,357 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-02-2008
Fiscal year end31-12
Activities, NACEBEL 2025
62900Other information technology and computer services
Contact
E-mail
kris.beeckmans@imati.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0895708391
Also
9925:BE0895708391
Registered
16-11-2025
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.