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IMANY

Active
Private limited companyfounded 200818 yrs activeSteenweg op Mechelen 455, 1950 Kraainem, BelgiumKBO/BCE: BE 0898.082.715
Summary

The computed 12-month bankruptcy probability of IMANY is 1.8% (moderate). The 2025 annual accounts show negative equity (-€2,152) and a net result of -€1,617. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 8% of 4583 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 2 administrative register entries (see administrative flags).

Checked score

Score 2025
Axes · tick = 2024
Profitability0
Solvency5▲+5
Growth35▼-20
Track record84
Bankruptcy probability, 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.23; short-term debt: 120.4% and cash: 1.1% of total assets), and equity is negative.
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Signals

Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
-20.4%
Return on assets
-15.3%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 18 years 0 20 y
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€2,152
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-12-2025, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
28 d early
2023
34 d late
2022
399 d late
2021
764 d late
2020
1129 d late
2019
287 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 362 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
2 publications by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or their withdrawal.
KBO publications
Publications
Late accounts filingStrikeout withdrawn
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 6 March (4 of the last 5 filed years within 365 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close29-09-2026 today31-01-2027 deadline

History

On 22 May 2008, IMANY was incorporated.1 Total assets went from EUR 1,093 in 2019 to EUR 10,560 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€1,617
Working capital
-€9,745▼ 1,722%
2024 · -€535
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€1,556
Net result-€1,617below the sector's middle half
Equity-€535below the sector's middle half=-€535below the sector's middle half=-€535below the sector's middle half=-€535below the sector's middle half=-€2,152below the sector's middle half▼ 302%
Total assets€1,093below the sector's middle half=€1,093below the sector's middle half=€1,093below the sector's middle half=€1,093below the sector's middle half=€10,560below the sector's middle half▲ 866%
Debt€1,628=€1,628=€1,628=€1,628=€12,712▲ 681%
Working capital-€535within the sector's middle half=-€535within the sector's middle half=-€535within the sector's middle half=-€535within the sector's middle half=-€9,745below the sector's middle half▼ 1,722%
Solvency-20.4%below the sector's middle half
Current ratio0.23below the sector's middle half
Return on assets (ROA)-15.3%below the sector's middle half
above within below the middle half (P25 to P75) of NACE 81, Services to buildings and landscape activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€2,000-€1,500-€1,000-€500€0Operating result 2025: -€1,556-€1,556Net result 2025: -€1,617-€1,61720212022202320242025-€2,000-€1,500-€1,000-€500€0Operating result 2025: -€1,556-€1,560Net result 2025: -€1,617-€1,620202320242025
2025 is the only fiscal year with figures: the operating result is a loss of €1,556.
Balance-sheet composition
Assets €10,560
Fixed assets €7,593
Current assets €2,967
Key figures and ratios
2025 value · change against 2024
EBITDA
-€1,298
Cash flow
-€1,359
Debt to equity
-5.91
Interest coverage
-21.29
Debt ≤ 1 year
€12,712▲
2024 · €1,628
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,906 companies that looked in July 2024 the way this one looks now, 5.8% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 10 to 20 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
5.8% went bankrupt
8.1% stopped otherwise
85% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,906 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet Code20242025
Assets
Total assets20/58€1,093€10,560▲
Fixed assets21/28-€7,593
Tangible fixed assets22/27-€7,593
Furniture and vehicles24-€7,593
Current assets29/58€1,093€2,967▲
Amounts receivable within one year40/41€1,092€2,849▲
Trade receivables40€1,092€1,452▲
Other amounts receivable41-€1,397
Cash at bank and in hand54/58€1€118▲
Equity and liabilities
Total equity and liabilities10/49€1,093€10,560▲
Equity10/15-€535-€2,152▼
Contributions10/11€12,500€12,500=
Outside capital11€12,500€12,500=
Other1109/19€12,500€12,500=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311-€1,860
Other1319€1,860-
Profit (loss) carried forward14-€14,895-€16,512▼
Amounts payable17/49€1,628€12,712▲
Amounts payable within one year42/48€1,628€12,712▲
Trade debts44€1,628€1,894▲
Suppliers440/4€1,628€1,894▲
Other amounts payable47/48-€10,818
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€258
Gross operating margin9900--€1,298
Operating profit (loss)9901--€1,556
Financial charges65/66B-€61
Recurring financial charges65-€61
Profit (loss) for the period before taxes9903--€1,617
Profit (loss) for the period9904--€1,617
Profit (loss) for the period to be appropriated9905--€1,617
Appropriation of the result
Profit (loss) to be appropriated9906-€14,895-€16,512▼
Profit (loss) brought forward from the previous period14P-€14,895-€14,895=

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630----€258-
Gross operating margin9900-----€1,298-
Operating profit (loss)9901-----€1,556-
Financial charges65/66B----€61-
Recurring financial charges65----€61-
Profit (loss) for the period before taxes9903-----€1,617-
Profit (loss) for the period9904-----€1,617-
Profit (loss) for the period to be appropriated9905-----€1,617-
Line20212022202320242025Change
Assets
Total assets20/58€1,093€1,093€1,093€1,093€10,560▲ 866%
Fixed assets21/28----€7,593-
Tangible fixed assets22/27----€7,593-
Furniture and vehicles24----€7,593-
Current assets29/58€1,093€1,093€1,093€1,093€2,967▲ 171%
Amounts receivable within one year40/41€1,092€1,092€1,092€1,092€2,849▲ 161%
Trade receivables40€1,092€1,092€1,092€1,092€1,452▲ 33.0%
Other amounts receivable41----€1,397-
Cash at bank and in hand54/58€1€1€1€1€118▲ 11,713%
Equity and liabilities
Total equity and liabilities10/49€1,093€1,093€1,093€1,093€10,560▲ 866%
Equity10/15-€535-€535-€535-€535-€2,152▼ 302%
Contributions10/11€12,500€12,500€12,500€12,500€12,500=
Capital10€12,500€12,500€12,500---
Issued capital100€18,600€18,600€18,600---
Uncalled capital101€6,100€6,100€6,100---
Outside capital11---€12,500€12,500=
Other1109/19---€12,500€12,500=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Legal reserve130€1,860€1,860€1,860---
Reserves not available under the articles1311----€1,860-
Other1319---€1,860--
Profit (loss) carried forward14-€14,895-€14,895-€14,895-€14,895-€16,512▼ 10.9%
Amounts payable17/49€1,628€1,628€1,628€1,628€12,712▲ 681%
Amounts payable within one year42/48€1,628€1,628€1,628€1,628€12,712▲ 681%
Trade debts44€1,628€1,628€1,628€1,628€1,894▲ 16.3%
Suppliers440/4€1,628€1,628€1,628€1,628€1,894▲ 16.3%
Other amounts payable47/48----€10,818-
Line20212022202320242025Change
Profit (loss) for the period9904-----€1,617-
+ Depreciation and write-downs630----€258-
Operating cash flow (approximation)-----€1,359-
Change in cash-€0€0€0€117-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
09-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
03-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
22-03
KBO administration Strikeout withdrawn
event 05-03-2024
05-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 34 days late
05-03
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 399 days late
05-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 764 days late
05-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 1129 days late
01-03
KBO administration Late accounts filing
event 19-02-2024
2020
13-11
NBB filing Annual accounts filed
fiscal year 2019 · full schema · 287 days late
13-11
NBB filing Annual accounts filed
fiscal year 2018 · full schema · 652 days late
2018
12-02
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 12 days late
2017
28-02
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 28 days late
SignalNBB filing
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kraainem · 1 establishment unit since 2008
seat establishment The establishment unit on the map
Ground area
1.1 ha
Building footprint
865 m²
Volume, LiDAR
33,994 m³
Parcel 22002C0073/00N009, Flanders · tallest building 42.8 m, ±14 floors. Linked by address, not a title deed.
963 companies at this address See who is registered here
1 establishment unit
Steenweg op Mechelen 455, 1950 Kraainem
Other specialised construction activities
since 20082.171.296.104
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22002C0073/00N009 Flanders 1.1 ha 1 · 865 m² 42.8 m · 14 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Parcel delivery

Notified to the BIPT
since 06-01-2026

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 7,368 companies in sector 81210 we hold annual accounts for 2,742. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-05-2008
Fiscal year end30-06
Activities, NACEBEL 2008
81210General cleaning of buildings
43995Specialised construction activities
49320Taxi operation
49410Road freight transport
E-invoicing
Reachable via Peppol
Peppol ID 0208:0898082715
Also 9925:BE0898082715
Registered 27-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.