IMAANI
ActiveSummary
IMAANI has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.56M and a net result of €15k. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 67% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▼-15
Solvency94▲+1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €120k at 30 days acceptable
Liquidity ample (current ratio 3.91 against 3.92 in 2024; short-term debt: 11.4% and cash: 20% of total assets), and 30.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.4%
Return on assets
0.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
6 d late
2023
19 d late
2022
3 d late
2021
18 d late
2020
24 d early
2019
20 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.56M▲ 1.0%
2024 · €1.54M
2018: €1.40M
2019: €1.42M
2020: €1.44M
2021: €1.54M
2022: €1.60M
2023: €1.49M
2024: €1.54M
2018 → 2025
Total assets
€2.24M▼ 1.6%
2024 · €2.28M
2018: €2.14M
2019: €2.06M
2020: €2.09M
2021: €2.15M
2022: €2.22M
2023: €2.18M
2024: €2.28M
2018 → 2025
Net result
€15k▼ 73.7%
2024 · €58k
2018: €124k
2019: €16k
2020: €20k
2021: €117k
2022: €85k
2023: €9k
2024: €58k
2018 → 2025
Working capital
€744k▲ 1.7%
2024 · €731k
2018: €224k
2019: €271k
2020: €674k
2021: €766k
2022: €823k
2023: €704k
2024: €731k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.54M-€1.60M▲ 3.9%€1.49M▼ 7.2%€1.54M▲ 3.9%€1.56M▲ 1.0%
Operating result€193k-€148k▼ 23.2%€43k▼ 70.8%€118k▲ 174%€55k▼ 53.8%
Net result€117k-€85k▼ 27.4%€9k▼ 89.1%€58k▲ 521%€15k▼ 73.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 54% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.24M
Fixed assets
€1.25M ▼ 4.1%
Current assets
€999k ▲ 1.8%
Equity and liabilities €2.24M
Equity
€1.56M ▲ 1.0%
Debt
€687k ▼ 6.9%
Debt's share of the balance-sheet total falls from 32.3% to 30.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€108k▼
2024 · €173k
Cash flow
€69k▼
2024 · €112k
Current ratio
3.91▼
2024 · 3.92
Debt to equity
0.44▼
2024 · 0.48
ROE
1.0%▼
2024 · 3.7%
ROA
0.7%▼
2024 · 2.5%
Interest coverage
3.12▼
2024 · 4.65
Debt ≤ 1 year
€256k▲
2024 · €250k
Debt > 1 year
€395k▼
2024 · €450k
Income taxes
€12k▼
2024 · €33k
Staff costs
€62k▼
2024 · €95k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 50 lines
Balance sheet
Code20242025
Assets
Total assets20/58€2.28M€2.24M▼
Fixed assets21/28€1.30M€1.25M▼
Tangible fixed assets22/27€256k€202k▼
Land and buildings22€149k€123k▼
Furniture and vehicles24€107k€80k▼
Financial fixed assets28€1.04M€1.04M=
Current assets29/58€982k€999k▲
Amounts receivable within one year40/41€432k€546k▲
Trade receivables40€64k€120k▲
Other amounts receivable41€368k€426k▲
Current investments50/53€300k€0▼
Cash at bank and in hand54/58€236k€448k▲
Deferred charges and accrued income490/1€13k€5k▼
Equity and liabilities
Total equity and liabilities10/49€2.28M€2.24M▼
Equity10/15€1.54M€1.56M▲
Contributions10/11€29k€29k=
Reserves13€1.51M€1.53M▲
Distributable reserves133€1.51M€1.53M▲
Profit (loss) carried forward14€0-
Amounts payable17/49€737k€687k▼
Amounts payable after more than one year17€450k€395k▼
Financial debts170/4€450k€395k▼
Amounts payable within one year42/48€250k€256k▲
Current portion of amounts payable after more than one year42€55k€55k=
Trade debts44€11k€10k▼
Suppliers440/4€11k€10k▼
Taxes, remuneration and social security45€26k€25k▼
Taxes450/3€19k€18k▼
Remuneration and social security454/9€7k€7k▲
Other amounts payable47/48€158k€165k▲
Accrued charges and deferred income492/3€37k€36k▼
Income statement
Code20242025
Remuneration, social security and pensions62€95k€62k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€55k€54k▼
Other operating charges640/8€14k€5k▼
Gross operating margin9900€282k€175k▼
Operating profit (loss)9901€118k€55k▼
Financial income75/76B€9k€7k▼
Recurring financial income75€9k€7k▼
Financial charges65/66B€37k€35k▼
Recurring financial charges65€37k€35k▼
Profit (loss) for the period before taxes9903€91k€27k▼
Income taxes67/77€33k€12k▼
Profit (loss) for the period9904€58k€15k▼
Profit (loss) for the period to be appropriated9905€58k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€58k€15k▼
Transfer from equity791/2€0-
Transfer to equity691/2€58k€15k▼
To other reserves6921€58k€15k▼
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
19-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 19 days late
2023
31-12
Financial
Weakest financial yearnet €9k ▼89.1%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
07-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 7.00
Current ratio from 1.61 to 7.00; short-term debt falls from €444k to €112k.
20-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 30 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Roeselare · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Delaerestraat 2A8800 RoeselareGround area
766 m²
Building footprint
764 m²
Volume, LiDAR
8,620 m³
Parcel 36502B0055/00S000, Flanders · tallest building 17.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
IMAANI
since 20072.161.739.327
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36502B0055/00S000 | Flanders | 766 m² | 1 · 764 m² | 17.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
HUBERTY & BREYNE GALLERY
BE 0821.063.230
Elsene · Eq €1,570,058
FLANDERS TECHNOLOGY INTERNATIONAL
BE 0434.183.579
Mechelen · Eq €1,581,311
ABELINA
BE 0837.124.153
Brussel · Eq €1,582,001
ETERNITE
BE 0534.472.770
Vorst · Eq €1,590,100
De Hoorn X
BE 0849.014.076
Leuven · Eq €1,522,728
Of 4,571 companies in sector 82300 we hold annual accounts for 1,671. 610 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2007
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
82300Organisation of conventions and trade shows
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
70200Business and other management consultancy
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.