Losses
-€25,692 in two years
The 2024 and 2025 financial years closed with a loss. 2024 was the heaviest.
IMALOGIC
Lifetime
20 annual accounts with figures on one time axis, 24 filings since 2002peak €73,027 (2013)
€12,660▲ 274%
lowest -€39,432 (2016)
-€10,672▲ €4,348
peak €96,134 (2015)
€63,161▼ 10.3%
€54,013▼ 29.2%
Board1 name since 2001
1 directorLOVERA David
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €3,386 to €12,660Loss of €10,672Debts from €76,280 to €54,013Cash from €529 to €78
Key points
from the 2025 annual accountsFilings
24 annual accounts since 2002
Nine of the last ten came late. The 2019 accounts came latest: 90 days after the end of the period.
Position in the sector
-€10,672
Lower net result than 90% of companies in computer programming and consultancy. Sector median €28,568 · 21,212 companies.
Checked score
80
Excellent
Financially stronger than 27% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024lowest value
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025lowest value
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.2 percentage points vs 07-2025
09-2025: 0.5%▲ +0.2 percentage points vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026highest value
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.5%● unchanged vs 05-2026
07-2026: 0.5%● unchanged vs 06-2026
08-2026: 0.4%▼ -0.1 percentage points vs 07-2026
09-2026: 0.4%● unchanged vs 08-2026
10-2026: 0.4%● unchanged vs 09-2026
11-2026: 0.4%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.87, cash €78, halved
Loss of €10,672, the second in a row (financial year 2025)
lowers risk
Size: total assets €117,174
Sector: Computer programming, consultancy and related activities (NACE 62)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 47% of them on solvency, 17% on liquidity, 15% on profitability and 31% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as IMALOGIC has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMALOGIC itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for IMALOGIC. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.87 (1.52 in 2024), below 1. Short-term debt is 24.2% and cash 0.1% of total assets. 46.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€10,672
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
14 days late
2023
29 days late
2022
2 days late
2021
19 days late
2020
26 days late
2019
90 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 14 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0475639597
Change of role: LOVERA David, from manager to director
Director discharge: LOVERA David · Gazette deed
First establishment
Rue des Kiévrois 6, Mons
Incorporation
published on 27-09-2001 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMALOGIC Mons | €117,174 | €12,660 | 53.9% | - |
| WEBWORKS Haacht | €126,432 | €14,045 | 13.9% | - |
| ID - DEVELOPMENT Genk | €143,924 | €12,770 | 75.8% | - |
| CENTRE INFORMATIQUE ZIRCON Mons | €125,923 | €15,928 | 92.0% | - |
| B.C. DEVELOPPEMENT La Louvière | €108,100 | €17,240 | 32.8% | - |
| Advanced Technology Solutions Montigny-le-Tilleul | €90,797 | €14,075 | 15.8% | - |
| DAWSOFT Hamoir | €110,480 | €16,510 | 57.9% | - |
These companies have the same main activity as IMALOGIC: computer programming (NACE 62100). They are comparable in size and age: total assets between €90,800 and €144,000, founded between 1994 and 2008.
Official details
Source: KBO- Status
- Active since 14-09-2001Normal situation
- Activity
- Computer programmingNACE 62100
- Establishment unit
- 2.098.455.8347000 Mons, since 10-10-2001
- Financial year end
- 31 December
- Peppol
- Reachable since 02-10-2026
Annual accounts 2025
- ≈ €69,000estimated
- €117,174▼ 20.1%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on IMALOGIC
IMALOGIC files the micro format. That format states no turnover. The gross margin fell from €30,133 in 2006 to €12,660 in 2025.
The balance sheet grew most from 2008 to 2010 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMALOGIC
- What is the company number of IMALOGIC?
- The company number of IMALOGIC is 0475.639.597. The VAT number is the same number with BE in front: BE 0475.639.597.
- Where is IMALOGIC based?
- The registered office is at Rue des Kiévrois 6, 7000 Mons.Company details
- What does IMALOGIC do?
- According to the KBO register, the main activity is computer programming (NACE 62100).
- What is the legal form of IMALOGIC?
- IMALOGIC is a private limited company (BV).
- When was IMALOGIC founded?
- IMALOGIC was founded on 14-09-2001.
- Is IMALOGIC still active?
- Yes, IMALOGIC is an active enterprise in the KBO register.
- What is the turnover of IMALOGIC?
- The turnover in financial year 2025 is ≈ €69,000. This figure is estimated from the gross margin of €12,660 and 53 comparable companies (NACE 62100). It probably lies between €36,000 and €130,000. It is a rough estimate. In financial year 2021 turnover was €126,017.Financials
- Is IMALOGIC profitable?
- In financial year 2025, IMALOGIC made a loss of €10,672.
- Where can I find the annual accounts of IMALOGIC?
- IMALOGIC filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMALOGIC due?
- IMALOGIC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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