ILOPES
ActiveILOPES has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €-13k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 45% of 8623 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability10▼-80
Solvency72▲+1
Growth52=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.54 against 1.57 in 2024; short-term debt: 47.3% and cash: 2.3% of total assets), but 52.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.4%
Return on assets
-6.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-08-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
18 d late
2024
26 d late
2023
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€89k▼ 12.8%
2024 · €102k
2023: €65k
2024: €102k
2023 → 2025
Total assets
€188k▼ 16.1%
2024 · €224k
2023: €126k
2024: €224k
2023 → 2025
Net result
€-13k
2024 · €37k
2023: €60k
2024: €37k
2023 → 2025
Working capital
€48k▼ 20.1%
2024 · €60k
2023: €62k
2024: €60k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€65k-€102k▲ 57.6%€89k▼ 12.8%
Operating result€76k-€55k▼ 27.6%€-9k
Net result€60k-€37k▼ 37.5%€-13k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €9k after €55k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€51k▼ 12.3%
Current assets
€137k▼ 17.5%
Equity and liabilities €188k
Equity
€89k▼ 12.8%
Debt
€99k▼ 19.0%
The debt ratio falls from 54.5% to 52.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-8k▼
2024 · €57k
Cash flow
€-12k▼
2024 · €39k
Solvency
47.4%▲
2024 · 45.5%
Current ratio
1.54▼
2024 · 1.57
Quick ratio
1.54▼
2024 · 1.57
Debt / equity
1.11▼
2024 · 1.20
ROE
-14.7%▼
2024 · 36.6%
ROA
-6.9%▼
2024 · 16.6%
Interest coverage
-1.87▼
2024 · 9.56
Debt
€99k▼
2024 · €122k
Debt ≤ 1 year
€89k▼
2024 · €106k
Debt > 1 year
€7k▼
2024 · €12k
Income taxes
€0▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€224k€188k▼
Fixed assets21/28€58k€51k▼
Tangible fixed assets22/27€8k€1k▼
Furniture and vehicles24€8k€1k▼
Financial fixed assets28€50k€50k=
Current assets29/58€166k€137k▼
Amounts receivable within one year40/41€59k€132k▲
Trade receivables40€26k€40k▲
Other amounts receivable41€33k€92k▲
Cash at bank and in hand54/58€106k€4k▼
Deferred charges and accrued income490/1€802€631▼
Equity and liabilities
Total equity and liabilities10/49€224k€188k▼
Equity10/15€102k€89k▼
Contributions10/11€5k€5k=
Reserves13€97k€84k▼
Distributable reserves133€97k€84k▼
Amounts payable17/49€122k€99k▼
Amounts payable after more than one year17€12k€7k▼
Financial debts170/4€12k€7k▼
Amounts payable within one year42/48€106k€89k▼
Current portion of amounts payable after more than one year42€5k€5k▲
Trade debts44€4k€6k▲
Suppliers440/4€4k€6k▲
Taxes, remuneration and social security45€35k€18k▼
Taxes450/3€35k€18k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€62k€60k▼
Accrued charges and deferred income492/3€4k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€273€307▲
Non-recurring operating charges66A-€6k
Gross operating margin9900€57k€-2k▼
Operating profit (loss)9901€55k€-9k▼
Financial income75/76B€346€0▼
Recurring financial income75€346€0▼
Financial charges65/66B€6k€4k▼
Recurring financial charges65€6k€4k▼
Profit (loss) for the period before taxes9903€49k€-13k▼
Income taxes67/77€12k€0▼
Profit (loss) for the period9904€37k€-13k▼
Profit (loss) for the period to be appropriated9905€37k€-13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€37k€-13k▼
Transfer from equity791/2-€13k
Transfer to equity691/2€37k€0▼
To other reserves6921€37k€0▼
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 18 days late
2025
31-12
Financial
Weakest financial yearnet €-13k ▼135%
Net result drops to €-13k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 26 days late
2024
31-12
Financial
Equity above €100kEq €102k ▲57.6%
2 profitable years in a row build equity to €102k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leopoldsburg · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kanaalstraat 593971 LeopoldsburgGround area
901 m²
Building footprint
86 m²
Volume, LiDAR
556 m³
Parcel 71023A0145/00K000, Flanders · tallest building 7.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Kanaalstraat 59, 3971 Leopoldsburg
since 20232.343.376.676
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71023A0145/00K000 | Flanders | 901 m² | 1 · 86 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LILOU
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BE 0795.672.885
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KRIS & ELSIE @ WORK FOR YOU
BE 0675.867.987
Balen · Eq €89k
DSW Consulting
BE 0729.888.079
Ham-sur-Heure-Nalinnes · Eq €89k
Bureau de Guidance et d'Assistance Multidisciplinaire en Management et en Administration des affaires
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,415 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.