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IMAG

Active
Private limited companyfounded 20224 yrs activeRue de Mettet 68, 5620 Florennes, BelgiumKBO/BCE: BE 0787.729.872
Summary

IMAG has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €94,345 and a net result of €86,318. Equity is growing by ~543.4% per year across the filed fiscal years. Its solvency ranks better than 60% of 15375 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100▲+56
Solvency93▲+32
Growth78▲+26
Track record94
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 2.93 against 1.57 in 2023; short-term debt: 32.4% and cash: 21.7% of total assets), and 32.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-06-2025, 45 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
not confirmed
2024
45 d early
2023
51 d early
2022
56 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 51 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

IMAG was incorporated on 28 June 2022 as a Private limited company.1 Total assets rose from EUR 40,092 in 2022 to EUR 139,504 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€94,345▲ 1,075%
2023 · €8,027
Total assets
€139,504▲ 528%
2023 · €22,203
Net result
€86,318▲ 9,342%
2023 · €914
Working capital
€87,283▲ 987%
2023 · €8,027
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202220232024
Operating result€4,722-€4,518▼ 4.3%€113,367▲ 2,409%
Net result€2,612below the sector's middle half-€914below the sector's middle half▼ 65.0%€86,318above the sector's middle half▲ 9,342%
Equity€7,112below the sector's middle half-€8,027below the sector's middle half▲ 12.9%€94,345within the sector's middle half▲ 1,075%
Total assets€40,092below the sector's middle half-€22,203below the sector's middle half▼ 44.6%€139,504within the sector's middle half▲ 528%
Debt€32,980-€14,176▼ 57.0%€45,159▲ 219%
Working capital-€4,293below the sector's middle half-€8,027below the sector's middle half€87,283within the sector's middle half▲ 987%
Solvency17.7%below the sector's middle half-36.2%within the sector's middle half▲ 18.4pp67.6%within the sector's middle half▲ 31.5pp
Current ratio0.87below the sector's middle half-1.57within the sector's middle half▲ 0.702.93within the sector's middle half▲ 1.37
Return on assets (ROA)6.5%within the sector's middle half-4.1%below the sector's middle half▼ 2.4pp61.9%above the sector's middle half▲ 57.8pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€50,000€100,000Operating result 2022: €4,722€4,722Net result 2022: €2,612€2,612Operating result 2023: €4,518€4,518Net result 2023: €914€914Operating result 2024: €113,367€113,367Net result 2024: €86,318€86,318202220232024€0€50,000€100,000Operating result 2022: €4,722€4,720Net result 2022: €2,612€2,610Operating result 2023: €4,518€4,520Net result 2023: €914€914Operating result 2024: €113,367€113,000Net result 2024: €86,318€86,300202220232024
The operating result recovers in 2024; 2024 is 2,409% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €139,504
Fixed assets €7,062
Current assets €132,442
Equity and liabilities €139,504
Equity €94,345 ▲ 1,075%
Debt €45,159 ▲ 219%
Debt's share of the balance-sheet total falls from 63.8% to 32.4%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€113,690▲
2023 · €5,493
Cash flow
€86,642▲
2023 · €1,889
Debt to equity
0.48▼
2023 · 1.77
ROE
91.5%▲
2023 · 11.4%
Interest coverage
44.31▲
2023 · 2.46
Debt ≤ 1 year
€45,159▲
2023 · €14,176
Income taxes
€24,483▲
2023 · €1,375
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,276 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
2.2% stopped otherwise
96% still going

A further 0.5% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,276 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 35 lines
Balance sheet Code20232024
Assets
Total assets20/58€22,203€139,504▲
Formation expenses20€0-
Fixed assets21/28€0€7,062▲
Tangible fixed assets22/27€0€7,062▲
Plant, machinery and equipment23-€7,062
Furniture and vehicles24€0-
Current assets29/58€22,203€132,442▲
Amounts receivable within one year40/41€1,435€100,000▲
Trade receivables40-€100,000
Other amounts receivable41€1,435€0▼
Cash at bank and in hand54/58€19,582€30,228▲
Deferred charges and accrued income490/1€1,186€2,214▲
Equity and liabilities
Total equity and liabilities10/49€22,203€139,504▲
Equity10/15€8,027€94,345▲
Contributions10/11€4,500€4,500=
Profit (loss) carried forward14€3,527€89,845▲
Amounts payable17/49€14,176€45,159▲
Amounts payable within one year42/48€14,176€45,159▲
Trade debts44€619€7,879▲
Suppliers440/4€619€7,879▲
Taxes, remuneration and social security45€11,356€35,119▲
Taxes450/3€11,356€35,119▲
Other amounts payable47/48€2,201€2,160▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€975€323▼
Other operating charges640/8€1,744€366▼
Gross operating margin9900€7,237€114,057▲
Operating profit (loss)9901€4,518€113,367▲
Financial charges65/66B€2,229€2,566▲
Recurring financial charges65€2,229€2,566▲
Profit (loss) for the period before taxes9903€2,289€110,801▲
Income taxes67/77€1,375€24,483▲
Profit (loss) for the period9904€914€86,318▲
Profit (loss) for the period to be appropriated9905€914€86,318▲
Appropriation of the result
Profit (loss) to be appropriated9906€3,527€89,845▲
Profit (loss) brought forward from the previous period14P€2,612€3,527▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,491€975€323▼ 66.8%
Other operating charges640/8€658€1,744€366▼ 79.0%
Gross operating margin9900€9,870€7,237€114,057▲ 1,476%
Operating profit (loss)9901€4,722€4,518€113,367▲ 2,409%
Financial charges65/66B€54€2,229€2,566▲ 15.1%
Recurring financial charges65€54€2,229€2,566▲ 15.1%
Profit (loss) for the period before taxes9903€4,668€2,289€110,801▲ 4,741%
Income taxes67/77€2,056€1,375€24,483▲ 1,681%
Profit (loss) for the period9904€2,612€914€86,318▲ 9,342%
Profit (loss) for the period to be appropriated9905€2,612€914€86,318▲ 9,342%
Line202220232024Change
Assets
Total assets20/58€40,092€22,203€139,504▲ 528%
Formation expenses20€975€0--
Fixed assets21/28€10,431€0€7,062-
Tangible fixed assets22/27€10,431€0€7,062-
Plant, machinery and equipment23--€7,062-
Furniture and vehicles24€10,431€0--
Current assets29/58€28,687€22,203€132,442▲ 497%
Amounts receivable within one year40/41-€1,435€100,000▲ 6,869%
Trade receivables40--€100,000-
Other amounts receivable41-€1,435€0▼ 100%
Cash at bank and in hand54/58€23,020€19,582€30,228▲ 54.4%
Deferred charges and accrued income490/1€5,667€1,186€2,214▲ 86.6%
Equity and liabilities
Total equity and liabilities10/49€40,092€22,203€139,504▲ 528%
Equity10/15€7,112€8,027€94,345▲ 1,075%
Contributions10/11€4,500€4,500€4,500=
Profit (loss) carried forward14€2,612€3,527€89,845▲ 2,448%
Amounts payable17/49€32,980€14,176€45,159▲ 219%
Amounts payable within one year42/48€32,980€14,176€45,159▲ 219%
Trade debts44€5,838€619€7,879▲ 1,172%
Suppliers440/4€5,838€619€7,879▲ 1,172%
Taxes, remuneration and social security45€10,161€11,356€35,119▲ 209%
Taxes450/3€10,161€11,356€35,119▲ 209%
Other amounts payable47/48€16,981€2,201€2,160▼ 1.8%
Line202220232024Change
Profit (loss) for the period9904€2,612€914€86,318▲ 9,342%
+ Depreciation and write-downs630€4,491€975€323▼ 66.8%
Operating cash flow (approximation)€7,103€1,889€86,642▲ 4,487%
Investment in fixed assets (approximation)-€9,456-€7,386▼ 178%
Change in cash--€3,438€10,646▲ 410%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
16-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2022net €86,318 ▲9,342%
Operating result €113,367, net result €86,318, both a record.
10-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €914 ▼65%
Net result drops to €914, the lowest in the series; recovery starts the following year.
05-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Florennes · 1 establishment unit since 2022
seat establishment The establishment unit on the map
Ground area
487 m²
Building footprint
241 m²
Parcel 93022L0213/00Z004, Wallonia. Linked by address, not a title deed.
7 companies at this address See who is registered here
1 establishment unit
IMAG
Rue de Mettet 68, 5620 FlorennesActivities of notaries
since 20222.332.669.856
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
93022L0213/00Z004 Wallonia 487 m² 1 · 241 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,261 companies in sector 69102 we hold annual accounts for 1,755. 1,308 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded28-06-2022
Fiscal year end31-12
Activities, NACEBEL 2025
69102Activities of notaries
E-invoicing
Reachable via Peppol
Peppol ID 0208:0787729872
Also 9925:BE0787729872
Registered 19-12-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.