ILLAE IMMO
ActiveILLAE IMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show negative equity (€-55k) and a net result of €-24k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 489 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 489 sector peers (2025).
NBB · sector comparisonPosition among 489 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
47 d early
2024
43 d early
2023
38 d early
2022
50 d early
2021
40 d early
2020
47 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€-55k▼ 79.3%
2024 · €-31k
2019: €-273
2020: €-2k
2021: €7k
2022: €-10k
2023: €-2k
2024: €-31k
2019 → 2025
Net result
€-24k▲ 14.8%
2024 · €-28k
2019: €-993
2020: €-1k
2021: €-4k
2022: €-17k
2023: €8k
2024: €-28k
2019 → 2025
Total assets
€755k▼ 7.0%
2024 · €812k
2019: €2k
2020: €2k
2021: €55k
2022: €960k
2023: €938k
2024: €812k
2019 → 2025
Solvency
-7.2%▼ 3.5pp
2024 · -3.8%
2019: -13.4%
2020: -94.2%
2021: 12.4%
2022: -1.1%
2023: -0.2%
2024: -3.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€35k€85k▲ 142%
Equity€7k-€-10k€-2k▲ 79.0%€-31k▼ 1,338%€-55k▼ 79.3%
Operating result€-4k-€-8k▼ 105%€23k€-14k€-16k▼ 17.9%
Net result€-4k-€-17k▼ 341%€8k€-28k€-24k▲ 14.8%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €16k in 2025 against €14k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €755k
Fixed assets
€720k▼ 6.2%
Current assets
€35k▼ 21.2%
Key figures and ratios
Solvency
-7.2%▼
2024 · -3.8%
ROA
-3.2%▲
2024 · -3.5%
Debt
€810k▼
2024 · €842k
Debt ≤ 1 year
€59k▲
2024 · €47k
Debt > 1 year
€750k▼
2024 · €795k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€812k€755k▼
Fixed assets21/28€767k€720k▼
Tangible fixed assets22/27€626k€606k▼
Land and buildings22€626k€606k▼
Financial fixed assets28€141k€114k▼
Current assets29/58€45k€35k▼
Amounts receivable within one year40/41€39k€31k▼
Trade receivables40€2k-
Other amounts receivable41€37k€31k▼
Cash at bank and in hand54/58€4k€2k▼
Deferred charges and accrued income490/1€1k€3k▲
Equity and liabilities
Total equity and liabilities10/49€812k€755k▼
Equity10/15€-31k€-55k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-49k€-73k▼
Amounts payable17/49€842k€810k▼
Amounts payable after more than one year17€795k€750k▼
Financial debts170/4€795k€750k▼
Amounts payable within one year42/48€47k€59k▲
Current portion of amounts payable after more than one year42€44k€46k▲
Trade debts44€4k€1k▼
Suppliers440/4€4k€1k▼
Taxes, remuneration and social security45€28€28=
Taxes450/3€28€28=
Other amounts payable47/48-€12k
Income statement
Code20242025
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€4k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€28k▲
Other operating charges640/8€3k€5k▲
Non-recurring operating charges66A€19k-
Gross operating margin9900€39k€17k▼
Operating profit (loss)9901€-14k€-16k▼
Financial income75/76B€490€6k▲
Recurring financial income75€490€6k▲
Financial charges65/66B€15k€14k▼
Recurring financial charges65€15k€14k▼
Profit (loss) for the period before taxes9903€-28k€-24k▲
Income taxes67/77€28-
Profit (loss) for the period9904€-28k€-24k▲
Profit (loss) for the period to be appropriated9905€-28k€-24k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-49k€-73k▼
Profit (loss) brought forward from the previous period14P€-21k€-49k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
19-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
30-06
Financial
Weakest financial yearnet €-28k ▼456%
Net result drops to €-28k, the lowest in the series; recovery starts the following year.
2023
24-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
30-06
Financial
Back to profitnet €8k
Net result €8k after 4 loss-making years.
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2021
22-12
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
30-06
Financial
Liquidity times 7current ratio 1.13
Current ratio from 0.16 to 1.13.
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
26-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
26-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 329 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chapelle-lez-Herlaimont · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Gouy 517160 Chapelle-lez-HerlaimontGround area
378 m²
Building footprint
133 m²
Volume, LiDAR
1,243 m³
2 parcels, Wallonia · tallest building 12.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MVD Finances
since 20172.265.125.093
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52014A0078/00V007 | Wallonia | 228 m² | 1 · 93 m² | 12.0 m · 3 fl. |
| 52010A0769/00D000 | Wallonia | 149 m² | 1 · 40 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,507 companies in sector 66199 we hold annual accounts for 917. 256 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-06-2017
Fiscal year end30-06
Activities, NACEBEL
66199Other activities auxiliary to financial services, excluding insurance and pension funding
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.