ILBA
ActiveSummary
ILBA has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €282,551 and a net result of €4,330. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 64% of 10429 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability42▼-10
Solvency76▲+4
Growth52=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17,000 at 30 days acceptable
Liquidity ample (current ratio 1.85 against 1.59 in 2024; short-term debt: 25.1% and cash: 5.1% of total assets), and 49.4% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.6%
Return on assets
0.8%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
31 d early
2023
32 d early
2022
12 d early
2021
32 d early
2020
10 d early
2019
38 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 18 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, abbreviated schema
Equity
€282,551▲ 0.9%
2024 · €280,021
Total assets
€557,986▼ 7.3%
2024 · €601,773
Net result
€4,330▼ 61.4%
2024 · €11,203
Working capital
€118,763▲ 9.1%
2024 · €108,862
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€30,044▼ 61.8%€17,207▼ 42.7%€59,790▲ 247%€27,865▼ 53.4%€18,899▼ 32.2%
Net result€16,961▼ 65.9%€12,606▼ 25.7%€35,383▲ 181%€11,203▼ 68.3%€4,330▼ 61.4%
Equity€297,828▲ 5.4%€308,834▲ 3.7%€270,618▼ 12.4%€280,021▲ 3.5%€282,551▲ 0.9%
Total assets€582,286▼ 2.2%€581,658▼ 0.1%€603,706▲ 3.8%€601,773▼ 0.3%€557,986▼ 7.3%
Debt€284,457▼ 9.1%€272,824▼ 4.1%€333,088▲ 22.1%€321,752▼ 3.4%€275,435▼ 14.4%
Working capital€130,443▼ 10.9%€103,150▼ 20.9%€34,807▼ 66.3%€108,862▲ 213%€118,763▲ 9.1%
Staff (FTE)1.3▲ 30.0%1.6▲ 23.1%1.6=1.9▲ 18.8%1.9=
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 32% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €557,986
Fixed assets
€299,051 ▼ 3.5%
Current assets
€258,934 ▼ 11.3%
Equity and liabilities €557,986
Equity
€282,551 ▲ 0.9%
Debt
€275,435 ▼ 14.4%
Debt's share of the balance-sheet total falls from 53.5% to 49.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€34,825▼
2024 · €51,796
Cash flow
€20,256▼
2024 · €35,135
Current ratio
1.85▲
2024 · 1.59
Quick ratio
0.62▲
2024 · 0.40
Debt to equity
0.97▼
2024 · 1.15
ROE
1.5%▼
2024 · 4.0%
ROA
0.8%▼
2024 · 1.9%
Interest coverage
2.62▼
2024 · 3.75
Debt ≤ 1 year
€140,172▼
2024 · €183,099
Debt > 1 year
€128,426▼
2024 · €131,017
Income taxes
€1,986▼
2024 · €4,040
Staff costs
€62,965▲
2024 · €60,176
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €33,972 | €51,821 | €50,479 | €60,176 | €62,965 | ▲ 4.6% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €19,156 | €20,096 | €23,099 | €23,931 | €15,926 | ▼ 33.5% |
| Other operating charges640/8 | €2,458 | €3,250 | €2,585 | €2,422 | €2,328 | ▼ 3.9% |
| Gross operating margin9900 | €85,630 | €92,374 | €135,953 | €114,395 | €100,118 | ▼ 12.5% |
| Operating profit (loss)9901 | €30,044 | €17,207 | €59,790 | €27,865 | €18,899 | ▼ 32.2% |
| Financial income75/76B | €1,642 | €1,684 | €160 | €1,195 | €692 | ▼ 42.1% |
| Recurring financial income75 | €1,642 | €1,684 | €160 | €1,195 | €692 | ▼ 42.1% |
| Financial charges65/66B | €7,092 | €7,011 | €10,563 | €13,817 | €13,276 | ▼ 3.9% |
| Recurring financial charges65 | €7,092 | €7,011 | €10,563 | €13,817 | €13,276 | ▼ 3.9% |
| Profit (loss) for the period before taxes9903 | €24,594 | €11,881 | €49,388 | €15,243 | €6,315 | ▼ 58.6% |
| Income taxes67/77 | €7,633 | -€725 | €14,005 | €4,040 | €1,986 | ▼ 50.8% |
| Profit (loss) for the period9904 | €16,961 | €12,606 | €35,383 | €11,203 | €4,330 | ▼ 61.4% |
| Profit (loss) for the period to be appropriated9905 | €16,961 | €12,606 | €35,383 | €11,203 | €4,330 | ▼ 61.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €582,286 | €581,658 | €603,706 | €601,773 | €557,986 | ▼ 7.3% |
| Fixed assets21/28 | €317,043 | €320,046 | €324,147 | €309,813 | €299,051 | ▼ 3.5% |
| Tangible fixed assets22/27 | €314,901 | €317,765 | €322,063 | €307,729 | €296,968 | ▼ 3.5% |
| Land and buildings22 | €282,826 | €294,991 | €308,230 | €304,276 | €291,430 | ▼ 4.2% |
| Plant, machinery and equipment23 | €30,211 | €21,497 | €12,896 | €2,854 | €5,278 | ▲ 84.9% |
| Furniture and vehicles24 | €1,864 | €1,277 | €938 | €599 | €260 | ▼ 56.6% |
| Financial fixed assets28 | €2,142 | €2,281 | €2,084 | €2,084 | €2,084 | = |
| Current assets29/58 | €265,243 | €261,613 | €279,559 | €291,961 | €258,934 | ▼ 11.3% |
| Stocks and contracts in progress3 | €180,347 | €202,616 | €174,393 | €219,578 | €171,984 | ▼ 21.7% |
| Stocks30/36 | €180,347 | €202,616 | €174,393 | €219,578 | €171,984 | ▼ 21.7% |
| Amounts receivable within one year40/41 | €19,383 | €39,379 | €41,180 | €30,243 | €48,620 | ▲ 60.8% |
| Trade receivables40 | €12,017 | €16,217 | €26,701 | €19,268 | €24,630 | ▲ 27.8% |
| Other amounts receivable41 | €7,367 | €23,162 | €14,479 | €10,975 | €23,990 | ▲ 119% |
| Current investments50/53 | €46,000 | - | €16 | €8,082 | €2 | ▼ 100.0% |
| Cash at bank and in hand54/58 | €12,074 | €12,165 | €57,067 | €26,342 | €28,336 | ▲ 7.6% |
| Deferred charges and accrued income490/1 | €7,439 | €7,453 | €6,903 | €7,716 | €9,993 | ▲ 29.5% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €582,286 | €581,658 | €603,706 | €601,773 | €557,986 | ▼ 7.3% |
| Equity10/15 | €297,828 | €308,834 | €270,618 | €280,021 | €282,551 | ▲ 0.9% |
| Contributions10/11 | €92,100 | €92,100 | €20,100 | €20,100 | €20,100 | = |
| Reserves13 | €205,728 | €216,734 | €250,518 | €259,921 | €262,451 | ▲ 1.0% |
| Tax-exempt reserves132 | €38,374 | €38,374 | €38,374 | €38,374 | €38,374 | = |
| Distributable reserves133 | €167,354 | €178,360 | €212,143 | €221,547 | €224,076 | ▲ 1.1% |
| Amounts payable17/49 | €284,457 | €272,824 | €333,088 | €321,752 | €275,435 | ▼ 14.4% |
| Amounts payable after more than one year17 | €148,233 | €112,937 | €85,741 | €131,017 | €128,426 | ▼ 2.0% |
| Financial debts170/4 | €98,233 | €62,937 | €35,741 | €6,017 | €3,426 | ▼ 43.1% |
| Other amounts payable178/9 | €50,000 | €50,000 | €50,000 | €125,000 | €125,000 | = |
| Amounts payable within one year42/48 | €134,800 | €158,463 | €244,752 | €183,099 | €140,172 | ▼ 23.4% |
| Current portion of amounts payable after more than one year42 | €38,569 | €35,296 | €38,016 | €29,725 | €2,590 | ▼ 91.3% |
| Financial debts43 | - | - | €3,388 | €5,882 | €1,014 | ▼ 82.8% |
| Credit institutions430/8 | - | - | - | - | €1,014 | - |
| Other loans439 | - | - | €3,388 | €5,882 | - | - |
| Trade debts44 | €51,903 | €68,823 | €79,711 | €109,845 | €90,309 | ▼ 17.8% |
| Suppliers440/4 | €51,903 | €68,823 | €79,711 | €109,845 | €90,309 | ▼ 17.8% |
| Taxes, remuneration and social security45 | €15,735 | €13,138 | €21,290 | €14,672 | €20,600 | ▲ 40.4% |
| Taxes450/3 | €7,471 | - | €9,519 | €5,356 | €6,859 | ▲ 28.1% |
| Remuneration and social security454/9 | €8,263 | €13,138 | €11,771 | €9,315 | €13,742 | ▲ 47.5% |
| Other amounts payable47/48 | €28,593 | €41,206 | €102,346 | €22,975 | €25,659 | ▲ 11.7% |
| Accrued charges and deferred income492/3 | €1,425 | €1,425 | €2,595 | €7,637 | €6,837 | ▼ 10.5% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,961 | €12,606 | €35,383 | €11,203 | €4,330 | ▼ 61.4% |
| + Depreciation and write-downs630 | €19,156 | €20,096 | €23,099 | €23,931 | €15,926 | ▼ 33.5% |
| Operating cash flow (approximation) | €36,117 | €32,702 | €58,482 | €35,135 | €20,256 | ▼ 42.3% |
| Investment in fixed assets (approximation) | - | -€23,099 | -€27,200 | -€9,597 | -€5,165 | ▲ 46.2% |
| Change in cash | - | €91 | €44,902 | -€30,725 | €1,993 | ▲ 106% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Highest result since 2018net €49,747 ▲1,874%
Operating result €78,587, net result €49,747, both a record.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €2,521 ▼92.8%
Net result drops to €2,521, the lowest in the series; recovery starts the following year.
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 61 days late
2018
26-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2000
Ground area
1,816 m²
Building footprint
158 m²
Volume, LiDAR
1,315 m³
Parcel 73081D0052/00X000, Flanders · tallest building 11.8 m, ±3 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Octa+
since 20002.099.714.062
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73081D0052/00X000 | Flanders | 1,816 m² | 1 · 158 m² | 11.8 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Recognitions · licences · registrations
Food safety, FASFC
1 siteDilsen-Stokkem2.099.714.062
Dual-learning approval
5 endedAanvuller (so)
Kassier (so)
Winkelbediende (so)
Winkelmedewerker (vwo)
Winkelmedewerker duaal (so)
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Of 3,228 companies in sector 47781 we hold annual accounts for 743. 554 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-03-2000
Fiscal year end31-12
Activities, NACEBEL 2025
47300Retail sale of automotive fuel
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
Scores and ratios are computed by Checked and are not a credit decision.