IMAGIO
ActiveSummary
IMAGIO has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 10407 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability86▼-9
Solvency40▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.49 against 0.42 in 2024; short-term debt: 84.9% and cash: 16% of total assets), and 84.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.1%
Return on assets
14.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 25% of 10407 sector peers (2025).
NBB · sector comparisonPosition among 10407 sector peers
Solvency
better than 25%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
1 d early
2023
28 d late
2022
31 d early
2021
30 d late
2020
33 d early
2019
20 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€24k▲ 1,284%
2024 · €2k
Total assets
€160k▲ 14.1%
2024 · €140k
Net result
€22k▼ 23.0%
2024 · €29k
Working capital
€-70k▲ 12.9%
2024 · €-80k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€-3k▼ 128%€-6k▼ 68.2%€-15k▼ 163%€30k€23k▼ 23.7%
Net result€-3k▼ 116%€-6k▼ 72.2%€-15k▼ 149%€29k€22k▼ 23.0%
Equity€-7k▼ 101%€-13k▼ 86.6%€-27k▼ 116%€2k€24k▲ 1,284%
Total assets€71k▼ 8.5%€64k▼ 9.4%€58k▼ 10.4%€140k▲ 143%€160k▲ 14.1%
Debt€78k▼ 3.9%€77k▼ 1.0%€85k▲ 10.5%€138k▲ 62.6%€136k▼ 2.0%
Working capital€-78k▲ 4.1%€-77k▲ 1.1%€-85k▼ 10.6%€-80k▲ 5.9%€-70k▲ 12.9%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €160k
Fixed assets
€94k ▲ 14.9%
Current assets
€66k ▲ 12.9%
Equity and liabilities €160k
Equity
€24k ▲ 1,284%
Debt
€136k ▼ 2.0%
Debt's share of the balance-sheet total falls from 98.8% to 84.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34k▼
2024 · €41k
Cash flow
€33k▼
2024 · €40k
Current ratio
0.49▲
2024 · 0.42
Quick ratio
0.27▲
2024 · 0.22
Debt to equity
5.60▼
2024 · 79.09
ROE
92.8%
ROA
14.1%▼
2024 · 20.8%
Interest coverage
75.43▲
2024 · 46.13
Debt ≤ 1 year
€136k▼
2024 · €138k
Income taxes
€141▲
2024 · €128
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €7k | €7k | €11k | €11k | ▲ 0.1% |
| Other operating charges640/8 | €1k | €1k | €1k | €2k | €2k | ▼ 6.4% |
| Gross operating margin9900 | €5k | €2k | €-7k | €43k | €35k | ▼ 17.0% |
| Operating profit (loss)9901 | €-3k | €-6k | €-15k | €30k | €23k | ▼ 23.7% |
| Financial income75/76B | - | - | - | €166 | €144 | ▼ 13.2% |
| Recurring financial income75 | - | - | - | €166 | €144 | ▼ 13.2% |
| Financial charges65/66B | €123 | €342 | €76 | €886 | €447 | ▼ 49.5% |
| Recurring financial charges65 | €123 | €342 | €76 | €886 | €447 | ▼ 49.5% |
| Profit (loss) for the period before taxes9903 | €-3k | €-6k | €-15k | €29k | €23k | ▼ 22.9% |
| Income taxes67/77 | - | - | - | €128 | €141 | ▲ 10.1% |
| Profit (loss) for the period9904 | €-3k | €-6k | €-15k | €29k | €22k | ▼ 23.0% |
| Profit (loss) for the period to be appropriated9905 | €-3k | €-6k | €-15k | €29k | €22k | ▼ 23.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €71k | €64k | €58k | €140k | €160k | ▲ 14.1% |
| Fixed assets21/28 | €71k | €64k | €57k | €82k | €94k | ▲ 14.9% |
| Intangible fixed assets21 | - | - | - | €27k | €24k | ▼ 11.0% |
| Tangible fixed assets22/27 | €71k | €64k | €57k | €54k | €69k | ▲ 27.9% |
| Land and buildings22 | €71k | €64k | €57k | €51k | €45k | ▼ 11.0% |
| Furniture and vehicles24 | - | - | - | €3k | €24k | ▲ 597% |
| Current assets29/58 | €219 | €345 | €235 | €59k | €66k | ▲ 12.9% |
| Stocks and contracts in progress3 | - | - | - | €27k | €29k | ▲ 6.7% |
| Stocks30/36 | - | - | - | €27k | €29k | ▲ 6.7% |
| Amounts receivable within one year40/41 | €50 | €50 | €50 | €16k | €7k | ▼ 54.6% |
| Trade receivables40 | - | - | - | €12k | €6k | ▼ 53.4% |
| Other amounts receivable41 | €50 | €50 | €50 | €4k | €2k | ▼ 58.2% |
| Cash at bank and in hand54/58 | €169 | €295 | €186 | €14k | €26k | ▲ 80.4% |
| Deferred charges and accrued income490/1 | - | - | - | €719 | €4k | ▲ 443% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €71k | €64k | €58k | €140k | €160k | ▲ 14.1% |
| Equity10/15 | €-7k | €-13k | €-27k | €2k | €24k | ▲ 1,284% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Capital10 | €62k | €62k | €62k | €62k | €62k | = |
| Issued capital100 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €632 | €632 | €632 | €632 | €632 | = |
| Non-distributable reserves130/1 | €632 | €632 | €632 | €632 | €632 | = |
| Legal reserve130 | €632 | €632 | €632 | €632 | €632 | = |
| Profit (loss) carried forward14 | €-69k | €-75k | €-90k | €-61k | €-38k | ▲ 36.9% |
| Amounts payable17/49 | €78k | €77k | €85k | €138k | €136k | ▼ 2.0% |
| Amounts payable within one year42/48 | €78k | €77k | €85k | €138k | €136k | ▼ 2.0% |
| Trade debts44 | €54 | - | €5k | €10k | €22k | ▲ 127% |
| Suppliers440/4 | €54 | - | €5k | €10k | €22k | ▲ 127% |
| Advances received on contracts in progress46 | - | - | - | - | €240 | - |
| Taxes, remuneration and social security45 | - | - | - | €5k | €3k | ▼ 48.1% |
| Taxes450/3 | - | - | - | €3k | €245 | ▼ 91.3% |
| Remuneration and social security454/9 | - | - | - | €2k | €3k | ▲ 0.6% |
| Other amounts payable47/48 | €78k | €77k | €80k | €123k | €111k | ▼ 10.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-3k | €-6k | €-15k | €29k | €22k | ▼ 23.0% |
| + Depreciation and write-downs630 | €7k | €7k | €7k | €11k | €11k | ▲ 0.1% |
| Operating cash flow (approximation) | €3k | €880 | €-8k | €40k | €33k | ▼ 16.8% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €-35k | €-23k | ▲ 34.3% |
| Change in cash | - | €126 | €-110 | €14k | €11k | ▼ 18.5% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €29k
Net result €29k after 4 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €267
Net result €267 after one loss-making year.
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tienen · 1 establishment unit since 1999
Ground area
424 m²
Building footprint
278 m²
Volume, LiDAR
1,497 m³
2 parcels, Flanders · tallest building 13.4 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Ter Doeststraat 11, 8380 Brugge
since 19992.089.994.860
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24593G0707/00W000 | Flanders | 221 m² | 1 · 143 m² | 13.4 m · 1 fl. |
| 31016B0812/00B004 | Flanders | 202 m² | 1 · 135 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,075 companies in sector 47750 we hold annual accounts for 517. 399 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded11-12-1998
Fiscal year end31-12
Activities, NACEBEL 2025
47750Retail sale of cosmetics and toilet articles
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.