Financials
- Fiscal year
- 2025
- Total assets
- €229,964
- Profit
- €46,279
- Solvency
- 58.5%
Total assets▲ 80.4%
Net result
20242025
Ilse Dams
ActiveSummary
The computed 12-month bankruptcy probability of Ilse Dams is 1.8% (moderate). The 2025 annual accounts show equity of €134,563 and a net result of €46,279. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
What they do
Activity not known1 site
How big
€229,964total assets 2025
- Equity
- €134,563
- Profit
- €46,279
Turnover not published (abridged schema)
Who decides
Accounts 15 d early0 of 1 deed read
Why 55- Founded in 2023- Liquidity: current ratio 2.75, cash €426- Profit of €46,279 (FY 2025)+ Size: total assets €229,964Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 58% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
84-10
equity 58.5% of total assets
Liquidity
36-1
short-term debt 32.0% · cash 0.2%
Profitability
94-6
return on assets 20.1%
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 3 months
08-2026: 1.8%highest value
09-2026: 1.8%● 0.0% vs 08-2026highest value
10-2026: 1.8%● 0.0% vs 09-2026highest value
- Founded in 2023 raises the probability for this profile
- Size: total assets €229,964 lowers the probability for this profile
- Liquidity: current ratio 2.75, cash €426 raises the probability
- Profit of €46,279 (FY 2025) raises the probability
Credit up to €7,000 at 30 days acceptable
Liquidity ample (current ratio 2.75 against 3.22 in 2024; short-term debt: 32% and cash: 0.2% of total assets), and 41.5% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 50%, liquidity 20%, profitability 76%, growth against the median 87%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
15 d early
2024
17 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 16 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Equity above €100,000Eq €134,563 ▲52.4%
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
- Next accounts
- by 31-07-2027
- 16-07-2026Annual accounts filed
- 31-12-2025Equity above €100,000
- 14-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 12-04-2023
- Year ends
- 31-12
- Peppol
- No longer on Peppol
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