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IMA 12

Active
Private limited companyfounded 2015active for 10 yearsKoekheideweg(LIN) 4, 3210 Lubbeek, BelgiumKBO/BCE: BE 0642.736.549

From the official registers: KBO 10 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

IMA 12 has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€127,578) and a net result of €31,874. Equity has been shrinking by about 14% per year since 2018. Its solvency ranks better than 10% of 17,119 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Official details

KBO
Status
Active since 09-11-2015 Normal situation
Activity
Renting and operating of own or leased non-residential real estate, excluding land NACE 68203
Financial year end
31 December
Peppol
Reachable since 17-12-2025

Board and ownership

Board
  • Added Value Services NVDirector
  • Decroos Hans PhilipDirector

Financial position

56 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Annual accounts 2025
Gross margin
€102,893
▲ 5.4%
Turnover
≈ €140,000
estimated
Profit
€31,874
▲ 39.6%
Equity
-€127,578
▲ 20.0%
Total assets
€708,146
▲ 7.3%
Filed on 08-07-2026, 23 days before the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityNegative equity -€127,578No registered site in the KBOlowers riskSize: total assets €708,146Figures for financial year 2025 (filed on 08-07-2026)Show the evidence

Checked score

Score 2025
56 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 55% of micro companies in real estate (NACE 68)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 7+6
equity -18.0% of total assets
Liquidity 57+6
short-term debt 8.4% · cash 5.4%
Profitability 74+1
return on assets 4.5%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,628 companies, NACE 68, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.0%▼ -0.1 percentage points vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.6%▼ -0.5 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.5%▼ -0.1 percentage points vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%▼ -0.1 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.6%▲ +0.1 percentage points vs 06-2026 08-2026: 0.3%▼ -0.3 percentage points vs 07-2026lowest value 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
No credit on open account
Liquidity is ample, with a current ratio of 6.55 (4.93 in 2024), above the usual 1.5. Short-term debt is 8.4% and cash 5.4% of total assets. However, equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 10% of them on solvency, 68% on liquidity, 68% on profitability and 75% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €708,146
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€127,578
NBB · annual accounts
raises risk · No registered site in the KBO
KBO · seat and establishments
lowers risk · Figures for financial year 2025 (filed on 08-07-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 17119 sector peers (2025).
NBB · sector comparison
Position among 17119 sector peers
Solvency
better than 10%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
14 days early
2023
27 days late
2022
60 days early
2021
38 days early
2020
53 days early
2019
36 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 July (4 of the last 5 accounts filed within 37 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€127,578 View
  • Caution: Less equity than 95% of companies in real estatesector median €73,313 · 17,134 companies -€127,578 View

Comparable companies

These companies have the same main activity as IMA 12: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €696,000 and €836,000, founded between 2014 and 2017.

CompanyTotal assetsGross margin
IMA 12 Lubbeek€708,146€102,893
M-en-M Grobbendonk€820,606€103,423
PATRIMONING IMMO Mons€696,477€102,273
Immo Provo Lille€721,268€96,894
SCAB INVEST Namur€738,523€91,609
G&K Invest Retie€836,193€103,422
Van Loy M & I Herselt€754,832€119,241
Full comparison

Documents

Annual accounts at the NBB

All 10 annual accounts

Articles and registers

Key facts about IMA 12

What is the company number of IMA 12?
The company number of IMA 12 is 0642.736.549. The VAT number is the same number with BE in front: BE 0642.736.549.
Where is IMA 12 based?
The registered office is at Koekheideweg(LIN) 4, 3210 Lubbeek.Company details
What does IMA 12 do?
According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
What is the legal form of IMA 12?
The legal form of IMA 12 is Private limited company (BV).
When was IMA 12 founded?
IMA 12 was founded on 09-11-2015.
Is IMA 12 still active?
Yes, IMA 12 is an active enterprise in the KBO register.
What is the turnover of IMA 12?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €102,893 and 37 comparable companies (NACE 68203). It probably lies between €110,000 and €220,000.Financials
Is IMA 12 profitable?
In financial year 2025, IMA 12 made a profit of €31,874.
Where can I find the annual accounts of IMA 12?
IMA 12 filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of IMA 12 due?
IMA 12 must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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