ILJAD
ActiveILJAD has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €288k and a net result of €-700. Equity is growing by ~3.2% per year across the filed fiscal years. Its solvency ranks better than 61% of 1300 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability55▼-17
Solvency57▼-5
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days only on tighter terms
Liquidity short (current ratio 0.7 against 1.08 in 2024; short-term debt: 47% and cash: 26.7% of total assets), and 67.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.4%
Return on assets
-0.1%
Age of the figures
19 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 55
Relative position
BE, all sectors
reference
Sector 55
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Filed more than 90 days late
The financial year that closed on 28-02-2025 was due by 30-09-2025 and was filed on 13-01-2026, 105 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
105 d late
2024
115 d late
2023
9 d late
2022
5 d late
2021
28 d late
2020
32 d late
2019
31 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€288k▼ 0.2%
2024 · €289k
2019: €238k
2020: €257k
2021: €248k
2022: €261k
2023: €267k
2024: €289k
2019 → 2025
Total assets
€889k▲ 14.4%
2024 · €777k
2019: €243k
2020: €264k
2021: €557k
2022: €564k
2023: €539k
2024: €777k
2019 → 2025
Net result
€-700
2024 · €22k
2019: €6k
2020: €19k
2021: €-10k
2022: €13k
2023: €6k
2024: €22k
2019 → 2025
Working capital
€-125k
2024 · €22k
2019: €31k
2020: €45k
2021: €18k
2022: €-3k
2023: €14k
2024: €22k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€248k-€261k▲ 5.4%€267k▲ 2.2%€289k▲ 8.4%€288k▼ 0.2%
Operating result€-7k-€18k€10k▼ 42.5%€27k▲ 159%€2k▼ 92.6%
Net result€-10k-€13k€6k▼ 56.6%€22k▲ 289%€-700
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 93% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €889k
Fixed assets
€596k▲ 26.1%
Current assets
€293k▼ 3.9%
Equity and liabilities €889k
Equity
€288k▼ 0.2%
Debt
€600k▲ 23.0%
The debt ratio rises from 62.8% to 67.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €45k
Cash flow
€18k▼
2024 · €40k
Solvency
32.4%▼
2024 · 37.2%
Current ratio
0.70▼
2024 · 1.08
Quick ratio
0.70▼
2024 · 1.08
Debt / equity
2.08▲
2024 · 1.69
ROE
-0.2%▼
2024 · 7.8%
ROA
-0.1%▼
2024 · 2.9%
Interest coverage
4.37▼
2024 · 9.52
Debt
€600k▲
2024 · €488k
Debt ≤ 1 year
€418k▲
2024 · €283k
Debt > 1 year
€183k▼
2024 · €205k
Staff costs
€2k▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€777k€889k▲
Fixed assets21/28€472k€596k▲
Tangible fixed assets22/27€472k€596k▲
Land and buildings22€469k€584k▲
Plant, machinery and equipment23€1k€10k▲
Furniture and vehicles24€2k€954▼
Current assets29/58€305k€293k▼
Amounts receivable within one year40/41€102k€56k▼
Trade receivables40€100k€55k▼
Other amounts receivable41€2k€1k▼
Cash at bank and in hand54/58€202k€237k▲
Deferred charges and accrued income490/1€1k-
Equity and liabilities
Total equity and liabilities10/49€777k€889k▲
Equity10/15€289k€288k▼
Contributions10/11€306k€306k=
Reserves13€1k€1k=
Non-distributable reserves130/1€1k€1k=
Reserves not available under the articles1311€1k€1k=
Distributable reserves133-€0
Profit (loss) carried forward14€-18k€-19k▼
Amounts payable17/49€488k€600k▲
Amounts payable after more than one year17€205k€183k▼
Financial debts170/4€205k€183k▼
Amounts payable within one year42/48€283k€418k▲
Current portion of amounts payable after more than one year42€19k€24k▲
Trade debts44€277€6k▲
Suppliers440/4€277€6k▲
Taxes, remuneration and social security45€880€641▼
Taxes450/3€480€641▲
Remuneration and social security454/9€400-
Other amounts payable47/48€263k€387k▲
Income statement
Code20242025
Remuneration, social security and pensions62€9k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€17k€19k▲
Other operating charges640/8€6k€6k▲
Gross operating margin9900€59k€29k▼
Operating profit (loss)9901€27k€2k▼
Financial income75/76B€0€2k▲
Recurring financial income75€0€2k▲
Financial charges65/66B€5k€5k▲
Recurring financial charges65€5k€5k▲
Profit (loss) for the period before taxes9903€22k€-700▼
Profit (loss) for the period9904€22k€-700▼
Profit (loss) for the period to be appropriated9905€22k€-700▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-19k▼
Profit (loss) brought forward from the previous period14P€-40k€-18k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 105 days late
2025
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 115 days late
2024
29-02
Financial
Highest result since 2019net €22k ▲289%
Operating result €27k, net result €22k, both a record.
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2022
05-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 5 days late
28-02
Financial
Back to profitnet €13k
Net result €13k after one loss-making year.
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 28 days late
28-02
Financial
Weakest financial yearnet €-10k ▼151%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 32 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
01-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Jozefstraat 43920 LommelGround area
132 m²
Building footprint
173 m²
Volume, LiDAR
810 m³
Parcel 72345B0866/00T006, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ILJAD
since 20072.165.505.402
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72345B0866/00T006 | Flanders | 132 m² | 1 · 173 m² | 6.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Gatsby Corporate
BE 0474.119.469
Eupen · Eq €288k
Falcon Group Holding
BE 0689.776.007
Gent · Eq €289k
LEMBRIX
BE 0477.924.146
Stavelot · Eq €290k
AZIMUT
BE 0443.991.566
Houffalize · Eq €287k
MRE CONSULT
BE 0842.812.610
Ronse · Eq €291k
Of 3,000 companies in sector 55203 we hold annual accounts for 690. 475 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded09-03-2007
Fiscal year end28-02
Activities, NACEBEL
55203Holiday cottages, homes and apartments
68310Real estate agency activities
68311Real estate activities
70311
68203Renting and operating of own or leased non-residential real estate, excluding land
70203
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.