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ILSE H.

Active
Private limited companyfounded 2015active for 11 yearsHamontweg 38, 3680 Maaseik, BelgiumKBO/BCE: BE 0568.682.294
Summary

ILSE H. has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €252,549 and a net result of €30,896. Equity has been growing by about 4.2% per year since 2019. Its solvency ranks better than 67% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 12-01-2015 Normal situation
Activity
Retail sale of clothing and accessories for women, men, children and babies (general range) NACE 47716and 2 others
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 31-03-2025
Establishment units
2.238.201.457 3960 Bree, since 12-01-2015
2.265.480.926 3960 Bree, since 01-07-2016
Financial year end
31 March
Peppol
Reachable since 09-03-2026

Board and ownership

Board

Financial position

86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts to 31-03-2025
Gross margin
€195,705
▼ 5.4%
Turnover
≈ €910,000
estimated
Profit
€30,896
▼ 33.8%
Equity
€252,549
▲ 13.9%
Total assets
€473,890
▼ 13.0%
Employees on 31-03-2025
3
=
  • 2026 accounts not filed, 3 days past the deadline
Score breakdownraises riskFigures for financial year 2025 (filed on 11-11-2025)lowers riskLiquidity: current ratio 2.06, cash €100,382Equity €252,549 (53.3% of total assets)Founded in 2015Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 66% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 78+12
equity 53.3% of total assets
Liquidity 60+6
short-term debt 36.2% · cash 21.2%
Profitability 77-2
return on assets 6.5%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 0.2% 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.3%▲ +0.1 percentage points vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.7%▲ +0.4 percentage points vs 10-2025highest value 12-2025: 0.2%▼ -0.5 percentage points vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.1%▼ -0.1 percentage points vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.2%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.3%▲ +0.1 percentage points vs 09-2026 11-2026: 0.4%▲ +0.1 percentage points vs 10-2026
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.06 (1.58 in 2024), above the usual 1.5. Short-term debt is 36.2% and cash 21.2% of total assets. 46.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 67% of them on solvency, 67% on liquidity, 65% on profitability and 66% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
lowers risk · Liquidity: current ratio 2.06, cash €100,382
NBB · annual accounts
raises risk · Figures for financial year 2025 (filed on 11-11-2025)
NBB · annual accounts
lowers risk · Equity €252,549 (53.3% of total assets)
NBB · annual accounts
lowers risk · Founded in 2015
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · 2025 accounts filed 11 days late
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 11-11-2025, 11 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 9 filings
Deviation from the deadline
2026
not filed
2025
11 days late
2024
21 days early
2023
4 days early
2021
33 days early
2020
42 days early
2019
44 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 22 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed 2 directors resigning, 2 reappointedResignations: MARX Alain Joseph Fernand (manager) and HELLINGS Ilse (manager) · Reappointments: MARX Alain Joseph Fernand (director) and HELLINGS Ilse (director)
  2. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have the same main activity as ILSE H.: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €518,000 and €596,000, founded between 2014 and 2017.

CompanyTotal assetsGross margin
ILSE H. Maaseik€473,890€195,705
DIMALDO Hasselt€558,472€204,012
OBJET FABULEUX Gent€556,717€213,220
Stone Island Antwerp Antwerpen€555,766€266,162
O' STREET Namur€595,884€141,321
NZA STORE KNOKKE Knokke-Heist€555,411€246,532
PAND 87 Lier€517,782€125,234
Full comparison

Key facts about ILSE H.

What is the company number of ILSE H.?
The company number of ILSE H. is 0568.682.294. The VAT number is the same number with BE in front: BE 0568.682.294.
Where is ILSE H. based?
The registered office is at Hamontweg 38, 3680 Maaseik.Company details
What does ILSE H. do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of ILSE H.?
The legal form of ILSE H. is Private limited company (BV).
When was ILSE H. founded?
ILSE H. was founded on 12-01-2015.
Is ILSE H. still active?
Yes, ILSE H. is an active enterprise in the KBO register.
How many employees does ILSE H. have?
ILSE H. had an average of 2.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ILSE H. fall under?
In its 31-03-2025 annual accounts, ILSE H. states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of ILSE H.?
The turnover in financial year 2025 is ≈ €910,000. This figure is estimated from the gross margin of €195,705 and 51 comparable companies (NACE 477). It probably lies between €620,000 and €1.8m.
Is ILSE H. profitable?
In financial year 2025, ILSE H. made a profit of €30,896.
Where can I find the annual accounts of ILSE H.?
ILSE H. filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.

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