Financials
- Fiscal year
- 2025
- Total assets
- €80,949
- Loss
- -€3,439
- Solvency
- 55.9%
Total assets▼ 17.4%
Net result
20182025
IMAGINE CONCEPT
ActiveSummary
IMAGINE CONCEPT has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45,284 and a net result of -€3,439. Equity is growing by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 62% of 1103 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
What they do
Civil engineering
NACE 42212NACE 45230
#9 oldest company in Mettet, Construction sector1 site
How big
€80,949total assets 2025
- Equity
- €45,284
- Loss
- -€3,439
Turnover not published (abridged schema)
Who decides
Accounts 57 d early0 of 2 deeds read
Why 82- Loss of €3,439, the second in a row (FY 2025)- Sector Civil engineering (NACE 42)- Liquidity: current ratio 0.72, cash €3,255, halved+ Founded in 1996Show the evidence
Checked score
Score 2025
82
/ 100
Excellent
Probability in this band: under 0.55%
Better than 37% of its sector peers (NACE 42, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
81+6
equity 55.9% of total assets
Liquidity
34-5
short-term debt 44.1% · cash 4.0%
Profitability
63=
return on assets -4.2%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Founded in 1996 lowers the probability for this profile
- Loss of €3,439, the second in a row (FY 2025) raises the probability
- Sector Civil engineering (NACE 42) raises the probability
- Liquidity: current ratio 0.72, cash €3,255, halved raises the probability
Credit up to €3,500 at 30 days acceptable
Liquidity short (current ratio 0.72 against 0.84 in 2024; short-term debt: 44.1% and cash: 4% of total assets), and 44.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 42, micro). Better than this share of them on solvency 63%, liquidity 24%, profitability 32%, growth against the median 28%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€3,439
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
57 d early
2024
8 d late
2023
8 d early
2022
457 d late
2021
30 d late
2020
31 d late
2019
66 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 75 days after the deadline; the sector median for financial year 2024 is 2 days before the deadline, and 41% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 August (4 of the last 5 filed years within 65 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€4,598
Key points
By topic
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 04-06-2026Annual accounts filed
- 08-08-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company (pre-2019)
- Activity
- Civil engineeringNACE 42212
- Founded
- 16-07-1996
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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