Ilham Chenaoui Consulting

Active

Private limited companyfounded 20233 yrs activeVan Meyelstraat 22, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0805.942.316

Summary

Ilham Chenaoui Consulting has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €158k and a net result of €57k. Equity is growing by ~58.3% per year across the filed fiscal years. Its solvency ranks better than 62% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Watch Print / PDF

Checked score

Score 2025

90 / 100

Excellent

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency96▲+14

Growth78=

Track record94

Bankruptcy probability, 12 months

0.8% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €14k at 30 days acceptable

Liquidity ample (current ratio 4.03 against 2.73 in 2024; short-term debt: 21.3% and cash: 85.8% of total assets), and 28.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 62

Relative position

BE, all sectors

reference

Sector 62

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

71.1%

Return on assets

25.4%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 3 filings

Deviation from the deadline

2025

25 d late

2024

7 d late

2023

30 d late

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€158k▲ 55.7%

2024 · €101k

2023: €40k 2024: €101k

2023 → 2025

Total assets

€222k▲ 25.2%

2024 · €178k

2023: €107k 2024: €178k

2023 → 2025

Net result

€57k▼ 8.4%

2024 · €62k

2023: €36k 2024: €62k

2023 → 2025

Working capital

€143k▲ 62.3%

2024 · €88k

2023: €25k 2024: €88k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€40k-€101k▲ 155%€158k▲ 55.7%

Operating result€46k-€80k▲ 76.7%€73k▼ 8.9%

Net result€36k-€62k▲ 70.3%€57k▼ 8.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 9% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €222k

14.2%

85.8%

Fixed assets €31k ▼ 16.8%

Current assets €191k ▲ 36.6%

Equity and liabilities €222k

71.1%

28.9%

Equity €158k ▲ 55.7%

Debt €64k ▼ 15.5%

Debt's share of the balance-sheet total falls from 42.9% to 28.9%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€83k▼

2024 · €90k

Cash flow

€67k▼

2024 · €71k

Current ratio

4.03▲

2024 · 2.73

Debt to equity

0.41▼

2024 · 0.75

ROE

35.8%▼

2024 · 60.8%

ROA

25.4%▼

2024 · 34.8%

Interest coverage

49.01▲

2024 · 41.79

Debt ≤ 1 year

€47k▼

2024 · €51k

Debt > 1 year

€17k▼

2024 · €25k

Income taxes

€15k▼

2024 · €17k

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines

Balance sheet Code20242025

Assets

Total assets20/58€178k€222k▲

Fixed assets21/28€38k€31k▼

Tangible fixed assets22/27€38k€31k▼

Plant, machinery and equipment23-€2k

Furniture and vehicles24€38k€29k▼

Current assets29/58€140k€191k▲

Cash at bank and in hand54/58€140k€191k▲

Deferred charges and accrued income490/1€0-

Equity and liabilities

Total equity and liabilities10/49€178k€222k▲

Equity10/15€101k€158k▲

Contributions10/11€4k€4k=

Profit (loss) carried forward14€98k€154k▲

Amounts payable17/49€76k€64k▼

Amounts payable after more than one year17€25k€17k▼

Financial debts170/4€25k€17k▼

Amounts payable within one year42/48€51k€47k▼

Current portion of amounts payable after more than one year42€8k€6k▼

Trade debts44€63-

Suppliers440/4€63-

Taxes, remuneration and social security45€41k€36k▼

Taxes450/3€41k€36k▼

Remuneration and social security454/9€0-

Other amounts payable47/48€3k€6k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲

Other operating charges640/8€730€904▲

Gross operating margin9900€91k€84k▼

Operating profit (loss)9901€80k€73k▼

Financial income75/76B-€0

Recurring financial income75-€0

Financial charges65/66B€2k€2k▼

Recurring financial charges65€2k€2k▼

Profit (loss) for the period before taxes9903€78k€72k▼

Income taxes67/77€17k€15k▼

Profit (loss) for the period9904€62k€57k▼

Profit (loss) for the period to be appropriated9905€62k€57k▼

Appropriation of the result

Profit (loss) to be appropriated9906€98k€154k▲

Profit (loss) brought forward from the previous period14P€36k€98k▲

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 6Financial 3Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

25-08

NBB filing Annual accounts filed

fiscal year 2025 · micro schema · 25 days late

2025

31-12

Financial Equity above €150kEq €158k ▲55.7%

3 profitable years in a row build equity to €158k.

07-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 7 days late

2024

31-12

Financial Highest result since 2023net €62k ▲70.3%

Operating result €80k, net result €62k, both a record.

31-12

Financial Equity above €100kEq €101k ▲155%

2 profitable years in a row build equity to €101k.

30-08

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Sint-Jans-Molenbeek · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Van Meyelstraat 221080 Sint-Jans-Molenbeek

Ground area

638 m²

Building footprint

379 m²

Volume, LiDAR

6,825 m³

Parcel 21012A0168/00X011, Brussels · tallest building 23.0 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

Ilham Chenaoui Consulting

Van Meyelstraat 22, 1080 Sint-Jans-MolenbeekOther information technology and computer services

since 20232.352.877.728

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21012A0168/00X011	Brussels	638 m²	1 · 379 m²	23.0 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Nivelles · Eq €157,924

JP BI CONSULTING

BE 0730.998.334

Boechout · Eq €157,893

Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 15,278 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded18-09-2023

Fiscal year end31-12

Activities, NACEBEL 2025

62200Computer consultancy and computer facilities management

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.