ILENS
ActiveSummary
ILENS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €401,145 and a net result of €60,863. Equity is growing by ~24.9% per year across the filed fiscal years. Its solvency ranks better than 62% of 8115 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability59▼-1
Solvency80▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 2.24 against 2.27 in 2024; short-term debt: 44.6% and cash: 55.8% of total assets), and 44.6% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
55.4%
Return on assets
8.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
17 d early
2023
33 d early
2022
53 d late
2021
28 d early
2020
31 d late
2019
88 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€401,145▲ 17.9%
2024 · €340,282
Total assets
€724,475▲ 19.6%
2024 · €605,699
Net result
€60,863▲ 1.7%
2024 · €59,846
Working capital
€400,450▲ 18.3%
2024 · €338,364
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€72,813▲ 36.8%€84,227▲ 15.7%€62,141▼ 26.2%€81,655▲ 31.4%€81,607▼ 0.1%
Net result€48,055within the sector's middle half▲ 32.0%€59,220within the sector's middle half▲ 23.2%€45,176within the sector's middle half▼ 23.7%€59,846within the sector's middle half▲ 32.5%€60,863within the sector's middle half▲ 1.7%
Equity€176,041within the sector's middle half▲ 37.5%€235,260within the sector's middle half▲ 33.6%€280,436within the sector's middle half▲ 19.2%€340,282within the sector's middle half▲ 21.3%€401,145within the sector's middle half▲ 17.9%
Total assets€544,299below the sector's middle half▲ 10.8%€590,624within the sector's middle half▲ 8.5%€595,834within the sector's middle half▲ 0.9%€605,699within the sector's middle half▲ 1.7%€724,475within the sector's middle half▲ 19.6%
Debt€368,258▲ 1.4%€355,364▼ 3.5%€315,398▼ 11.2%€265,417▼ 15.8%€323,330▲ 21.8%
Working capital€247,290▲ 13.6%€276,997▲ 12.0%€273,228▼ 1.4%€338,364▲ 23.8%€400,450▲ 18.3%
Solvency32.3%within the sector's middle half▲ 6.3pp39.8%within the sector's middle half▲ 7.5pp47.1%within the sector's middle half▲ 7.2pp56.2%within the sector's middle half▲ 9.1pp55.4%within the sector's middle half▼ 0.8pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 0% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €724,475
Fixed assets
€695 ▼ 63.8%
Current assets
€723,780 ▲ 19.9%
Equity and liabilities €724,475
Equity
€401,145 ▲ 17.9%
Debt
€323,330 ▲ 21.8%
Debt's share of the balance-sheet total rises from 43.8% to 44.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€82,830▼
2024 · €87,445
Cash flow
€62,086▼
2024 · €65,636
Current ratio
2.24▼
2024 · 2.27
Debt to equity
0.81▲
2024 · 0.78
ROE
15.2%▼
2024 · 17.6%
ROA
8.4%▼
2024 · 9.9%
Interest coverage
3.54▲
2024 · 3.45
Debt ≤ 1 year
€323,330▲
2024 · €265,417
Income taxes
€20,519▲
2024 · €20,340
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,792 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.2%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,792 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €199 | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,951 | €4,569 | €5,096 | €5,790 | €1,223 | ▼ 78.9% |
| Other operating charges640/8 | €479 | €480 | €523 | €535 | €550 | ▲ 2.7% |
| Gross operating margin9900 | €75,243 | €89,276 | €67,760 | €87,980 | €83,380 | ▼ 5.2% |
| Operating profit (loss)9901 | €72,813 | €84,227 | €62,141 | €81,655 | €81,607 | ▼ 0.1% |
| Financial income75/76B | €28,928 | €24,945 | €24,381 | €23,850 | €23,150 | ▼ 2.9% |
| Recurring financial income75 | €28,928 | €24,945 | €24,381 | €23,850 | €23,150 | ▼ 2.9% |
| Financial charges65/66B | €37,615 | €31,355 | €26,360 | €25,319 | €23,375 | ▼ 7.7% |
| Recurring financial charges65 | €37,615 | €31,355 | €26,360 | €25,319 | €23,375 | ▼ 7.7% |
| Profit (loss) for the period before taxes9903 | €64,127 | €77,817 | €60,162 | €80,186 | €81,381 | ▲ 1.5% |
| Income taxes67/77 | €16,072 | €18,598 | €14,986 | €20,340 | €20,519 | ▲ 0.9% |
| Profit (loss) for the period9904 | €48,055 | €59,220 | €45,176 | €59,846 | €60,863 | ▲ 1.7% |
| Profit (loss) for the period to be appropriated9905 | €48,055 | €59,220 | €45,176 | €59,846 | €60,863 | ▲ 1.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €544,299 | €590,624 | €595,834 | €605,699 | €724,475 | ▲ 19.6% |
| Fixed assets21/28 | €1 | €9,138 | €7,709 | €1,918 | €695 | ▼ 63.8% |
| Intangible fixed assets21 | - | €9,138 | €7,709 | €1,918 | €695 | ▼ 63.8% |
| Tangible fixed assets22/27 | €1 | - | - | - | - | - |
| Furniture and vehicles24 | €1 | - | - | - | - | - |
| Current assets29/58 | €544,298 | €581,486 | €588,125 | €603,780 | €723,780 | ▲ 19.9% |
| Amounts receivable within one year40/41 | €293,427 | €301,679 | €331,077 | €255,605 | €319,616 | ▲ 25.0% |
| Trade receivables40 | €281,282 | €299,966 | €324,350 | €255,605 | €319,616 | ▲ 25.0% |
| Other amounts receivable41 | €12,145 | €1,713 | €6,727 | - | - | - |
| Cash at bank and in hand54/58 | €250,871 | €279,808 | €257,049 | €348,176 | €404,164 | ▲ 16.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €544,299 | €590,624 | €595,834 | €605,699 | €724,475 | ▲ 19.6% |
| Equity10/15 | €176,041 | €235,260 | €280,436 | €340,282 | €401,145 | ▲ 17.9% |
| Contributions10/11 | €18,630 | €18,630 | €18,630 | €18,630 | €18,630 | = |
| Reserves13 | €1,863 | €216,630 | €261,806 | €321,652 | €382,515 | ▲ 18.9% |
| Non-distributable reserves130/1 | €1,863 | €1,863 | €1,863 | €1,863 | €1,863 | = |
| Other1319 | €1,863 | €1,863 | €1,863 | €1,863 | €1,863 | = |
| Distributable reserves133 | - | €214,767 | €259,943 | €319,789 | €380,652 | ▲ 19.0% |
| Profit (loss) carried forward14 | €155,548 | - | - | - | - | - |
| Amounts payable17/49 | €368,258 | €355,364 | €315,398 | €265,417 | €323,330 | ▲ 21.8% |
| Amounts payable after more than one year17 | €70,000 | €50,000 | - | - | - | - |
| Financial debts170/4 | €70,000 | €50,000 | - | - | - | - |
| Amounts payable within one year42/48 | €297,008 | €304,489 | €314,898 | €265,417 | €323,330 | ▲ 21.8% |
| Trade debts44 | €270,799 | €282,465 | €299,843 | €248,030 | €309,716 | ▲ 24.9% |
| Suppliers440/4 | €270,799 | €282,465 | €299,843 | €248,030 | €309,716 | ▲ 24.9% |
| Taxes, remuneration and social security45 | €26,209 | €22,024 | €15,055 | €17,387 | €13,614 | ▼ 21.7% |
| Taxes450/3 | €26,209 | €21,149 | €14,180 | €17,387 | €13,614 | ▼ 21.7% |
| Remuneration and social security454/9 | - | €875 | €875 | - | - | - |
| Accrued charges and deferred income492/3 | €1,250 | €875 | €500 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €48,055 | €59,220 | €45,176 | €59,846 | €60,863 | ▲ 1.7% |
| + Depreciation and write-downs630 | €1,951 | €4,569 | €5,096 | €5,790 | €1,223 | ▼ 78.9% |
| Operating cash flow (approximation) | €50,007 | €63,789 | €50,271 | €65,636 | €62,086 | ▼ 5.4% |
| Investment in fixed assets (approximation) | - | -€13,706 | -€3,666 | €0 | €0 | - |
| Change in cash | - | €28,937 | -€22,759 | €91,127 | €55,988 | ▼ 38.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
State Gazette act
Resignation: OPTIEK MATTHIJS (director)Permanent representatives: Karel MATTHIJS and Sabine Holvoet · Director discharge5 facts ▸
State Gazette act
Resignation: OPTIEK MATTHIJS (director)
Permanent representatives: Karel MATTHIJS and Sabine Holvoet · Director discharge5 facts ▸
- Board meeting, 11-05-2026
- Director resignation, OPTIEK MATTHIJS (director)
- Permanent representative, Karel MATTHIJS (permanent representative)
- Director discharge, OPTIEK MATTHIJS
- Permanent representative, Sabine Holvoet (permanent representative)
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €60,863 ▲1.7%
Net result €60,863, the highest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
22-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 53 days late
2022
31-12
Financial
Equity above €200,000Eq €235,260 ▲33.6%
5 profitable years in a row build equity to €235,260.
03-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €150,000Eq €176,041 ▲37.5%
4 profitable years in a row build equity to €176,041.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Equity above €100,000Eq €127,986 ▲39.7%
3 profitable years in a row build equity to €127,986.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 88 days late
Show earlier events
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 58 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
no sitting director, last change in 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Not every act has been read: a resignation may be missing here
1 of this company's 2 Belgian State Gazette acts has not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2015
Ground area
417 m²
Building footprint
75 m²
Volume, LiDAR
677 m³
Parcel 12025E0771/00V000, Flanders · tallest building 12.4 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
ILens
since 20152.242.571.209
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12025E0771/00V000 | Flanders | 417 m² | 1 · 75 m² | 12.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
Mandate history
1 person since 2024, 0 in office
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| OPTIEK MATTHIJS |
|
Structure & network
Owners and holdings
2 ownersOwners 2
-
49.91%
-
49%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Of 251 companies in sector 46432 we hold annual accounts for 171. 124 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCoöperatieve vennootschap met beperkte aansprakelijkheid
Founded19-05-2015
Fiscal year end31-12
Activities, NACEBEL 2025
46432Wholesale trade
47120Other non-specialised retail sale
E-invoicing
Reachable via Peppol
Peppol ID
0208:0630680538
Also
9925:BE0630680538
Registered
13-11-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.