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ILE AUX FLEURS

Active
Private limited companyfounded 199630 yrs activeRue de la Gare 10, 6880 Bertrix, BelgiumKBO/BCE: BE 0457.136.254

ILE AUX FLEURS has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €137k and a net result of €22k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 8002 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
83 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-4
Solvency86▼-6
Growth78▲+4
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 2.65 against 2.55 in 2024; short-term debt: 21.6% and cash: 32.1% of total assets), and 38.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 30 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
61.4%
Return on assets
9.8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
31 d early
2023
43 d early
2022
32 d early
2021
31 d early
2020
31 d early
2019
11 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
€367k▲ 35.1%
2024 · €271k
2018: €150k 2019: €162k 2020: €184k 2021: €206k 2022: €204k 2023: €217k 2024: €271k
2018 → 2025
EBIT margin
8.5%▼ 3.1pp
2024 · 11.6%
2018: 2.1% 2019: 3.5% 2020: 10.3% 2021: 9.8% 2022: 9.6% 2023: 8.6% 2024: 11.6%
2018 → 2025
Net result
€22k▼ 0.1%
2024 · €22k
2018: €528 2019: €4k 2020: €13k 2021: €15k 2022: €15k 2023: €14k 2024: €22k
2018 → 2025
Working capital
€79k▲ 26.1%
2024 · €63k
2018: €9k 2019: €5k 2020: €15k 2021: €34k 2022: €23k 2023: €38k 2024: €63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€206k-€204k▼ 0.7%€217k▲ 6.0%€271k▲ 25.3%€367k▲ 35.1%
Equity€64k-€79k▲ 24.0%€93k▲ 17.4%€115k▲ 23.5%€137k▲ 19.0%
Operating result€20k-€20k▼ 2.3%€19k▼ 5.4%€31k▲ 69.3%€31k▼ 1.4%
Net result€15k-€15k▼ 0.8%€14k▼ 10.0%€22k▲ 58.1%€22k▼ 0.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€10k€20k€30kOperating result 2021: €20k€20kNet result 2021: €15k€15kOperating result 2022: €20k€20kNet result 2022: €15k€15kOperating result 2023: €19k€19kNet result 2023: €14k€14kOperating result 2024: €31k€31kNet result 2024: €22k€22kOperating result 2025: €31k€31kNet result 2025: €22k€22k20212022202320242025
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €223k
Fixed assets €95k▲ 38.8%
Current assets €128k▲ 23.1%
Equity and liabilities €223k
Equity €137k▲ 19.0%
Debt €86k▲ 50.2%
The debt ratio rises from 33.3% to 38.6%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€49k
2024 · €41k
Cash flow
€40k
2024 · €31k
Solvency
61.4%
2024 · 66.7%
Current ratio
2.65
2024 · 2.55
Quick ratio
1.60
2024 · 1.40
Debt / equity
0.63
2024 · 0.50
ROE
16.0%
2024 · 19.0%
ROA
9.8%
2024 · 12.7%
Interest coverage
26.92
2024 · 49.67
Debt
€86k
2024 · €57k
Debt ≤ 1 year
€48k
2024 · €41k
Debt > 1 year
€38k
2024 · €17k
Income taxes
€8k
2024 · €9k
Staff costs
€32k
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€172k€223k
Fixed assets21/28€69k€95k
Tangible fixed assets22/27€69k€95k
Land and buildings22€68k€59k
Plant, machinery and equipment23-€2k
Furniture and vehicles24€547€34k
Current assets29/58€104k€128k
Stocks and contracts in progress3€47k€51k
Stocks30/36€47k€51k
Amounts receivable within one year40/41€9k€5k
Trade receivables40€9k€5k
Cash at bank and in hand54/58€48k€71k
Deferred charges and accrued income490/1€621€623
Equity and liabilities
Total equity and liabilities10/49€172k€223k
Equity10/15€115k€137k
Contributions10/11€12k€12k=
Capital10€12k€12k=
Issued capital100€19k€19k=
Uncalled capital101€6k€6k=
Reserves13€24k€45k
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Distributable reserves133€22k€44k
Profit (loss) carried forward14€79k€79k=
Amounts payable17/49€57k€86k
Amounts payable after more than one year17€17k€38k
Financial debts170/4€17k€38k
Amounts payable within one year42/48€41k€48k
Current portion of amounts payable after more than one year42€6k€14k
Trade debts44€913€6k
Suppliers440/4€913€5k
Bills of exchange payable441-€2k
Taxes, remuneration and social security45€16k€16k
Taxes450/3€16k€15k
Remuneration and social security454/9-€505
Other amounts payable47/48€18k€12k
Income statement Code20242025
Turnover70€271k€367k
Goods, raw materials, services and sundry goods60/61€215k€285k
Remuneration, social security and pensions62€14k€32k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€18k
Other operating charges640/8€668€274
Gross operating margin9900€56k€82k
Operating profit (loss)9901€31k€31k
Financial income75/76B€206€479
Recurring financial income75€206€479
Financial charges65/66B€824€2k
Recurring financial charges65€824€2k
Profit (loss) for the period before taxes9903€31k€30k
Income taxes67/77€9k€8k
Profit (loss) for the period9904€22k€22k
Profit (loss) for the period to be appropriated9905€22k€22k
Appropriation of the result
Profit (loss) to be appropriated9906€101k€101k=
Profit (loss) brought forward from the previous period14P€79k€79k=
Transfer to equity691/2€22k€22k
To other reserves6921€22k€22k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
30-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €22k ▲58.1%
Operating result €31k, net result €22k, both a record.
31-12
Financial Equity above €100kEq €115k ▲23.5%
7 profitable years in a row build equity to €115k.
18-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
29-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
20-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
27-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertrix · 1 establishment unit since 1996
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue de la Gare 106880 Bertrix
Ground area
149 m²
Building footprint
69 m²
Volume, LiDAR
644 m³
Parcel 84009A0359/00C003, Wallonia · tallest building 12.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue de la Gare 10, 6880 Bertrix
Air transport
since 19962.075.328.163
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
84009A0359/00C003 Wallonia 149 m² 1 · 69 m² 12.8 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 552 companies in sector 46220 we hold annual accounts for 307. 227 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-02-1996
Fiscal year end31-12
Activities, NACEBEL
46220Wholesale trade
47761Retail sale of flowers, plants, seeds and fertilisers
52483
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.