Financials
- Fiscal year
- 2025
- Total assets
- €828,697
- Profit
- €149,027
- Solvency
- 35.5%
Total assets▲ 10.5%
Net result
20242025
ILUME
ActiveSummary
ILUME has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €293,878 and a net result of €149,027. Its solvency ranks better than 34% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Activities of head offices
NACE 70100
1 site
Size
€828,697total assets 2025
- Equity
- €293,878
- Profit
- €149,027
Turnover not published (abridged schema)
Structure
Accounts 51 d early0 of 1 deed read
Why 95+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €828,697+ Liquidity: current ratio 2.00, cash €204,810+ Figures for FY 2025 (filed 10-03-2026)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 64% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
60+15
equity 35.5% of total assets
Liquidity
79+25
short-term debt 13.3% · cash 24.7%
Profitability
91+27
return on assets 18.0%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 12 months
11-2025: 0.1%
12-2025: 0.1%▲ +4.1% vs 11-2025
01-2026: 0.1%▲ +3.9% vs 12-2025
02-2026: 0.1%▲ +15.2% vs 01-2026
03-2026: 0.1%▲ +19.8% vs 02-2026highest value
04-2026: < 0.1%▼ -66.1% vs 03-2026lowest value
05-2026: < 0.1%● 0.0% vs 04-2026lowest value
06-2026: < 0.1%● 0.0% vs 05-2026lowest value
07-2026: < 0.1%● 0.0% vs 06-2026lowest value
08-2026: < 0.1%● 0.0% vs 07-2026lowest value
09-2026: < 0.1%● 0.0% vs 08-2026lowest value
10-2026: < 0.1%● 0.0% vs 09-2026lowest value
- Sector Activities of head offices; management consultancy activities (NACE 70) lowers the probability
- Size: total assets €828,697 lowers the probability for this profile
- Liquidity: current ratio 2.00, cash €204,810 lowers the probability
- Figures for FY 2025 (filed 10-03-2026) lowers the probability
Credit up to €25,000 at 30 days only on tighter terms
Liquidity ample (current ratio 2.0 against 1.36 in 2024; short-term debt: 13.3% and cash: 24.7% of total assets), but 64.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 34%, liquidity 70%, profitability 61%, growth against the median 89%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2023, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 10-03-2026, 51 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
51 d early
2024
44 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 48 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-09-2026 close02-10-2026 today30-04-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €200,000Eq €293,878 ▲101%
- Annual accounts filedfiscal year 2024 · abbreviated…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
- Next accounts
- by 30-04-2027
- 10-03-2026Annual accounts filed
- 30-09-2025Equity above €200,000
- 17-03-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Activities of head officesNACE 70100
- Founded
- 09-10-2023
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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