IMA Consult
ActiveSummary
IMA Consult has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €172,487 and a net result of €70,006. Equity is growing by ~64.7% per year across the filed fiscal years. Its solvency ranks better than 74% of 12788 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency100▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity ample (current ratio 5.34 against 3.58 in 2024; short-term debt: 16.3% and cash: 79.1% of total assets), and 22.5% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.5%
Return on assets
31.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-04-2026, 121 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
121 d early
2024
46 d early
2023
33 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 67 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€172,487▲ 68.3%
2024 · €102,481
Total assets
€222,611▲ 43.2%
2024 · €155,479
Net result
€70,006▲ 11.8%
2024 · €62,641
Working capital
€157,984▲ 83.8%
2024 · €85,961
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€48,568-€81,384▲ 67.6%€89,546▲ 10.0%
Net result€38,340-€62,641▲ 63.4%€70,006▲ 11.8%
Equity€39,840-€102,481▲ 157%€172,487▲ 68.3%
Total assets€56,883-€155,479▲ 173%€222,611▲ 43.2%
Debt€17,043-€52,998▲ 211%€50,125▼ 5.4%
Working capital€34,113-€85,961▲ 152%€157,984▲ 83.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €222,611
Fixed assets
€28,249 ▼ 22.0%
Current assets
€194,362 ▲ 63.0%
Equity and liabilities €222,611
Equity
€172,487 ▲ 68.3%
Debt
€50,125 ▼ 5.4%
Debt's share of the balance-sheet total falls from 34.1% to 22.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€98,401▲
2024 · €89,146
Cash flow
€78,861▲
2024 · €70,404
Current ratio
5.34▲
2024 · 3.58
Debt to equity
0.29▼
2024 · 0.52
ROE
40.6%▼
2024 · 61.1%
ROA
31.4%▼
2024 · 40.3%
Interest coverage
96.59▲
2024 · 79.17
Debt ≤ 1 year
€36,378▲
2024 · €33,302
Debt > 1 year
€13,746▼
2024 · €19,697
Income taxes
€19,822▲
2024 · €17,616
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 39,275 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 39,275 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,641 | €7,762 | €8,855 | ▲ 14.1% |
| Other operating charges640/8 | €345 | €1,293 | €407 | ▼ 68.5% |
| Non-recurring operating charges66A | - | - | €127 | - |
| Gross operating margin9900 | €50,554 | €90,439 | €98,935 | ▲ 9.4% |
| Operating profit (loss)9901 | €48,568 | €81,384 | €89,546 | ▲ 10.0% |
| Financial income75/76B | €0 | - | €1,300 | - |
| Recurring financial income75 | €0 | - | €1,300 | - |
| Financial charges65/66B | €6 | €1,126 | €1,019 | ▼ 9.5% |
| Recurring financial charges65 | €6 | €1,126 | €1,019 | ▼ 9.5% |
| Profit (loss) for the period before taxes9903 | €48,562 | €80,258 | €89,828 | ▲ 11.9% |
| Income taxes67/77 | €10,223 | €17,616 | €19,822 | ▲ 12.5% |
| Profit (loss) for the period9904 | €38,340 | €62,641 | €70,006 | ▲ 11.8% |
| Profit (loss) for the period to be appropriated9905 | €38,340 | €62,641 | €70,006 | ▲ 11.8% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €56,883 | €155,479 | €222,611 | ▲ 43.2% |
| Fixed assets21/28 | €5,727 | €36,217 | €28,249 | ▼ 22.0% |
| Tangible fixed assets22/27 | €5,727 | €36,217 | €28,249 | ▼ 22.0% |
| Furniture and vehicles24 | €5,727 | €36,217 | €28,249 | ▼ 22.0% |
| Current assets29/58 | €51,156 | €119,262 | €194,362 | ▲ 63.0% |
| Amounts receivable after more than one year29 | €0 | - | - | - |
| Other amounts receivable291 | €0 | - | - | - |
| Amounts receivable within one year40/41 | €16,133 | €33,753 | €16,133 | ▼ 52.2% |
| Trade receivables40 | €14,133 | €33,753 | €16,133 | ▼ 52.2% |
| Other amounts receivable41 | €2,000 | €0 | €0 | - |
| Current investments50/53 | - | €50,000 | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €33,676 | €33,644 | €176,049 | ▲ 423% |
| Deferred charges and accrued income490/1 | €1,347 | €1,866 | €2,180 | ▲ 16.8% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €56,883 | €155,479 | €222,611 | ▲ 43.2% |
| Equity10/15 | €39,840 | €102,481 | €172,487 | ▲ 68.3% |
| Contributions10/11 | €1,500 | €1,500 | €1,500 | = |
| Profit (loss) carried forward14 | €38,340 | €100,981 | €170,987 | ▲ 69.3% |
| Amounts payable17/49 | €17,043 | €52,998 | €50,125 | ▼ 5.4% |
| Amounts payable after more than one year17 | - | €19,697 | €13,746 | ▼ 30.2% |
| Financial debts170/4 | - | €19,697 | €13,746 | ▼ 30.2% |
| Amounts payable within one year42/48 | €17,043 | €33,302 | €36,378 | ▲ 9.2% |
| Current portion of amounts payable after more than one year42 | - | €5,715 | €5,950 | ▲ 4.1% |
| Trade debts44 | €0 | €82 | €78 | ▼ 4.3% |
| Suppliers440/4 | €0 | €82 | €78 | ▼ 4.3% |
| Taxes, remuneration and social security45 | €17,043 | €27,505 | €27,703 | ▲ 0.7% |
| Taxes450/3 | €17,043 | €26,505 | €27,703 | ▲ 4.5% |
| Remuneration and social security454/9 | - | €1,000 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | €0 | €2,647 | - |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €38,340 | €62,641 | €70,006 | ▲ 11.8% |
| + Depreciation and write-downs630 | €1,641 | €7,762 | €8,855 | ▲ 14.1% |
| Operating cash flow (approximation) | €39,980 | €70,404 | €78,861 | ▲ 12.0% |
| Investment in fixed assets (approximation) | - | -€38,252 | -€887 | ▲ 97.7% |
| Change in cash | - | -€33 | €142,406 | ▲ 435,192% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €70,006 ▲11.8%
Operating result €89,546, net result €70,006, both a record.
31-12
Financial
Equity above €150,000Eq €172,487 ▲68.3%
3 profitable years in a row build equity to €172,487.
15-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €100,000Eq €102,481 ▲157%
2 profitable years in a row build equity to €102,481.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 2023
Ground area
1,541 m²
Building footprint
82 m²
Parcel 62083B0389/00B000, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMA Consult
since 20232.344.243.144
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62083B0389/00B000 | Wallonia | 1,541 m² | 1 · 82 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,174 companies in sector 69201 we hold annual accounts for 7,638. 6,493 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0800950675
Also
9925:BE0800950675
Registered
03-09-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.